商业银行

Owing to the risk aversion and deposit preference of state-owned commercial banks, their credit supply is not sufficient, deposit demand is too big, and balance of their deposits to loans is enlarging.

在利率管制的条件下，由于我国国有商业银行的风险厌恶和存款偏好特性，使银行的贷款供给不足和存款需求过大，引起存贷款差额扩大，从而导致我国货币政策信用渠道的传导机制不畅。

Consequently, one of the most important reasons for becoming a bank depositor is to use the payment facilities of the commercial banking system.

因此，成为银行存款人最重要的原因之一是利用商业银行体系的支付便利。

At all depository institutions, including commercial and savings banks, savings and loan associations, and credit unions.

在所有的储蓄所中，包括商业银行和储蓄银行，储蓄和借贷组织，还有信用联盟。

The central bank is only directional, the key depends on how the implementation of various commercial banks.

中央银行是唯一的方向，关键取决于如何实施各种商业银行。

Nevertheless, China's commercial banks face challenges of their own, including an over extended branch network and related overhead costs, impending additional deregulation in China, potential disintermediation of the banks as China's domestic capital markets develop, a slowing Chinese economy, and foreign competition. In the international marketplace, they lack experience and management skills.

不过，中国的商业银行同样面临挑战，其中包括过度扩张的分支机构网以及相关的营业间称本、中国境内外资管制的即将撤销、随中国资本市场发展而产生的银行脱媒风险、中国经济发展趋缓以及海外竞争压力增大；而从国际化市场的角度看，中资金融机构不仅缺乏经验，还缺乏管理技能。

Huijin holdings in banking stocks also notice an explicit reference to the "state-owned commercial banks price stability," the intention, it is expected to stabilize the stock market is expected to rebound in the short term.

在汇金持有的银行股也通知是对"国家明确提到国有商业银行的物价稳定"的意图，预计稳定股市可望反弹在短期内。

The last part of this paper indicates that the promotion of the exploitage of personal banking service should be arranged systematically in six aspects of strategy, policy, pattern, service, administration, and accounting.

最后指出，加快发展国有商业银行个人银行业务要从战略思想、政策支持、配套机制、创新产品、规范化管理、加强核算等六个方面系统推进，增强综合竞争能力。

Based on the theory of enterprise competitiveness, the thesis first brings forward an integral analyzing frame of bank competitiveness and then makes systematic analysis.

本文首先以企业竞争力基本理论为依据，提出了银行竞争力完整的分析框架，在此基础上对商业银行竞争力现状进行综合评价。

I had the solidelementary knowledge, the system have grasped the negotiablesecurities investment study, the money market study, the economic, theinternational finance, the Central Bank service, the commercial bankand the business management, the management study, financial controland accounting theory knowledge and so on the market marketing study,could skilled operate the Office office software, attained thestandard spoken Chinese two levels of first-class certificates, passedthe English four levels of tests, simultaneously, I also widely readthe massive books in 课余时间, not only enriched own, moreoveralso has raised own various skill, more importantly, The rigorousschool tradition and the straight study manner molded I simple, wassteady, the innovation, the disposition characteristic to thecommunication, has genially borne hardships and stood hard work, theearnest responsible work characteristic.

我具有扎实的基础知识，系统的掌握了证券投资学，金融市场学、经济学、国际金融、中央银行业务、商业银行与业务管理、市场营销学、管理学、财务管理和会计学等理论知识，能熟练操作Office办公软件，获普通话二级甲等证书，通过了英语四级考试，同时，我还在课余时间广泛阅读了大量的书籍，不但充实了自己，而且也培养了自己多方面的技能，更重要的是，严谨的学风和端正的学习态度塑造了我朴实、稳重、创新、的性格特点和善于沟通、吃苦耐劳、认真负责的工作特点。

Commercial banks operations to keep the ink stone gold as the reserve it by the cash on hand and deposits at the central bank two parts ...

商业银行在经营活动中保留的砚金称为存款准备金它由库存现金和在中央银行的存款两部分组成。。。

Breath, muscle contraction of the buttocks; arch body, as far as possible to hold his head, right leg straight towards the ceiling (peg-leg knee in order to avoid muscle tension).

呼气，收缩臀部肌肉；拱起身体，尽量抬起头来，右腿伸直朝向天花板（膝微屈，以避免肌肉紧张）。

The cost of moving grain food products was unchanged from May, but year over year are up 8%.

粮食产品的运输费用与5月份相比没有变化，但却比去年同期高8％。