商业银行

Finally, in view of the the status quo in credit risk measurement and management of our commercial banks,this article presented some reformational ideas from the institutional construction and technical means of improving our credit risk measurement and proposed some suggestions to improve the demonstration.

最后，针对目前我国商业银行信贷信用风险度量和管理的客观现状，从制度建设和技术手段等方面提出了一些提高我国商业银行信贷信用风险定量管理水平的思路，并提出实证内容可以从四方面进行改进的建议。

Market is virtually restricted with the operation of bank. Stimulatingly,listed commercial banks are rectifying their operational tactic.

市场正在以&无形之手&约束上市商业银行的经营，同时，上市商业银行也在随着市场反应变化，不断调整经营战略。

At present, many problems exit concerning Chinese commercial banks, especially the state-owned commercial banks, such as conducting inefficiency, lacking of creativity, the worriable quality of capitals and so on.

目前，我国商业银行、特别是国有商业银行，存在着经营效益低下、金融创新乏力、资产质量很差等许多方面的问题。

Focal and difficult points of Chinese financial reforms lie in four big state owned commercial banks which provide financial support with heavy cost for smooth completion of Chinese gradual reform and increases in their efficiency not only play an important role for improvements in our utilization of financial sources but also a key to their existence and development.

一直以来，国有商业银行对中国的渐进式改革顺利进行提供了强有力的金融支持，同时也付出了高昂的效率损失的代价，其效率的提高不仅对我国金融资源利用水平的提高有着重要作用，更是国有商业银行生存与发展的关键。

Chapter III mainly tells that the commercial banks usually meet the barricades in: ideology of management, system of management, development of products, and utilization.

第三节讨论我国商业银行事实 CRM 战略的策略。我国商业银行在实施 CRM 的总体构想是

This chapter classifies the definition and role of internal audit in monitoring systems of commercial banks.

本章阐明商业银行内部审计的含义及其在商业银行内部监控系统中地位和作用。

It also construes how the change of the exchange rate affects commercial banks in terms of assets and liabilities of commercial banks.

从商业银行的资产、负债等角度说明汇率变动对商业银行的影响。

The type of commercial bank risk in our nation is almost the same with that of the western commercial bank, and can be divided into credit risk, market risk, liquidity risk, operation risk, policy risk and financial grifting risk and so on based on risk factor.

我国商业银行的风险类型与西方商业银行的风险类型基本相同，从风险因素角度，划分为信用风险、市场风险、流动性风险、操作风险、政策性风险和金融诈骗风险等基本风险。

Therefore,any proposal of impairing state-owned commercial banks are not correct,and views of taking stat...

因此，任何削弱国有商业银行的观点都是错误的，所谓分拆国有商业银行的观点更是有害的。

China's Commercial bank but Commercial bank pities the loan phenomenon to the small and medium-sized enterprise existence.

中国的商业银行但商业银行对中小企业存在惜贷现象。

On the other hand, the more important thing is because the urban housing is a kind of heterogeneity products.

另一方面，更重要的是由于城市住房是一种异质性产品。

Climate histogram is the fall that collects place measure calm value, cent serves as cross axle for a few equal interval, the area that the frequency that the value appears according to place is accumulated and becomes will be determined inside each interval, discharge the graph that rise with post, also be called histogram.

气候直方图是将所收集的降水量测定值，分为几个相等的区间作为横轴，并将各区间内所测定值依所出现的次数累积而成的面积，用柱子排起来的图形，也叫做柱状图。