性知识

The social origin of credit risk include: the dissatisfaction of appetence, the pursuit of life style and taste in order to achieve the upward mobility, the fragments of expert knowledge fostered by risk society and inestimable characteristic of risk.

本文指出，消费社会的欲望的不可满足性，消费社会中人们对生活风格和品味的追求以实现向上流动，风险社会所孕育的专家知识的片段性以及风险的不可估量性特征是信用卡风险的社会来源。

This article use the improved integral inequalities with the deviate variable and some skills of inequalities as well as related knowledge about second-order differential equation,to obtain the following results: the classification of limit point case or limit circle case and boundedness for second order differential or difference equation with deviative variable,discussed the classification for certain n-order differential equations,Criteria for the classification of second order differential equation with deviative variable.

本文利用推广的具有偏差变元的积分不等式，结合不等式的一些技巧以及常微分方程的相关知识对一类二阶具有偏差变元的微分方程及一类二阶差分方程极限圆型的分类问题作了相关的研究工作，并且讨论了一类n阶具有偏差变元的常微分方程解的平方可积性与有界性和一类二阶非线性具有偏差变元的微分方程解的有界性。

Because of Chinesefeudatories traditional effect, sex which is originally natural, should be understood byeverybody including students, and should be taken in mind as hygienical ability, but it hasgone too far from reality.

我国由于封建传统的影响，本应是很自然的性，本应是包括学生在内的每个人都应该了解的基本知识，树立健康的性观念，获取正常的性保健的能力，而现实中却出现了很大的偏离。

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The threshold competencies include active learning, reading comprehension, monitoring, social perceptiveness, time managing, persuasion, complex problem solving, honesty, attention to detail, cooperation, concern for others, stress tolerance, initiative, persistence, knowledge, obedience, individual communication, sureness, and dare to expostulation.

其中鉴别性胜任特征包括：人力资源管理、协调、自我控制、言语表达、主动聆听和服务倾向；基准性胜任特征包括：主动学习、阅读理解、判断和决策、社交洞察力、时间管理、说服力、解决复杂问题、正直可靠、注意细节、合作性、关心他人、承受压力、主动性、毅力、知识技能、服从性、人际沟通、踏踏实实和敢于谏言。

As for the reason, the phenomenon of industrial clusters comes into being owing to aseries of social and cultural factors that lies in the final products such as technologicalclassification, the possibility of product difference, the interconnection of technologicalinnovation, the taciturnity of knowledge, the dynamic changes of the competitiveenvironment of enterprise and the economy of development, the low transportation costof the final products, and the fashion and artistry.

究其原因，产业集群现象的出现是由于多方面因素的综合作用而造成的，其中包括产品存在着技术上的可分性、产品具有差异化机会、技术创新的网络性、知识的缄默性，以及企业竞争环境的动态多变和速度经济性、集群产品的低运输成本并具有时尚性和艺术性等一系列社会文化因素。

New Synthetic Geography emphasizes that the relationship between man and environment is the core viewpoint of teaching and research, which possesses the properties of locality, integrity, worldwideness, broadness and futureness, etc. Theses properties are just the goals of knowledge that General Education of universities is eager to build up.

新综合地理学著重人地关系为教学与研究的核心观点，具备有在地性、整合性、世界性、广博性和未来性等，这些特性正是大学通识教育所迫切亟欲达成的知识目标。

The traditional language teaching treats knowledge absolute truth, seeing knowledge in brief a study from the outside go to inside of importation process, underrates the ability and knowledge experience of a student and despise the learners'mental worlds of and difference etc., making the teachers and the students vitality not get to develop well in the teaching, resulting in the basic task of knowing being also hard completed effectively.

传统语文教学把知识看成绝对真理，把学习简单看成是知识由外到内的输入过程，低估了学生已有的认知能力和知识经验，轻视学习者心理世界的丰富性和差异性等，使师生的生命力在教学中得不到充分发挥，结果连其视为最主要的认识性任务也难以有效完成。

Then we study investors\' behavour in China by using the questionnaire method from three dimensions—investor\'s knowledge,psychology and behavior and from seven affecting factors—motive,securities investment Knowledge,awareness of risk,investment philosophy,trading,investment decision-making rule and investment performance.Aiming at these investment characteristics we examines the conservative bias and the reasons for the deviation from mental deviation from the emotional,social psychology and cognitive psychology deviation and from over-confidence,loss aversion,conservatism aversion, excessive fear of selective bias,selecting aversion,gambling psychology,self-attribution,the dependence on the policy bias and rapid money-making psychology.And we analyze investors\' several restrictive conditions during investment decision-making including information and knowledge constraints,psychological constraints,funds constraints and external conditions.

本文从全球股灾的教训及近年来我国证券投资者生存现状出发，从理论和实践两个角度论述了加强投资者教育以提高我国投资者在投资过程中的自我保护能力的重要性；采用调查问卷的方法，从投资者的知识、心理、行为三个构面，从入市动机、证券投资知识、风险意识、投资理念、交易行为、投资决策依据及投资业绩等七个影响因素来考察了我国投资者的投资行为；针对这些投资者的行为特征，从情感心理偏差、社会心理偏差和认知心理偏差三个构面，从过度自信、损失厌恶、保守性偏差、过度恐惧、选择性偏差、赌博心理与自我归因、对政策的依赖性偏差以及暴富心理等影响因素出发对我国投资者的认知偏差，以及产生这些偏差的原因进行了分析，探讨了投资者在投资决策时的几个约束条件，即信息约束、知识约束、心理约束、资金约束以及外部条件约束。

In this research , consumer knowledge is conceptualised by two variables : category expertise belief and category association belief , and product characteristics are measured by product sign value and product pleasure value

在此研究中，消费者知识由产品类别技能知识和产品类别联想知识两个变量定义，产品特征则通过产品象征性价值和产品愉悦性价值来度量。

The split between the two groups can hardly be papered over.

这两个团体间的分歧难以掩饰。

This approach not only encourages a greater number of responses, but minimizes the likelihood of stale groupthink.

这种做法不仅鼓励了更多的反应，而且减少跟风的可能性。