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Capital market The market for buying and selling long-term loanable funds, in the form of bonds, mortgages and the like.

资本市场买卖长期可贷款资金的市场。长期可贷款资金的形式包括债券、抵押债券和类似的票证。

Capital loss 资本损失 capital market The market for buying and selling long-term loanable funds, in the form of bonds, mortgages and the like.

资本市场买卖长期可贷款资金的市场。长期可贷款资金的形式包括债券,抵押债券和类似的票证。

After signing credit contract, the both side of loan will negotiate the contract again usually, especially when loanee is in the financial difficult position, but to what degree, the contract negotiation can cause the effective decision-making in rest on the different situation.

通常情况下,银行可通过信贷配给、抵押担保和贷款规模三个途径诱使贷款申请人通过自己对贷款条件的选择而显示其风险状态特征,从而缓解由于信息不对称而引致的信贷筛选问题。

Under the condition that the market interest rates descend, the residential mortgage of a fixed rate may face these two occurrences. One is that the loanee refuses to return the money and breaks the contract because the LTV rise to a certain extent .The other is that the loanee return the money he loaned by the price on the account because the market loan price is higher than the price of the account, its said to be a kind of afresh margin by returning the loan ahead of the appointed time and selling the loan at the raised market price.

固定利率的住房抵押贷款在市场利率下降的情况下,其市场价值上升,既可能因LTV上升到一定程度而使借款人通过拒绝还款违约,还可能因为贷款的市场价值高于帐面价值,促使借款人提前还贷,重新融资。

Mortgage instruments shall be registered in the order of their lodgment .

抵押文书须按其送交的先后次序予以注册。

Libor, the London Interbank Offered Rate, is a daily average of rates that 16 different banks charge each other to lend money in London, and it is used to calculate adjustable-rate mortgages.

伦敦同业拆借利率,伦敦同业拆放利率,是平均每天16个不同的费率收取对方银行贷款在伦敦,它是用来计算浮动利率抵押贷款。

London interbank offered rate, LIBORBorrowers may be asked to collateralize the lians.

借款人可能被要求提供担保品以作借款抵押

There are also those who argue that Goldman's efforts after December 2006 to hedge its long exposure to the mortgage market loaded AIG up with even more risk and drove up the cost of insuring against an AIG default.

还有人提出,高盛在2006年12月后对冲其抵押贷款市场多头敞口的努力,使AIG背负了更大的风险,并推高了防范AIG违约的保险价格。

Fixed Rate loan — The 2nd mortgage at a fixed rate loan is similar to a first mortgage where you can get a lump sum payment and then pay up the loan in installments over a set period of time.

固定利率贷款-二号抵押贷款在固定利率贷款是类似第一按揭你能得到一笔金额,然后支付了这笔贷款分期一套的一段时间。

If you are certain that you would like the cash out of your equity in one lump sum, then a home equity loan would be the better option for you.

如果你一定是你想的现金出您公平的一笔,当时房屋抵押贷款,将是更好的选择给你。

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