在抵押中

Mortgage of chattel is a burgeoning means of guarantee which plays a predominant role in the mortgage.

动产抵押作为一种新兴的担保方式，在担保物权中独占鳌头。

This article analyzes the role of mortgage and credit reporting system in the development of consumer credit.

本文分析了抵押和个人信用制度在消费信贷发展中的作用。

If the developer only to the government to pay part of the land leasing, land can be used as collateral to obtain loans from banks, while in the construction market competition is very fierce, contractors often have to accept deferred payments of developers, the house was built in the course developers can sell to consumers uncompleted yet recovered spent away investment.

如开发商只需向政府支付部分土地出让金，就可以用土地作抵押向银行贷款，同时在建筑市场竞争十分激烈的情况下承建商往往不得不接受开发商延期支付的要求，房子在建过程中开发商就可以向消费者出售楼花而收回尚未花费出去的投资。

However, the setting-up of the legal system of mortgage of our country is later, and not perfect, especially in scope of validity of hypothec, the

但是，我国的抵押法律制度的建立却比较晚，且不完善，尤其是在抵押权效力范围方面，法律规定不够明确，在司法实践中，可操作性不强。

However, the setting-up of the legal system of mortgage of our country is later, and not perfect, especially in scope of validity of hypothec, the legal provisions are not clear enough, in the judicial practice, an effectiveness is not strong.

但是，我国的抵押法律制度的建立却比较晚，且不完善，尤其是在抵押权效力范围方面，法律规定不够明确，在司法实践中，可操作性不强。

This article considers repeated mortgage means that a mortgager establishes the mortgage to two or more rights of claim within the same range of value for the same property.

在众多的担保形式中，抵押担保在实现对债权的担保功能的同时，物的价值的利用和物的经济效用的发挥也不会因担保利益的设定而受到重大的影响，这无论对于债权人还是债务人或担保物的所有人以及社会经济的发展，均具有积极意义。

Pointed out that from the financial point of view, countries in the current macroeconomic policy, the bank's second-hand housing loan requirements of the subject matter of strict than before, and the proportion of loans and repayment period is more stringent; in the process of a direct impact on second-hand housing transactions to the mortgage, that is, there are all kinds of unreasonable, then there are now many banks have stopped the process to switch mortgage business, real estate transactions on the secondary impact is relatively large.

胡景辉指出，从金融角度来看，国家在目前的宏观经济政策，银行的二手房贷款需求的主题事项严格比以前的比例贷款和还款期是更严格；的过程中，直接影响了二手房交易抵押贷款，也就是说，有各种各样的不合理的，那么现在有许多银行已停止的进程切换抵押贷款业务，房地产交易的次要影响比较大的。

Under the context of national owned land ownership and marketable land-use right in China, it is more complicated to measure the insurance value of real property. In insurance business practice, the building insurance clause in mortgage insurance usually applies the real estate value to amount insured, wheras raplacement approach is applied to the indemnity, which causes overinsurance—the amount insured is greater than insurance value.

在保险实践中，住房抵押贷款保险的房屋保险条款通常以不动产价值作为保险金额，而在保险补偿时适用重置价值标准，导致保险金额总是大于保险价值的超额保险情况，超出的金额就是土地的价值或者土地价值的一个比例，这对被保险人是不利的。

"Scripless Securities" means stocks, shares or other securities within the meaning of "book-entry securities" as defined in Section 130A of the Companies Act including all instruments, orders and regulations made under or deriving validity therefrom which have been listed on the SGX and which have been designated by the SGX as eligible for deposit with The Central Depository Limited and for clearance and book-entry settlement of transactions on SGX.

无纸化证券指《公司法》第130A中规定的记账证券的定义下包括的股权，股票，或其他证券。包括《公司法》下所有的金融工具，依据《公司法》制定的指令和规范，或者衍生效力。这些工具已经在新加坡证券交易所上市，并被交易所指定成为可在新加坡中央托收公司进行抵押的合格抵押物，并有资格在新加坡证券交易所进行交易清算和账簿处理。

Clause in loan agreement obligating the borrower not to grant security without equally securing the loan in question.

贷款协定中的一项条款，要求借款人在未给本贷款作出同等抵押前，不得给其它贷款作出抵押。

For a big chunk of credit-card losses; the number of filings (and thus charge-off rates) would be rising again, whether

年美国个人破产法的一个改动使得破产登记急速下降，而后引起了信用卡大规模的亏损。

Eph. 4:23 And that you be renewed in the spirit of your mind

弗四23 而在你们心思的灵里得以更新