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Through analyzing the essence of investment bank, this paper is intended to contrast and compare the characteristics between investment and commercial bank.

本文通过对投资银行的本质问题进行分析,区别比较了投资银行与商业银行的特点,运用比较分析的方法对西方国家投资银行监管的有关法律加以研究,系统的论述了投资银行监管的一般理论及其具体内容。

Then Hualin Securities Research Institute, deputy director of the Liu's survey article," In 2003 the state's tax department to carry out tax reform, the banking business tax rate From 5% to 3%, it has never fully implemented because the bank is a local business tax the bulk of the tax on local revenue a greater impact on bank profits at the same time it also has great influence, such as sales tax in 2004, accounting for listed banks set aside Bizen an average of 20% of the profits, net profit of more than 30%, the domestic banks to lower the tax burden has been higher voice."

然后华林证券研究所,刘的调查文章,在2003年"副主任国家税收部门进行税制改革,银行业务由5%税率3%,但从来没有充分执行,因为银行是本地的营业税对地方收入税的大部分银行的利润就更大,同时它也有很大的影响,如2004年的销售税,对上市会计的影响备前银行预留了20%的利润,平均超过30%的净利润,在国内银行降低税负却远的声音。"

Although the panel logit models verify the effects of the explanatory variables consistently with the theory, the prediction accuracy is not as good as that of neuro fuzzy. In addition to the better out-sample prediction accuracy, neuro fuzzy also provides a more detailed and complicated relationship among the variables through the rule base mid 3-dimension graphics, which could be used for further theory development or modification Overall, the banking crises ca be predictable; however, each country needs different forecasting model. The mapping between the forecasting model mid data set characteristics ca be further developed for the future research.

实证结果显示,虽然Panel Logit之固定效果与随机效果模型皆验证了过去理论上各变数对银行危机之影响方向,但整体而言,其预测准确度并不比类神经模糊好;而类神经模糊除了提供更准确的样本外预测之外,其所建构的规则库与3D图提供较以往更为细腻的变数关系,此关系可作为未来理论发展之基础;整体而言银行危机可以被有效的预测,然而单一国家的预测结果显示不同的国家适用不同的预测工具,没有一项工具能够适用於所有的国家;而资料集属性与预测工具之对应关系可作为未来之研究方向。

Policy banks in these rules refer to China Development Bank, the Export-Import Bank of China and the Agricultural Development Bank of China.

本办法所称政策性银行,是指国家开发银行、中国进出口银行、中国农业发展银行。

As China's economy, the deepening of reform of the financial system, and our country in 1994 have formed the National Development Bank, Agricultural Development Bank of China, China Export-Import Bank of the three policy banks.

随着中国经济、金融体制改革的深入进行,我国于1994年相继组建了国家开发银行、中国农业发展银行、中国进出口银行三家政策性银行。

At present, the National Development Bank, Export-Import Bank of China and Agricultural Development Bank of China, three policy banks, such as how to adapt to the new situation and resolve new problems, our country is on the theoretical and practical work in front of one of the urgency of the problem.

当前,国家开发银行、中国进出口银行和中国农业发展银行等三家政策性银行如何适应新形势、解决新问题,是摆在我国理论和实际工作面前的一个迫切性问题。

In this article,we mentioned away to found an online-bank risk monitoring system---""four-dimensionality form aorganic whole""monitoring system.The so-called""four-dimensionality form aorganic whole""is to points concrete measures should be applied on nation,industry,bank and customer these four different dimensionality and auniform technique backup--digital authentication center should be set up against the online-bank's risk.

本文提出构建"四维一体"的网上银行风险监管体系的思路,并详细论述了构建"四维一体"的网投资项目管理师前景上银行风险监管体系的详细步骤:分别从国家、行业本身、银行内部和客户四个不同维度,提出对我国网上银行风险监管的具体对策,并依靠完备的数字认证中心作为技术后盾,进行有效的网上银行风险控制,切实防范网上银行风险。

The network is an alliance of 24 major banks and microfinance lenders in 15 countries. Members include Citigroup in the United States, ING and Triodos Bank of the Netherlands, Equity Bank of Kenya and Banco Azteca of Mexico.

该网络系统是由15个国家的24家大型银行和小额信贷机构组成的一个联盟,其成员包括美国花旗集团、荷兰商业银行和Triodos银行、肯尼亚Equity银行以及墨西哥Banco Azteca银行。

This paper mainly reviews the overseas' empirical research about the independence of central bank, and introduces Alex Cukierman and other scholars' methods which quantifies the independence of central bank, it studies the relation between the inflation and independence of central bank by comparing inflations of different countries in different periods, and provides that the independence of central bank is basic of currency stability which is the most important function of central bank.

本文主要评述了国外关于中央银行独立性的实证研究,介绍了Alex Cukierman 和其他学者关于量化中央银行独立性方法,通过对不同时期、不同国家的通胀变化情况进行比较,来探求通胀与中央银行独立性之间的相互联系,认为中央银行独立性是实现中央银行最主要职能――稳定币值的前提。

At present, Bank of China, State Development Bank branches as a result of the loan amount in excess of authority, is currently being stepped up to the respective head office reported that the trial, it is learned that the head office has been committed to loans, is awaiting approval, and ICBC, China Construction Bank and Agricultural Bank of China's 3 million are in the purview of immediate self-provision.

目前银行,中国,国家开发银行分行,由于贷款额超过管理局,目前正在加紧向各自的总部报告说,审判,据了解,总部设在一直致力于贷款,正在等待批准,工商银行,中国建设银行和农业银行,中国的3万人在职权范围内的立即自我规定。

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