商业银行

The storage of our country's NPL is very huge, as an important question existing in our country's reform of monetary system and the state-owned commercial bank's remanufacture which is unable to avoid.

当前我国既有的不良资产存量巨大，是我国金融体制改革和国有商业银行改制中无法回避的一个重要问题。

At our country, for long time the risk management of commercial bank lay particular emphasis on in the control and the after the event in the business of risk remediable, usually neglected risk to manage in advance.

在我国，长期以来商业银行的风险管理侧重于风险的事中控制和事后补救，往往忽视了风险的事先管理。

So, the task of top priority is to carry on the property of the state-owned commercial banks, whose core lies in the reorientation of the governments function.

所以当务之急是进行国有商业银行的产权改革，而产权改革的重心应是政府职能的重新定位问题。

This low figure reflects very limited rescheduling as commercial banks gradually reduce their portfolio in noncreditworthy developing countries.

这个很低的数字反映了极为有限的债务的重新安排，因而商业银行逐步减少了对缺乏资金的发展国家的信贷。

At the same time,it summarizes the development trend of our commercial banks in resent years.

并总结了近几年来我国商业银行发展的趋势。

The problems on risk management through capital allocation for commercial banks are converted into the respective research on appraisal methods to reserve for bad debts and capital at risk arising from credit risk, market risk and operating risk within the framework of a unified risk management model of capital allocation.

有了统一的资本配置风险管理模型后，商业银行的资本配置风险管理问题就转化为分别研究信用风险、市场风险和操作风险的损失准备金和风险资本估计方法。

We have decided to lower the commercial banks' reserve fund rate.

我们决定降低商业银行的准备金率。

Or transfer to the Joint account in to the Bank Pour Le Commerce Exterieur Lao in Laos, but it's not latter within 02 months from the date that Party B has resurvey and exploration report of the projects.

9，或者转账到老挝对外商业银行所开立的联合帐户，但是在乙方已经出具了上述项目的勘查和勘探报告之日不晚于2个月内支付。

It puts forward freshly three aspects on the base,precondition and circumstance of risk prevention ,especiallyresearches for the risk foundations-"transition period" and hinese characteristic marketeconomy .It brings out five entries to risk prevention:retortion of the direction of macroscopically adjustment,market financing,system innovation ,the decentralization andrecombination of the state property right ,reformation of organizational system in the state commercial bank and the establishment of inspiritment -obligation system .

第四章是全文的创新和结论部分，通过对风险防范的基础、前提条件和环境三方面的创新论述，特别是对"转轨时期"和"中国特色的市场经济"两个风险基础的研究，提出了风险防范的五个切入点：扭转宏观调控方向、市场触资制度创新、国有产权的分散重组、改革国有商业银行组织制度和激励——约束机制的建立。

A Revolving Loan Fund provides small loans to people who want to start businesses but who have no credit history or access to commercial bank loans.

循环贷款基金提供小额贷款给想要创业、却没有信用纪录或无法取得商业银行贷款的人。

On the other hand, the more important thing is because the urban housing is a kind of heterogeneity products.

另一方面，更重要的是由于城市住房是一种异质性产品。

Climate histogram is the fall that collects place measure calm value, cent serves as cross axle for a few equal interval, the area that the frequency that the value appears according to place is accumulated and becomes will be determined inside each interval, discharge the graph that rise with post, also be called histogram.

气候直方图是将所收集的降水量测定值，分为几个相等的区间作为横轴，并将各区间内所测定值依所出现的次数累积而成的面积，用柱子排起来的图形，也叫做柱状图。