商业银行

The article introduces Harbin of Bank of China the case of case of move of deposit of a huge sum of subbranch of a bank of river soft market, to its generation reason undertakes an analysis, elaborate the field with commercial bank not perfect built-in control, and specific aim ground offers countermeasure proposal, perfect built-in control.

本文引入中国银行哈尔滨河松街支行巨额存款转移案的案例，对其产生原因进行分析，阐述商业银行内部控制不完善的方面，并针对性地提出策略建议，完善内部控制。

So the article puts forward a series of measures and suggestions that the loan risk should be controlled from loan whereabouts. Secondly, the paper has established a system of credit levels of enterprises' loan and the vague comprehensive evaluation of project risk .By objectively analyzing the risk elements and related links in all aspects, the article has set up a relatively all-round risk elements matrix and raised the relevant construction approach of subordinate angle function according to the state value of risk elements.

第二，本文建立了项目贷款企业信用等级和项目风险的模糊综合评价体系，用层次分析法对风险因素及其相关联系进行定量的分析，构建了比较全面的风险因素判断矩阵，根据风险因素的状态值分别提出了相应的隶属度函数的构造方法，然后对其进行模糊综合评价，对不同的模糊评价模型进行了讨论，为商业银行加强项目贷款贷前风险管理，进行风险识别和评价提供了有效的工具。

Subordinated debt is a quick, effective and convenient way for commercial banks to supply their capital.

次级债是一种快速、高效、便捷的补充商业银行资本金的方式。

"51" Before, the commercial banks to suspend all types of loans.

" 51 "之前，商业银行暂停所有类型的贷款。

With a comparing with the developed countries, the author draw the conclusion that the main block to the development of intermediary business——the market mechanism does not have sufficient condition to be effective, that incurs the swart competition among the commercial banks.

因而，研究和探索我国商业银行中间业务的创新与发展，具有重要的理论意义和现实指导意义。

The system is an important variable to the development of the society and economy.

国有商业银行制度是否有效，直接关系到金融配置的效率。

The current tax system, China's commercial banks business tax rate of 5% of sales.

现行的税收制度，中国的商业银行业务销售额的5％的税率。

My name is Elvis Addo, I am the regional manager of the International Commercial Bank Tema Accra Ghana I got your information during my search through the Internet.

我的名字是Elvis Addo，我是国际商业银行Tema阿克拉我获得您的信息在我的查寻期间通过互联网的加纳的地方经理。

In order to get survive from international rivals ,we have to temporize to time fashion and ,accept game rules of international financial market.since mix-industrial operation is accord with this historical trend ,in order to not be cast away by history ,our commercial banks have to take the strategic selection of multi-operations .

在压力面前，要想生存就必须顺应时代潮流，接受国际金融市场的游戏规则。而混业经营正是符合了这一历史趋势，我国商业银行只有采取多元化经营的战略选择才不会被历史抛弃。

The CIRC will conduct assessment of the commercial bank or other specialized financial institution's engaging in custody of stock assets of insurance companies, in terms of its asset scale, corporate governance, custody expertise, internal control, market status, etc., and issue review opinions thereabout.

中国保监会从资产规模、公司治理、托管经验、内部控制和市场地位等方面，对商业银行或者其他专业金融机构从事保险公司股票资产托管业务进行评估，并出具审核意见书。

On the other hand, the more important thing is because the urban housing is a kind of heterogeneity products.

另一方面，更重要的是由于城市住房是一种异质性产品。

Climate histogram is the fall that collects place measure calm value, cent serves as cross axle for a few equal interval, the area that the frequency that the value appears according to place is accumulated and becomes will be determined inside each interval, discharge the graph that rise with post, also be called histogram.

气候直方图是将所收集的降水量测定值，分为几个相等的区间作为横轴，并将各区间内所测定值依所出现的次数累积而成的面积，用柱子排起来的图形，也叫做柱状图。