商业银行

The US crisis reprimands the credit risks of China's commercial banks.

美国&次贷危机&对于我国商业银行信用风险的警示值得我们深思。

The permanent risk includes reprising risk, yield curve risk, basis risk and optional risk.

第四部分提出利率市场化进程中我国商业银行利率风险管理的原则和对策。

This article comes through 5 years of investigation and study of the national gold market by the writer. It started with surveying of the demand of the market, analysized the policy and environment of gold loan of commercial banks, discussed the mode of management, business scope and ricks in this business.

本文通过5年多来对我国黄金市场客户需求现状的调研，具体从我国黄金市场需求和客户群体分析入手，分析商业银行黄金借贷业务的政策和市场环境，探讨黄金借贷业务的管理模式、经营模式和风险模式。

With major commercial banks seceding from rural areas, Rural Credit Union becomes the major channel of official agricultural loans.

随着主要商业银行逐个退出农村，农村信用社成为了正规农业贷款的主要渠道。

Finally, we briefly discuss the possible ways to improve the internal control of SOBs.

最后讨论了完善国有商业银行内控制度的措施。

Along with sousing of international economics globalization, especially after entering WTO, commercial banks face rigorous challenge as well as competition.

摘 要：随着世界经济全球化趋势的加快，尤其是我国加入WTO之后，商业银行面临着严峻的挑战和激烈的竞争。

This paper speculates about the development of commercial banks in China based on this reality .

本文正是基于这个现实问题而展开对我国商业银行发展的思考。

Some suggestions are put forward to improve their efficiency, such as optimizing property right, reinforcinge the cooperation with strategy investors, mixing banking, security and insurance business, upbuilding scientific and efficient organization framework, pushing strategy transition and establishing favorable finance entironment.

从六个方面论述了今后的改革途径：即推动产权主体多元化，加大与战略投资者合作力度，稳步推进混业经营步伐，构建科学高效的商业银行矩阵式组织管理架构，加快实施战略转型，创建良好的金融生态环境。

Progress has been made in a number of pilot provinces where co-operatives have been converted into commercial banks.

进展 已取得了一些试点省份合作社已被转换成商业银行。

Progress has been made in a number of pilot provinces where co-operatives have been converted into commercial banks.

一些试点省已经取得一些进展，在这些省份，合作社转型成为商业银行。

On the other hand, the more important thing is because the urban housing is a kind of heterogeneity products.

另一方面，更重要的是由于城市住房是一种异质性产品。

Climate histogram is the fall that collects place measure calm value, cent serves as cross axle for a few equal interval, the area that the frequency that the value appears according to place is accumulated and becomes will be determined inside each interval, discharge the graph that rise with post, also be called histogram.

气候直方图是将所收集的降水量测定值，分为几个相等的区间作为横轴，并将各区间内所测定值依所出现的次数累积而成的面积，用柱子排起来的图形，也叫做柱状图。