商业银行

State-owned commercial banks have discriminated against SARE in their financing.

在国有商业银行内部设立中小企业信贷部。

At the same time, the competition is severer among the financial institutions.

同时，商业银行除了同业竞争不断加大外，还面临着其他非银行金融机构的巨大挑战。

It has already walked to the corner that can't be slided over. First, the capital of the state-owned banks remains at a quite low level.

它已经走到了无法回避困难的境地：其一，国有商业银行系统的资本金已很少。

Any unit or individual that fabricates, counterfeits or transfers the business license of a commercial bank, which is serious enough to consti tute a crime, criminal responsibility shall be investigated according to law.

第八十一条未经国务院银行业监督管理机构批准，擅自设立商业银行，或者非法吸收公众存款、变相吸收公众存款，构成犯罪的，依法追究刑事责任；并由国务院银行业监督管理机构予以取缔。

Madan and Haluk Unal,Designing Countercyclical and Risk-Based Aggregate Deposit Insurance Premia,CFR Working Paper No.

孙杨，商业银行道德风险与存款保险定价研究，产业经济研究，2005年第5期

There are main problems improving off-balance business of commercial banks are the following: the old view and the low market; the lacking uniform outlook, the low management; the small business fields; the unperfected mechanism and so on.

我国商业银行在发展中间业务活动中，存在的主要问题有：经营观念陈旧、市场营销乏力；缺乏全局性，组织管理考核力度不大；发展的中间业务面小，范围窄；经营管理机制不完善等。

Article 5 Commercial banks follow the principles of equality, voluntariness, fair, faithfulness and credibility in their services to clients.

第五条 商业银行与客户的业务往来，应当遵循平等、自愿、公平和诚实信用的原则。

With those expangding continuously in China banking,the field of home commercial bank are faced with challenge unprecedented beyond decreasing protection.

随着中国银行业的开放领域不断扩张，国内商业银行一些领域的保护衣也不断被剥离，这些领域的发展面临着前所未有的挑战。

As financial enterprises, the banks are faced with all kind of risks during their running. For being adapted to the trend of financial globalization and the wavy financial market, the banks all over the world pay more attention to managing and keeping the financial risks away, and improve the ability to survive and develop.

商业银行作为金融企业，在运营过程中面临着各类风险，世界各国银行界都非常重视金融风险的管理与防范，用以提高自身的生存与发展能力，积极适应金融全球化趋势和波动的金融市场。

With the rapid development of economics and deepening of our banking system reform , it is necessary for banks to come into the market.

随着我国经济的不断发展和金融体制改革的不断深化，公开上市已经成为商业银行的必然选择。

On the other hand, the more important thing is because the urban housing is a kind of heterogeneity products.

另一方面，更重要的是由于城市住房是一种异质性产品。

Climate histogram is the fall that collects place measure calm value, cent serves as cross axle for a few equal interval, the area that the frequency that the value appears according to place is accumulated and becomes will be determined inside each interval, discharge the graph that rise with post, also be called histogram.

气候直方图是将所收集的降水量测定值，分为几个相等的区间作为横轴，并将各区间内所测定值依所出现的次数累积而成的面积，用柱子排起来的图形，也叫做柱状图。