商业银行

Although they are just sprats compared with the four large state-owned commercial banks, they have specific advantages, including that they have established the corporate governance with flexible operation, clarified their orientation in markets, set up a relatively effective stimulative system, and built up the innovative spirits.

相对四大国家银行，这些股份制商业银行明显处于比较弱小的位置，但又有自己的独特优势：基本上按照现代企业制度建立了比较完善的法人治理结构，有比较明确的市场定位，经营比较灵活，各自有一套比较有效的激励机制，具有一定的创新活力。

Finally, this paper demonstrates how to measure credit risk through a case and puts forward some advice for our commercial banks.

最后，通过一个国内银行的实际案例来具体说明如何测定我国商业银行的信用风险，并对我国银行业信用风险的测定和建模提出了一些意见和建议。

This paper infer to the "Debt shifting share"s legal issues is the no-determine of conimercial company"s legal position, To the problem, the penne suggest: determine Debt shifting share"s legal position, stipulate "capital charge company special law"and legal banner, perfect and attach importance to the company"s charge rules so perfect legal averment and circulation As a policy "debt shifting share " there is no existing experience to learn from."

针对这些问题，笔者相应地提出了一些对策建议，即明确&债转股&三方的法律地位，制定&资产管理公司特别法&，建立法律约束机制，重视和完善公司治理结构等方面，从而完善法律环境，解决&债转股&的法律问题。作为政策性&债转股&，尚无现成经验可借鉴。商业银行&债转股&是盘活银行不良资产，促进国有企业转换机制的一项重大举措。

Deposit insurance system is used to prevent the risk of failure of commercial banks; deposit premium ratio under deposit insurance system should match with risk of bank failure.

第三，存款保险制度是用来防范商业银行的破产风险的，存款投保费率应该与银行的破产风险相匹配。

Voted in as a professional investment institutions, their goal is to find attractive investment opportunities overseas, would like to vote in line to vote for equity investment, but it is not only the issue of equity, as they Investment bank leverage ratio is very high, on the one hand, the need to invest in cash, on the other hand, commercial banks need a large deposit base in order to re-up operation.

投作为专业投资机构，他们的目标是要找到有吸引力的海外投资机会，想在网上投票，投票进行股权投资，但它不仅是公平问题，因为投资银行杠杆比率非常高，一方面，需要投资于现金，另一方面，商业银行需要大量的存款基础，以便重新跟进行动。

According to the development of commercial bank's real-estate trust in Taiwan, the research investigates that the process how bank C evaluates through internal environment to realize the advantages and weakness itself in order to broaden the internal advantages or improve the weakness itself to draft the competition strategy.

本研究是以台湾地区商业银行不动产信托发展演变，来探究个案C银行在资讯瞬息万变、竞争激烈产业间，如何经由内部环境评估，了解本身的优、劣势后，扩大本身内部的优势或改善本身的劣势来拟定竞争策略。

First, deposits of enterprises, including enterprise funds in the short term is likely to bypass the loan; Second, trust funds, low-interest personal deposits to the Trust Fund to enter a loan-to-profit space; Third, offshore funds, through a bank or a trustee in the manner used to enter the territory of the lease, then commissioned by the commercial banks.

首先，存款的企业，包括企业的资金在短期内很可能会绕过贷款；第二，信托基金，低利息的个人存款的信托基金将进入一个贷的利润空间；第三，离岸基金，通过银行或受托人的方式来进入领土租赁，然后委托的商业银行。

Chapter four introduced how to use the advanced appraising tool through the case analysis to XAJT bank of one area.

第四章 通过对某一地区的XAJT银行的案例分析，说明了这一先进的业绩评价工具如何在商业银行中具体应用。

Based on this, think of this article should draw on the advanced experience of foreign banks, to promote and strengthen the full risk of awareness, developed in line with the strategic positioning of their own risk management approach, and gradually formed a comprehensive cross-border operation of the exchange rate risk management system to enhance the commercial banks of China's exchange rate risks management level.

基于此，本文认为应借鉴国外银行先进经验，倡导和强化全员风险意识，研究出符合自身战略定位的风险管理方法，并逐步形成全面的跨国经营汇率风险管理体系，以提升我国商业银行汇率风险管理水平。

Commercial banks operations to keep the ink stone deposits in reserve money as its cash and by the Central Bank deposits in two parts ...

商业银行在经营活动中保留的砚金称为存款准备金它由库存现金和在中央银行的存款两部分组成。。。

Breath, muscle contraction of the buttocks; arch body, as far as possible to hold his head, right leg straight towards the ceiling (peg-leg knee in order to avoid muscle tension).

呼气，收缩臀部肌肉；拱起身体，尽量抬起头来，右腿伸直朝向天花板（膝微屈，以避免肌肉紧张）。

The cost of moving grain food products was unchanged from May, but year over year are up 8%.

粮食产品的运输费用与5月份相比没有变化，但却比去年同期高8％。