投保人

The policyholder must declare to us all facts which are likely to affect this insurance.

一、 投保人提出保险申请、我们同意承保，本合同成立。

No, by no means is it normal practice for an insurance company to ask a policyholder to waitto add a driver until they have been in an accident.

不，它决不是正常的做法，保险公司向投保人等待加上司机才有了车祸。

For example, the policyholder may not buy two property insurance policies and collect from each policy for the same loss due to theft.

比如，投保人不可以先购买两份财产保险，再对因失窃造成的损失向两家保险公司索赔。

We have a true story to tell you that will effectively highlight this issue, but to preserve the identity of the policyholder, we have changed the name and a few other details.

我们有一个真实的故事告诉大家，这将有效地突出问题，但投保人身份保存，我们已经改名等少数细节。

The proposer must be aged 18 or above.

投保人必须年满18岁或以上。

The applicant/proposer may consultthe insurer of his/her existing life insurance policy for further information.

申请人／投保人或需向其现有寿险保单的保险公司查询进一步资料。

The applicant/proposer may consult the insurer of his/her existing policy for further information.

申请人∕投保人或需向任何现有保单的所有保险公司进一步查询资料。

Please read the following statements and Important Notes to Proposer carefully and sign in the space provided.

请细阅下列各项条文及投保人须知，然后在指定空位内签署。

If the Proposer is not a manufacturer, are the products modified, altered, treated or handled?

如果投保人不是制造商，那产品可以更改、改变或另作处理吗？

The proposer hereby guarantees that this insurance does not relieve any one party from legal responsibility.

投保人保证该保险的安排不免除第三方依法应负之责任。

The split between the two groups can hardly be papered over.

这两个团体间的分歧难以掩饰。

This approach not only encourages a greater number of responses, but minimizes the likelihood of stale groupthink.

这种做法不仅鼓励了更多的反应，而且减少跟风的可能性。