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There are a lot of problems in the existing housing mortgage loan insurance in China.

在我国现有的住房抵押贷款保险业务中,存在许多问题。

It is understood that individual housing secondary mortgage loan business in Shenzhen marks the first launch of the interbank China.

据了解,目前个人住房二次抵押贷款业务在深圳市银行同业中尚属首家推出。

During this process,the fluctuation of housing mortgage loan martet makes the riskgradually exposed.

在此过程中,个人住房抵押贷款的风险逐渐暴露出来。

Hypothecation guarantee,featuring as its special construction of regulation,takes a great important position in claim guarantee system.

抵押担保以其独特的制度构造,在债权担保体系中地位至为显赫,是世界各国担保法规定的重要担保方式。

The creation of the system of chattel hypothecation could not supersede the system of mortgage but confuses the theories relating to ...

因此 ,作者主张,在我国未来的立法中,应当废除动产抵押制度,完全用让与担保制度取而代之。

For the incompliant lending patterns mentioned above, on commercial banks part, improving the management and business technique will reduce, or even eliminate the incompliant behaviors in the pre-investigation process. From the Central bank and China Banking Regulatory Commission side, setting the inner network in the same industry, controlling the ratio of real estate loan, and enhancing the penalty to suppress the development of incompliant lending of real estate are effective ways to control risk. Fundamentally, the government should conduct the developer of real estate to search for the new financing mode to improve the stability and development, this might include some measures as follows: improving the liability financing structure of large real estate companies, develop the Reits and support its securitization to form the multi-financing.

对上述违规模式,从银行内部提高管理及业务水平方面,本文提出了针对性的风险防范措施,可有效地将违规的苗头扼杀在贷前调查过程中;从央行及银监会角度,可以通过建立同业信息沟通网络、严格控制房产信贷比重、加大违规惩戒力度等手段抑制房地产违规信贷的发展;而最根本的,政府应当引导房地产开发企业寻找新的融资渠道来促进房地产行业稳定和健康的发展,包括改善大型地产企业的债务融资结构、发展房地产投资信托基金及推动房产抵押证券化等方式形成房地产多元化融资的格局,这样,房地产违规信贷模式也就不攻自破了。

In discussing the Fed's programs, the media seems to focus on the low mortgage rates and government bond yields that lower the cost of borrowing.

媒体在谈论美联储计划过程中似乎主要关注的是低水平的贷款抵押利率和国债收益率降低了借贷成本。

The sub-prime carnage is getting all the headlines these days, but in the end, I suspect it will be only a footnote in yet another post-bubble shakeout.

次级抵押贷款的困境充斥了当今的媒体头条,但在又一次泡沫后的大振荡中,这或许只是微不足道的一部分。

We do not know the exact details, but in his poems Solon boasts of having removed the mortgage columns from the fields and brought back all the people who had fled or been sold abroad on account of debt.

详情我们虽然不太清楚,但是梭伦在他的诗中自夸说,他清除了负债土地上的抵押柱,使那些因债务而被出卖和逃亡到海外的人都重返家园。

Any project mortgages my company in the process of transnational financing unnecessarily, fund being able to provide upper limit to 3 billion U. S. dollar by the fact that the international finances unitary customer.

我公司在跨国融资的过程中无需任何项目抵押,可以通过国际融资为单一客户提供上限为30亿美元的资金。

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