投资银行

Until very recently, Chinese insurers were limited to investing their premium income in low-yielding government bonds and bank deposits but in the past two years Beijing has loosened these restrictions.

就在两年前，中国的保险公司还只能将保费收入投资于低收益率的政府债券和银行存款，但在过去两年中，中国政府逐渐解除了这些限制。

Some important vocabulary: trust, sewer, municipal, underwriter, estate, complexity, conceivably, administrator, safe deposit box, signature guarantee, brokerage service, living trust, personal assets, estate tax returns, contingent trustee, probate court, distribute the assets left by a decedent, pay

银行信托部根据公司、个人或政府的委托收受信托存款、办理信托投资、承募证券、管理财产或遗产、为未成年人财产的监护人。

The first, economic environment before economic upswing is different; the second, initial impetus of economic pullulation is different; thethird, conduction mechanism of economic pullulation is different; the fourth, the action of bank on economic grow this different; the fifth, pushing mechanism of fixed assets investment in creasing is also different.

一是经济高涨前的经济环境不同；二是经济成长的初始推动力不同；三是经济成长的传导机制不同；四是银行在经济增长中所起的作用不同；五是固定资产投资增长的推动机制不同。

Banks were deregulated in 1980s, the line between "pure" banking and other providers of financial and investment services has grown fuzzy.

20世纪80年代美国撤销对银行的管制以来，"纯粹的"银行业与其它金融投资服务机构之间的界限已变得日益模糊。

A typical LinkedIn member would be an investment banker at Société Générale, a French bank, he says,"too proud to invite his friends to join or to pay for it".

一个典型的LinkedIn会员会是一个法国兴业银行（Société Générale）的投资银行家，他会说"很骄傲邀请到他的朋友加入或缴纳会费"。

We need a new banking regulatory regime that reduces recklessness without reducing risk-taking, which is the key to capitalism.

我们需要一种新的银行监管制度，通过排除不必要的冒险，从而降低投资风险，这也是资本主义制度的关键所在。

Article 12 Commercial banks should explain in their notes to the accounting report the important policy of accounting and accounting estimates, including: Accounting standards, accounting year, reporting currency, accounting basis and valuation principles; Type and scope of loans; Accounting rules for investment; Scope and method of provisions against asset losses; Principle and method of income recognition; Valuation method for financial derivatives; Conversion method for foreign currency business and accounting report; Preparation method for consolidated accounting report; Valuation and depreciation method for fixed assets; Valuation method and amortization policy for intangible assets; Amortization policy for long-term deferred expenses; Accounting practice for income tax.

第十二条商业银行应在会计报表附注中说明本行的重要会计政策和会计估计，包括：会计报表编制所依据的会计准则、会计年度、记账本位币、记账基础和计价原则；贷款的种类和范围；投资核算方法；计提各项资产减值准备的范围和方法；收入确认原则和方法；衍生金融工具的计价方法；外币业务和报表折算方法；合并会计报表的编制方法；固定资产计价和折旧方法；无形资产计价及摊销政策；长期待摊费用的摊销政策；所得税的会计处理方法等。

So financials may have a couple more months of relative strength as portfolios readjust, but when might banks and brokers reemerge as stock-market leaders?

因此，作为投资组合的调整，金融股还需要更多时间保持相对的强劲，但到什么时候，银行和券商会再度作为股市领导者出现？

But to see that in the current rate cut in every country in the world, China is still room to cut interest rates much, if time and again to cut interest rates, a large number of rentier may withdraw from bank deposits, Look for higher investment income, so this is a measure of the stock market is a positive.

但要看到，在每个国家目前的速度在世界上削减，中国仍然有空间降息太多，如果时间和再次降低利率，大量的食利者可能退出银行存款，寻找更高的投资收入，所以这是一个对股市的措施是积极的。

Your services will be paid for, and you will be a partner.As a bank employee, I cannot operate any personal investment till I am retired and with the Anti-corruption Bill passed in Hong Kong; it is risky for a fixed income earner to own any huge amount of money in Hong Kong or any foreign country.

您的服务将支付，并且您将是一个partner.as一银行职员，我不能操作任何个人投资，直至我退休，并与反腐败法案通过在香港，这是有风险的一个固定收入，以自己的任何巨额资金，在香港或任何外国。

For a big chunk of credit-card losses; the number of filings (and thus charge-off rates) would be rising again, whether

年美国个人破产法的一个改动使得破产登记急速下降，而后引起了信用卡大规模的亏损。

Eph. 4:23 And that you be renewed in the spirit of your mind

弗四23 而在你们心思的灵里得以更新