商业银行

A person in charge of commercial banks in an interview with this newspaper that the bank acceptance bill discount, at the same time meet the needs of commercial banks to increase credit risk control the size and needs.

在商业银行负责在接受本报采访的人，银行承兑汇票贴现，同时满足商业银行需要增加的信贷风险控制的规模和需要。

Finally, it makes an analytic expression prospect of our commercial bank. In face of challenges all over the world, our commercial bank should lose no time to accomplish the reform, then "dancing with the wolves".

在面临世界上各大国际银行进军我国银行业的局势下，我们的商业银行应该抓紧时间完成现代商业银行制度的转变，精彩地"与狼共舞"。

The deep causes of the infectiveness of Chinese risk control lie in the insufficient recognition of the problem, in the inadequacy of the system, as well as in the lack of advanced management techniques. It is suggested in the thesis that a dynamic and synthetic approach be adopted in developing Chinese risk control.

本论文将从分析中国商业银行的风险管理现状入手，并从银行内部控制、外部监管、银行风险管理技术三方面着重指出我国商业银行在风险管理方面存在的问题和不足，针对存在的问题，提出了切实可行的对策。

This text tries to set up a theoretical analyze system—""the economics essence of anti-money laundering—cost and benefit — the institutional choice"", in which money launderer, the bank, and the government supervisor are considered jointly, especially focusing on analyzing the model of anti-money laundering of banking.

运用博弈论方法对银行业中监管机构、商业银行、洗钱者在监管与被监管，进入银行系统与拒绝进入的策略选择和行动方案进行了分析。洗钱和反洗钱是一个重复的不完全信息动态博弈，这一分析主要由两部分组成：洗钱者进入银行系统的博弈；监管机构和商业银行监管与被监管时的博弈。

Based on a thorough analysis of the income statement and balance sheet of Qiqihar Branch of China Industrial and Commercial Bank, coupled with the revelant theories about commercial banks as well as the specific situation in China, this report also attempts to research and analyse the the operating activities and the asset-liability management of Qiqihar Branch of China Industrial and Commercial Bank, and further explores solutions to commom problems currently faced by China commercial banks

本文通过分析中国工商银行齐齐哈尔分行的资产负债表和损益表，结合商业银行理论及中国的实际情况，对中国工商银行齐齐哈尔分行的经营状况和资产负债管理做了较全面的研究和分析，探求了目前我国商业银行资产负债管理所面临的共性问题及解决方案。

With regard to the market discipline mechanism in China, this thesis studies empirically the correlation between the deposit growth rate and the risk level of 10 banks in China, and disproves the existence of depositor market discipline in China. After analyzing the reasons why market discipline by depositors and subordinated debt holders in China is weak, this thesis brings forward reform suggestions on how to enhance market discipline in China.

在对我国银行的市场约束机制研究方面对中国的10家商业银行的存款增长与风险水平的关系进行了实证研究，证明了我国存款人对银行的市场约束几乎不存在，并在分析我国商业银行存款人和次级债券市场约束机制弱化的原因后，对我国如何加强市场约束提出了改革的思路。

The bank looks on strive to develop discounting of bill business as one means having strategy significance of effective commercial bank lessening non-performing loan rates therefore , respectively, to look forward to mentioning

因此，各家银行把大力发展票据贴现业务作为商业银行有效降低不良贷款率的一项具有战略意义的手段，以期提高商业银行的资产质量和市场竞争力，不仅如此，银行还可以通过加快转贴现速度来加速资金周转，以达到和流动资金贷款持平甚至更高的利润。

On one hand, conglomerate companies as the representative of a country's industry and competitive standard bring conspicuous accumulating effects to commercial banks, on the other hand, the united companies usually have capital chain risks and banking system risks in case of finance risks because of their comparative huge credit facilities as well as unlimited credit owners.

一方面，集团企业作为一个国家产业实力和竞争力的标志，成为商业银行重点拓展的客户群体，也为商业银行带来了明显的规模聚集效应，另一方面，集团客户由于融资规模巨大、债权银行较多，一旦出现信用风险，往往产生连锁的资金链风险和系统的银行风险。

"Lendings by banks are restricted by a reduction in their/ending resources by raising statutory deposit ratio or a limit prescribed by the central bank, and/or by open market operations by the central bank, etc."

通过提高法定的存款准备金比例；通过中央银行规定的限额或通过中央银行开放市场运行从而减少商业银行贷款来源等措施，限制商业银行的贷款。

Anking system had three policy banks, four wholly state-owned commercial banks and more than 100 joint-equity commercial banks.

到2000年底，中国的银行体系拥有三家政策性银行，四家国有独资商业银行，以及100多家股份制商业银行。

On the other hand, the more important thing is because the urban housing is a kind of heterogeneity products.

另一方面，更重要的是由于城市住房是一种异质性产品。

Climate histogram is the fall that collects place measure calm value, cent serves as cross axle for a few equal interval, the area that the frequency that the value appears according to place is accumulated and becomes will be determined inside each interval, discharge the graph that rise with post, also be called histogram.

气候直方图是将所收集的降水量测定值，分为几个相等的区间作为横轴，并将各区间内所测定值依所出现的次数累积而成的面积，用柱子排起来的图形，也叫做柱状图。