年有效利率

The interest rate descends consumption level and wallet of fighting the people in general. Compound interest's rolling to increase wealth income is another way. But the person of real meeting is still a handful of men, hence the gap between rich and poor's pulling has to open more, the margin is also larger. If general citizen can't make use of wealth to create more wealths effectively, just only put in the bank, and acceptancy the super and low interest income. When in June, 2001, Legislative Yuan resolution insurance revision bill, The life insurance industry can start selling an investment linked insurance product . The advantage of this product will "investment","insurance" unite as one with" property management" knot, for the economic environment of present very much a rather big help, deserve a research..

中文摘要理财行为因应时代而产生，利率的下降打击著一般民众的消费水准及荷包，在低利率的时代，复利滚存来增加财富收入似乎是可行之道，但是真正会的人仍是少数人，於是贫富差距就拉得更开，差距也更大了，一般市民大众若是无法有效的利用财富创造更多的财富，只能放在银行，而强迫接受超低的利息收入，在西元2001年6月时，立法院决议保险修正法案，寿险业可以开始贩售投资型保险商品，此一商品的好处将「投资」、「保险」与「资产管理」结合而为一，所以投资型商品隐含著背后庞大的商机，因为对於现今的经济环境确实有著相当大的助益，值得研究

The company website operation, develops the B2C service to develop channels and so on Carrefour, Bestbuy to complete to Southeast Asia market survey Region marketing consultant works the responsibility division key sales territory, investigates the market environment and the domestic customer consumer behavior development essential channel seller, formulates the region sales program formulation reasonable price strategy, the opportune moment carries on the effective promotion customer maintenance, utilizes the actual seller the 4C theory to train The main achievement completes TOYOTA the SALE training (behavioral science, marketing theory, CS, brand management), grasps Toyota Production System and Just in the time management implements the Toyota type sale, manages in the region the channel, the achievement month by month promotes, to achieve the region year sales target (70,000,000 RMB) The commodity business planning works the responsibility deliberated company's profit structure, the analysis with the control division old times the profit and loss, the formulation new product operational policy, the strategy market environment investigation estimate potential market profit rate comparison product competition situation, the product localization, the estimate life cycle, the curve analytic product cost, after formulation price strategy product going on the market, track produce market situation The main achievement participates in W-PJT, NOVA-PJT, the AIR-FORCE project, under the project participates in the personnel joint effort, the product year sales volume achieves 100,000 Commodity business planning work responsibility market survey; Coordinates the South Korean research and development personnel, to the new product the brand-new development, formulates the zone price strategy, compared with competitive power situation.

公司网站运作，开拓B2C业务开发Carrefour、Bestbuy等渠道完成对东南亚市场调查区域销售顾问工作职责划分重点销售区域，调查市场环境及当地客户消费行为开发关键渠道销售商，制定区域销售计划制定合理价格策略，适当时机进行有效的促销活动客户维护，将4C理论运用到实际销售员培训主要业绩完成TOYOTA SALE培训（行为科学、营销理论、CS、品牌管理），掌握Toyota Production System和Just in time管理实施Toyota式销售，管理区域内渠道，业绩逐月提升，达成区域年销售目标（7千万RMB）商品企划工作职责与管理部研讨公司的利润结构、分析往年损益，制定新品经营方针、策略市场环境调查估计潜在市场获利率比较产品竞争情况，产品定位，预估生命周期、曲线分析产品成本，制定价格策略产品上市后，跟踪产品市场情况主要业绩参与W-PJT、NOVA-PJT、AIR-FORCE项目，在项目参与人员共同努力下，产品年销量均达到10万台商品企划工作职责市场调查；协同韩国研发人员，对新产品全新开发，制定区域价格策略，比较竞争力情况。

Lack of effective market benchmark interest rate. On November 1 2003 ,Cheng Siwei, vice chairman of the Standing Committee, said: the key to the market-oriented interest rates is to set the benchmark interest rate.

缺乏有效的市场基准利率。2003 年11 月1 日，全国人大常委会副委员长成思危在一次论坛上指出：利率市场化的关键是确定基准利率。

Those who choose this option will be eligible for interest on their deposit, effective from the date of announcement of allotment of the second phase, at a rate of 8.5% for retention period between one year to two year and 8.75% for a retention period of more than 2 years.

这些谁选择此选项将有资格获得的利息，他们的存款，有效之日起宣布拨款的第二阶段，利率为8.5 ％之间的保存期限一年二年和8.75 ％的保留期2年以上。

China's interest rate from the current system, the market interest rates (such as money market, bond market interest rates) is clearly not in the list of interest rates; in direct control of the central bank's interest rate system, the re-lending and rediscount rate has not been very effective, because it few years the flow of adequate financial institutions makes little to rely on central bank loans and discount, and improve the reserve interest rate system with the reform of the general direction of inconsistency; Therefore, interest rates can only increase deposit rates or lending rates, both interest rates are in the current control and semi-control of interest rates.

中国的利率从目前的制度，市场利率（如货币市场，债券市场利率）显然不在列表中，利息直接控制的中央银行的利率制度，再贷款和再贴现率并不十分有效，因为这几年充足的流动金融机构几乎没有什么依靠中央银行贷款和贴现，提高准备金利率制度改革的总体方向不一致，因此，利率可只有增加存款利率或贷款利率，无论利率在目前的管制和半管制的利率。

However, as the name（read－only memory）implies, CD disks cannot be written onorchanged in any way.

然而，正如其名字所指出的那样，CD盘不能写，也不能用任何方式改变其内容。

Galvanizes steel pallet is mainly export which suits standard packing of European Union, the North America. galvanizes steel pallet is suitable to heavy rack. Pallet surface can design plate type, corrugated and the gap form, satisfies the different requirements.

镀锌钢托盘多用于出口，替代木托盘，免薰蒸，符合欧盟、北美各国对出口货物包装材料的法令要求；喷涂钢托盘适用于重载上货架之用，托盘表面根据需要制作成平板状、波纹状及间隔形式，满足不同的使用要求。