投资银行

Research on asset liability management is summed up from domestic and overseas banks asset liability management, insurance and pension plan, long-term financial planning issues and multistage financial asset allocation in this paper. Application of scenario generation and stochastic programming in multistage asset liability management is also discussed.

在我国的经济背景下，考虑未来的不确定性，对我国养老金资产负债管理、银行资产负债管理、投资基金的资产配置及个人财务计划问题进行了研究，即(1)在资产负债管理随机规划模型的基础上，根据国内实际情况，改进了模型的约束条件，建立了适合国内情况的资产负债管理模型。

These situations are the main character of Chinese credit rationing phenomena. It could be conclude that a great mummer of important problems, which including some macro-scale problems such as the dualistic financial structure, the inefficiency of fund allocation, the phenomena of regulation of interest rate, and some middling scale problems such as the banking industry structure, the rampart of entering and exiting banking, as well as some micro-scale problems such as non-performing loans of banks,'over investment' of state-owned enterprise, credit deficiency of enterprises, have concerned with the situations.

一方面，从微观层面来看，政府行政权利在资源配置中的主导作用是中国特色信贷配给现象的一个主要的组成部分；可以说，无论是宏观方面的二元金融结构、资金配置效率低下、利率管制等现象；中观方面的银行业市场结构、银行业进入以及退出壁垒；还是微观方面的某些痼疾，如银行不良资产、国有企业的"过度投资"、微观主体信用缺损等，都在一定程度上同政府主导的信贷配给有关。

The banks have been the "negative interest rate" policy at all times in inducing people to invest in real estate.

银行一直是"负利率"的政策在任何时候都在促使人们投资于房地产。

The "newsboy" method enlights the author on calculating the...

然后分别站在上海市财政局、建设银行、工厂同工人的角度来评价投资收益，最后提出了建议。

This resulted in the monetary authority having to use nonmarket measures such as moral suasion to control credit and investment growth, an outcome that may have had short-term benefits but that vitiated the process of banking reforms.

这将导致货币当局不得不使用非市场的措施，比如劝说控制信贷和投资增长，这种劝说可能具有短期好处，但却会干扰银行改革的进程。

The term "monetary assets" refers to the monetary capital held by enterprises, the assets to be received in fixed or determined amounts of currency, including cash, bank deposits, accounts and notes receivable, and bond investments to be held to maturity.

货币性资产，是指企业持有的货币资金和将以固定或可确定的金额收取的资产，包括现金、银行存款、应收账款和应收票据以及准备持有至到期的债券投资等。

If Wenzhou People will purchase a loan in the local and the occupier of local funds, then the foreign capital investment in the local should not and will not be occupied by local bank loans and local funds it?

如果温州人将购买贷款中的地方和地方的占用资金，那么，外国资本投资的地方不应该也不会被占领的地方银行贷款和地方的资金呢？

A fifth of the bank's loansin late 2001 were more than a year past-due:'Grameen would be showingsteep losses if the bank followed the accounting practices recommendedby institutions that help finance microlenders through low-interestloans and private investments.

在2001年晚些时候，该银行五分之一的贷款被拖欠一年以上："如果遵循那些通过低息贷款和私有投资来帮助微型贷款者的机构所推荐的会计方式的话，格莱珉将遭受急剧的损失。"

Its Pleiad fund is a multi-strategy fund of hedge funds whose investment objective is to achieve a net return of 200 to 300 basis points over Libor – but with low volatility and limited correlation to traditional asset classes.

它的Pleiad 基金是一只多策略对冲基金的基金，投资目标是在低波动性、与传统资产级别相关性较低的情况下，达到高于伦敦银行同业拆借利率 200至300基点的净回报率。

Analysis of the persons concerned, the state promulgated a series of bank loans to tighten and restrict the growth of real estate development policy will not be of Guangdong Investment in real estate development the role of growth inflection point.

分析人士担心，国家颁布了一系列银行贷款收紧和限制增长的房地产开发的政策将不会对广东房地产开发投资增长的作用拐点。

For a big chunk of credit-card losses; the number of filings (and thus charge-off rates) would be rising again, whether

年美国个人破产法的一个改动使得破产登记急速下降，而后引起了信用卡大规模的亏损。

Eph. 4:23 And that you be renewed in the spirit of your mind

弗四23 而在你们心思的灵里得以更新