年金

As China's largest life insurance companies, the leading company not only the personal life insurance and annuity products suppliers, a leading group life insurance and annuity products suppliers, a leading accident insurance providers, leading health insurance providers, but also through Holdings of China Life Asset Management Co., Ltd. has become China's largest insurance asset managers and institutional investors, China's largest one.

作为中国最大的人寿保险公司，本公司不但是领先的个人人寿保险与年金产品供应商、领先的团体人寿保险和年金产品供应商、领先的意外险供应商、领先的健康险供应商，更通过控股的中国人寿资产管理有限公司成为了中国最大的保险资产管理者及中国最大的机构投资者之一。

Ratio of having insurance coverage of life insurance and annuity: the ratio of life insurance and annuity policies in force to population.

人寿保险及年金保险投保率：人寿保险及年金保险有效契约件数对人口数之比率。

Ratio of prevalence of life insurance and annuity: the ratio of life insurance and annuity policies in force to national income.

人寿保险及年金保险普及率：人寿保险及年金保险有效契约保额对国民所得之比率。

As China's largest life insurance companies, the leading company not only the personal life insurance and annuity products suppliers, a leading group life insurance and annuity products suppliers, a leading accident insurance providers, leading health insurance providers, but also through Holdings of China Life Asset Management Co., Ltd.

作为中国最大的人寿保险公司，本公司不但是领先的个人人寿保险与年金产品供应商、领先的团体人寿保险和年金产品供应商、领先的意外险供应商、领先的健康险供应商，更通过控股的中国人寿资产管理有限公司成为了中国最大的保险资产管理者及中国最大的机构投资者之一。

Though we include Gen Re's sizable life and health reinsurance business in the "insurance" sector, we show the results for Ajit Jain's life and annuity business in this section. That's because this business, in large part, involves arbitraging money. Our annuities range from a retail product sold directly on the Internet to structured settlements that require us to make payments for 70 years or more to people severely injured in accidents.

虽然我们把通用再保庞大的人寿及健康再保险业务归类在保险事业之下，另外我们则把 Ajit Jain 负责的人寿及年金业务归类在财务及金融商品业务项下，这是因为他的业务大部分都牵涉到套利资金，我们的年金保险的种类，从网络直接零售到因重大职业伤害而要求我们在 70 年后付款的协议清偿都有。

This study besides the research construction, also utilizes "Spatial Model of Electoral Competition","Elite Decision-Making Model", and the "Simple Democratic Pattern" these three policies-making models to make another model of Taiwan pension policy subject to form and to deliver that explains the multiplicative process of Taiwan old age pension policy-making.

本研究除研究架构外，亦运用文中所述之「选举竞争空间模型」、「菁英决策模型」以及「简单民主模式」此三个政策决策模型，架构出另一台湾年金政策议题形成及产出之模式，藉以说明台湾地区老年年金政策决策过程之多元化。

Our results suggest that a gender equal pension system has the following characteristics: has annuity payment, has higher payout ratio for the early years of service, has no benefits cap on the years of service, the minimum payment is linked to the minimum living standard, designs with widow pension and spouse pension systems, and the payout ratio is determined by a worker's salary related to the average salary of all workers with the same gender as him or her.

本研究分析讨论的结果建议：采用年金制、加重前面年资的给付、年资不设上限、最低退休金给付水准订在每月国民最低生活费用、推行遗属及配偶年金、及同一性别的劳工做比较计算给付金额的退休金制度将有助於缩小退休金制度的性别差距，并减少老年女性贫穷化的问题。

The social pension system in China is composed of state pension, enterprise annuity and per- sonal savings.

目前，大多数发达国家都建立了比较完善的企业年金制度，企业年金成为养老保险的重要支柱。

Furthermore in a two-correlated-asset world, Target Preference was introduced based on the former stochastic dynamic programming model.

首先，在一个简单的相互独立的两资产世界中，以最大限度实现目标收益刻画企业年金计划受益人的偏好结构，建立了企业年金最优投资战略的随机动态规划模型，并通过大量的Monte Carlo模拟，考察了最优投资战略的特征。

Then in a two-independent-asset world, a stochastic dynamic programming model was set up with the beneficiary affiliated to the occupational pension schemes minimizing the deviation of the target returns and the actual returns.

本文首先介绍了中国企业年金的投资监管政策，分析了对企业年金投资进行监管的理由，在监管过程中可能出现的问题，以及未来监管政策的走向。

Do you know, i need you to come back

你知道吗，我需要你回来

Yang yinshu、Wang xiangsheng、Li decang,The first discovery of haemaphysalis conicinna.

1〕 杨银书，王祥生，李德昌。安徽省首次发现嗜群血蜱。