投保人

Insurance fraud can be specified such conduct as misstating the insurance object,making up the Insurance reasons,exaggerating the Insurance loss or even wiffully creating Insurance accident in default of Insurance contract and the management of insurer .

投保人、被保险人、受益人或者保险公司的工作人员利用保险合同与保险公司管理上的缺陷，通过虚拟保险标的、谎报保险事故、编造保险原因、夸大损失程度、故意制造保险事故等获得保险金，是保险欺诈的主要表现形式

Their nurseries are not exactly brimming with future policyholders.

他们的幼儿园里未必都是未来的投保人。

To prevent overpaying for policyholders ' losses , the industry has established a rule of indemnity .

为防止对投保人所受损失的赔付，公司已建立了一套赔偿规则。

To prevent overpaying for policyholders ' losses , the insurance industry has established a rule of indemnity .

为防止对投保人所受的赔付，保险公司已建立了一套赔偿规则。

Where an insurance agent, when transacting insurance business on behalf of the insurer, oversteps the authority delegated and the applicant has good reason to believe that it has the authority of agency, and has concluded an insurance contract with it, it shall bear the insured liability.

保险代理人为保险人代为办理保险业务，有超越代理权限行为，投保人有理由相信其有代理权，并已订立保险合同的，保险人应当承担保险责任；但是保险人可以依法追究越权的保险代理人的责任。

Insurance contract is an agreement between the policy-holder and the underwriter stipulating their insurance rights and obligations.

保险合同是投保人与保险人约定保险权利义务关系的协议。

It is directly related to the balance of interests of the insurers and insurance policyholders or beneficiaries.

它的完善与否直接关系着保险人与投保人或者受益人的利益平衡，关系着保险合同关系的稳定。

If an insurance agent conducts any acts beyond the authorized scope in handling insurance business for the insurer, and the insurant is justified to believe that it is authorized and has signed the insurance contract, the insurer shall bear the insurance liabilities; however, the insurer may claim damages against the insurance agent ultra vires pursuant to law.

保险代理人为保险人代为办理保险业务，有超越代理权限行为，投保人有理由相信其有代理权，并已订立保险合同的，保险人应当承担保险责任；但是保险人可以依法追究越权的保险代理人的责任。

If an insurance agent conducts any acts beyond the authorized scope in handling insurance business for the insurer, and the insurant is justified to believe that it is authorized and has signed the insurance contract, the insurer shall bear the insurance liabilities; however, the insurer may claim damages agaisnt the insurance agent ultra vires pursuant to law.

保险代理人为保险人代为办理保险业务，有超越代理权限行为，投保人有理由相信其有代理权，并已订立保险合同的，保险人应当承担保险责任；但是保险人可以依法追究越权的保险代理人的责任。

Normally, a person in their 20s or 30s purchases a life insurance policy for a monthly premium that provides a death benefit should the policy holder die prematurely.

通常一个人在二十几岁或三十岁购买寿险每月保费政策规定应投保人死亡受益夭。

The split between the two groups can hardly be papered over.

这两个团体间的分歧难以掩饰。

This approach not only encourages a greater number of responses, but minimizes the likelihood of stale groupthink.

这种做法不仅鼓励了更多的反应，而且减少跟风的可能性。