循环贷款

When we give the MBA class of prelection, there is a special dedicated to talk about this question, I, a lot of respect, General Manager, ask a lot of details, because this is really do your homework, a wise man from a bank loan of one million a year turnover per a cycle can be made his money in a eucycle State, stupid managers have banks'loans million a year turnover only once a year turnover and epicylic four times a year profit obviously different financial controls in effect we control risk, is to make profits, truly profit from the book into hard cash, this is a very important aspect.

我们给MBA讲课时，有一个专题专门讲这个问题，我一下课，许多总经理就围过来，问很多很多细节问题，因为这真是做不完的家庭作业，聪明的人从银行贷款一百万，一年周转四次，每一个周期都可以使他的资金处于良性循环状态，不聪明的经理人他也从银行贷款一百万，一年只周转一次，一年周转一次和一年周转四次带来的利润显然是不同的，所以财务监控实际上是我们控制风险，是让你的盈利，真实地从帐面盈利变成真金白银，这是非常重要的环节。

T get caught in an endless cycle of having to take out loans for your home.

笔得陷入无休止的循环，以发出贷款，你的家。

Nonrevolving credit, which includes auto loans, slid by $2.1 billion, or at a 1.6% annual rate.

包括汽车贷款在内的非循环信贷余额8月份下降21亿美元，折合成年率的降幅为1.6%。

The Federal Reserve said consumer borrowing rose at a seasonally adjusted 2.4% annual rate in February to $2.54 trillion, half the 4.9% pace recorded in January. Credit-card borrowing rose at a 5.9% pace in February, but demand for auto loans and other kinds of nonrevolving debt slowed to a 0.4% rate.

据美国联邦储备委员会公布的数据，2月份美国消费者贷款额达到2.54万亿美元，经季节性因素调整后增幅折合年率为2.4%，此前1月份的增幅为4.9%。2月份的信用卡借款增幅为5.9%，而汽车贷款和其他类别的非循环借款增幅却跌至0.4%。

Alternatively, the credit facility can be contingent: an unused revolving line of credit that can be accessed in an emergency, instantly encumbering the asset.

另外，信贷额度可以特遣队：一个未使用的循环贷款额度，可以利用在紧急情况下，立即抵押资产。

A home equity line of credit is a revolving loan, with a minimum and maximum amount of withdrawal.

置资产信贷额是一种循环贷款，以最低和最高金额退出。

These can be revolving credit cards or installment loans.

这些可循环信用卡或分期付款贷款。

Many of these so-called "revolving credit facilities" were set up during the boom, when credit was cheap.

许多这些所谓的&循环融资贷款&都是在信贷廉价时被采用的。

A payday advance is meant to be a short-term loan, not a revolving credit account.

一payday预先是一种短期贷款，而不是一个循环信贷帐户。

A revolving line of credit will fund a companys working capital.

循环贷款额度，将基金的一个综合性周转资金。

For a big chunk of credit-card losses; the number of filings (and thus charge-off rates) would be rising again, whether

年美国个人破产法的一个改动使得破产登记急速下降，而后引起了信用卡大规模的亏损。

Eph. 4:23 And that you be renewed in the spirit of your mind

弗四23 而在你们心思的灵里得以更新