商业银行

Chapter Three is an empirical analysis of China's banking competitions and efficiency.

第三章是我国商业银行竞争与效率的实证分析。

In addition, the author analyzes both the advantages and disadvantages of the two editions in this part.

另外，通过总结历史资料、进行国际比较，该部分对国有商业银行在这四个问题上的现状及问题产生的原因进行了深入探讨。

There are many other types of business lenders.

还有许多其他类型的商业银行。

The industry point out that the reason why commercial banks in housing loans to come up with this piece of high quality assets in securities of the pilot, was to build a good connection with the asset markets, currency markets platform.

业界指出，为什么商业银行在住房贷款拿出这块高品质的资产证券的试点，是建立一个良好的与资产市场，货币市场的平台。

Some time ago, the National Audit Office published a report of the investigation cases surprising: Shanghai, a commercial bank loan to a person of more than 7000 million of funds for real estate investment, buying a total of 128 housing units.

前一段时间，国家审计署公布的调查报告中的案件令人吃惊：上海，一家商业银行贷款，以一个人的7000多万美元的资金用于房地产投资，购买了总计128套住房。

Firstly, it introduces the present relative research theory of this field in the domestic and foreign countries and their application in state-owned commercial bank, including trust agent theory, motivation theory, controlled by employee theory and management extent and management level, management cost and efficiency.

论文首先阐述了目前国内外相关理论的研究现状及其在国有商业银行中的应用，包括委托代理理论、激励理论、内部人控制、管理幅度与管理层次、管理成本与管理效率。

The problem of bad bank assets has become the international problem in this day.

商业银行不良资产问题是现代金融业发展中的一个全球性难题。

Duration Theory is very important in commercial bank's assets and liabilities management in the westen.

Duration理论和方法在现代西方商业银行的资产负债管理中占有十分重要的地位。

Individual housing loans reached 97.7% rate of return, has become a commercial bank credit quality assets.

个人住房贷款回收率达到97.7％，已经成为商业银行的优质信贷资产。

The development of Hi-tech industry has a close relationship with the reform and innovation of finance system. Before the mature of VC market's coming, loans from commercial bank and finance guaranty is the main method for Hi-tech business.

高科技产业的发展与金融制度的改革、创新密切相关，在风险投资市场尚未充分发育之前，商业银行的信贷服务及与之相关的融资担保仍是高科技企业融资的主要手段。

On the other hand, the more important thing is because the urban housing is a kind of heterogeneity products.

另一方面，更重要的是由于城市住房是一种异质性产品。

Climate histogram is the fall that collects place measure calm value, cent serves as cross axle for a few equal interval, the area that the frequency that the value appears according to place is accumulated and becomes will be determined inside each interval, discharge the graph that rise with post, also be called histogram.

气候直方图是将所收集的降水量测定值，分为几个相等的区间作为横轴，并将各区间内所测定值依所出现的次数累积而成的面积，用柱子排起来的图形，也叫做柱状图。