商业银行

The implication that the company governs but the never same angle analyses a commercial bank: That as far as inner structure be concerned, the commercial bank company governs is that the static state framework of organization and development restrict the machine-made unification; As far as the content that the commercial bank company governs be concerned, the commercial bank company administers the govern and broad wide company of company who can be a narrow sense mark governing.

商业银行公司治理的涵义可从不同的角度分析：就内部结构而言，商业银行公司治理是静态组织结构和动态制约机制的统一；就商业银行公司治理的内容而言，商业银行公司治理又可以分为狭义的公司治理和广义的公司治理。

By analyzing the competitive situation of representative State-owned banks such as Bank of China, ICBC( Industrial and Commercial Bank of China), China Construction Bank and Agricultural Bank of China,this paper analyzes the advantages and disadvantages of Chin...

论文探讨了竞争力的一般理论及商业银行竞争力分析体系，与外资银行相比较分析了国有商业银行竞争力的优势和劣势，指出了国有商业银行面临的机遇和挑战，提出了提高国有商业银行竞争力的对策建议。

In examining the value-creation ability, a compound methodology that combines history and reality, normative analysis and positive analysis, logical analysis and comparison analysis, static analysis and dynamic analysis is being adopted. By reviewing numerous related literatures and collecting full and accurate data, former researchers' excellent disquisitions are well absorbed and used for reference. The objective is to evaluate commercial banks' value-creation ability scientifically and accurately, excavate the value-driving factors at commercial banks, and provide commercial banks some reasonable suggestions to enhance the core competition ability.

在对商业银行创值能力进行研究的过程中，采用规范分析与实证分析相结合、逻辑分析与比较分析相结合、静态分析与动态分析相结合的研究方法，在查阅大量文献的基础上，搜集翔实的数据和资料，努力吸收、借鉴前人的优秀研究成果，力求科学、客观地衡量商业银行的创值能力，挖掘商业银行价值驱动因素的价值贡献潜力，为提升商业银行的核心竞争力，实现商业价值最大化的经营目标提出合理化建议。

This thesis intends to explore fundamental causes for risks related to financing activities of our state-owned commercial banks and draw relevant proposals to tackle these causes by undertaking thorough investigations into internal and external variables related to financing activities of the banksThis thesis firstly investigate four external variables affecting financing activities, including enterprises, government, central bank and social creditability before proceeding to make an enquiry into internal variables and make proposals to deal with these external and internal variables that cause risks related to financing activities.

本文旨在通过对国有商业银行贷款风险的研究，对我国国有商业银行信贷风险从银行内、外部因素这两大角度作了深入的分析，探究我国国有商业银行信贷风险产生的根本原因，并提出相应的对策。文章从企业、政府、中央银行、社会信用等四个方面对信贷风险产生的外部因素进行了探究，而后通过对信贷风险产生的内部因素的分析，为银行信贷风险管理指明了方向。

So, this paper starts with the inevitability of commercial nonproprietary mutual funds ? and analyses the superiority of commercial nonproprietary mutual funds. After deeply researches the necessity and possibility with the economies of commercial nonproprietary mutual funds, the paper proposes the countermeasures of the problem.

因此，本文从我国商业银行发展自营投资基金的必然性入手，分析了商业银行发展自营投资基金业务的优势，在对银行自营投资基金理论分析与实证检验的基础上，系统、深入地探讨商业银行发展自营投资基金业务的存在的问题与相应的对策，并有的放矢地提出推动商业银行自营投资基金发展的政策建议。

COASTAL COMMUNITY AND TEACHERS CREDIT UNION COLLINS COMMUNITY CREDIT UNION COLUMBUS BANK AND TRUST COMPANY COMERICA BANK COMMERCE BANCSHARES, INC. COMMERCE BANK, NATIONAL ASSOCIATION COMMERCIAL BANK COMMUNITY BANK AND TRUST CREDIT ONE BANK, NATIONAL ASSOCIATION CREDIT UNION CENTRAL FALLS CREDIT UNION OF NEW JERSEY CU COOPERATIVE SYSTEMS DATA CENTER INCORPORATED DHCU COMMUNITY CREDIT UNION DIGITAL FEDERAL CREDIT UNION DUPONT COMMUNITY CREDIT UNION ESL FEDERAL CREDIT UNION EVANSVILLE FIREFIGHTERS FEDERAL CREDIT UNION FAIRFAX COUNTY FEDERAL CREDIT UNION FAMILY SECURITY CREDIT UNION FARMERS AND TRADERS BANK FEDCHOICE FEDERAL CREDIT UNION FIA CARD SERVICES, NA FIA CARD SERVICES, NATIONAL ASSOCIATION FIDELITY BANK FINANCIAL HORIZONS CREDIT UNION FIRST-CITIZENS BANK AND TRUST COMPANY FIRSTMERIT BANK, NATIONAL ASSOCIATION FIRST BANKING CENTER - BURLINGTON FIRST COMMUNITY BANK, NATIONAL ASSOCIATION FIRST COMMUNITY CREDIT UNION FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF PORT ANGELES FIRST FEDERAL SAVINGS BANK OF FLORIDA FIRST INTERSTATE BANK FIRST NATIONAL BANK FIRST NATIONAL BANK OF TENNESSEE FIRST PREMIER BANK FIRST SAVINGS BANK OF PERKASIE FIRST STATE BANK OF ST.

海岸社区与师范储蓄互助社柯林斯合作信用社哥伦布银行及信托公司Comerica银行商业股票银行，工商银行股份有限公司，国家协会为商业银行和信托银行信用社区一家银行，国家会信用联合会中央瀑布信用新泽西兑换联盟协同系统数据中心的法团DHCU合作信用社数字联邦信用合作社杜邦合作信用社的ESL联邦信用合作社埃文斯维尔消防队员联邦信用合作社费郡联邦信用合作社家庭安全信用联盟农民和商人银行FEDCHOICE联邦信用合作社国际汽联卡服务，不适用国际汽联卡服务，全国协会信诚银行信用联盟第一个财政立式服务器，国民银行和信托公司FirstMerit现有银行，第一银行中心的全国性协会-伯灵顿第一社区银行，国家协会第一社区信贷联盟第一个联邦储蓄和贷款协会第一港口洛杉矶联邦储蓄银行美国佛罗里达州第一州际银行第一国民银行第一国民银行田纳西州的首位银行第一储蓄佩卡西作者：意法半导体第一州银行。

Government's commercial banks "big but not inverted" stealth commitments, capital of commercial banks to make up again and again, the central bank in macroeconomic regulation and control in multi-take into account the interests of commercial banks, commercial banks weakened self-responsibility.

政府的商业银行"大但不倒"的隐形承诺，资本的商业银行，以弥补一次又一次，中央银行的宏观调控多考虑到商业银行的利益，削弱了商业银行的自我责任。

No one is laughing now. On August 31st Allianz, an insurer, gave up the st ruggle to make anything of its 2001 purchase of Dresdner and sold the bank to Commerzbank for 9.8 billion euro ($14.2 billion).

不久前，德瑞斯顿银行的投行分支德累斯顿-克莱沃特的员工谈及德国商业银行这一竞争对手时，还将其冠以&滑稽的银行&，但现在没人嘲笑德国商业银行了。8月31日，安联保险集团放弃它2001年收购的德瑞斯顿银行并将其以98亿欧元（142 亿美元）价格卖给德国商业银行。

This article"s analytic clue is that: firstly, the author elaborates the basic concept of enterprise competitiveness and features of it by reviewing the theory of enterprise competitiveness, analyzes the substance of competitiveness of commercial bank in details, further confirms the specialities of commercial bank"s competitiveness, generalizes the comprising causes of commercial bank"s competitiveness, including knowledge creating cause, organizing capacity cause, fundamental conditional cause, reviews and commentates briefly the analyzing methods of bank competitiveness, thereby offers the theoretical support to build up the index system of commercialbank"s competitiveness.

本文分析思路：首先从企业竞争力理论回顾入手，阐述了企业竞争力基本概念和特征，详细分析了商业银行竞争力的内涵，进一步明确了商业银行竞争力的特殊性，概括和总结了包括知识创新要素、组织能力要素和基础环境要素三个方面的商业银行竞争力构成要素，并对银行竞争力分析方法进行回顾和简要点评，为构建商业银行竞争力指标体系提供了理论支持。

Nine core indexes are totalized according to their weight, the competence of small and middle-shed joint-stock commercial banks is analyzed. The results showed that China Merchants Bank was in the leading position and was the best of all these banks.

采用相应的权重指标将9个核心指标进行汇总，分析各股份制商业银行在中小股份制商业银行中的竞争力，表明招商银行是中小股份制商业银行中处于领先地位的商业银行，具有较强的实力。

The absorption and distribution of chromium were studied in ryeusing nutrient culture technique and pot experiment.

采用不同浓度K2CrO4(0，0.4，0.8和1.2 mmol/L)的Hoagland营养液处理黑麦幼苗，测定铬在黑麦体内的亚细胞分布、铬化学形态及不同部位的积累。

By analyzing theory foundation of mathematical morphology in the digital image processing, researching morphology arithmetic of the binary Image, discussing two basic forms for the least structure element: dilation and erosion.

通过分析数学形态学在图像中的理论基础，研究二值图像的形态分析算法，探讨最小结构元素的两种基本形态：膨胀和腐蚀；分析了数学形态学复杂算法的基本原理，把数学形态学的部分并行处理理念引入到家实际应用中。