商业银行

Key wordsfinancial crisis;commercial banks;financial engineering; training

关键词金融危机；商业银行；金融工程；培训

Third, capital market segments, with the strength of capital markets, joint-stock banks can not only increase market share, but also can increase the transparency of the community supervision.

第三，资本市场与资本市场的力量，股份制商业银行，不仅可以增加市场份额，而且还可以增加透明度的社会监督。

Starting from the principles relevant to the asymmetric information in the information economics,this paper analyzes on the causes of the credit risks of our country's commercial banks,and puts forward some methods for preventing and solving these risks such as making the credit allotment,perfecting the credit degree system of the enterprises,transacting the mortgage and compensation balance,signing the restrictive contract,and realizing information resources sharing,etc.

从信息经济学中信息不对称的相关原理出发，分析了我国商业银行产生信贷风险的原因，并提出了预防和化解风险的办法，如进行信用配给、完善企业资信评级制度、办理抵押和补偿余额、签订限制性契约和实现信息资源共享等。

At last,our country's commercial bank reform and improvement of internal control measures are discussing.

最后对我国商业银行内部控制改革与完善的思路的对策进行探讨。

At present, internal audit of commercial bank of our country have many questions which need to be improved further.

目前，我国商业银行的内部审计存在着不少问题，需进一步加以改善。

Based on this, puts forward the feasible proposal to our country Commercial bank innovation development.

在此基础上，对我国商业银行创新性发展提出可行的建议。

Government had taken measures to reform commercial bank in our country.

从2004年开始我国政府开始了对我国国有商业银行的新一轮改革。

In recent years, how to strengthen the internal control question to puzzle our country Commercial bank.

近年来，如何加强内部控制问题一直困扰着我国商业银行。

The third part ,Talk about the background about this management in the commercial bank of our country.

第三部分，论我国商业银行客户经理制的产生背景及意义。

Our country commercial bank risk is in starting phase under the control of in many aspects.

我国商业银行风险控制在很多方面还处于起步阶段，仍然存在明显的不足和不成熟。

On the other hand, the more important thing is because the urban housing is a kind of heterogeneity products.

另一方面，更重要的是由于城市住房是一种异质性产品。

Climate histogram is the fall that collects place measure calm value, cent serves as cross axle for a few equal interval, the area that the frequency that the value appears according to place is accumulated and becomes will be determined inside each interval, discharge the graph that rise with post, also be called histogram.

气候直方图是将所收集的降水量测定值，分为几个相等的区间作为横轴，并将各区间内所测定值依所出现的次数累积而成的面积，用柱子排起来的图形，也叫做柱状图。