商业承兑汇票

An enterprise shall, when receiving a commercial acceptance bill, pay attention to carefully examining the authenticity of the bill and the credit standing of the acceptor, so as to prevent bill risks.

企业收受商业承兑汇票时，应注意认真审查票据的真实性和承兑人的资信状况，防范票据风险。

The People's Bank of China shall take specific measures pertinently, build up archives of information on the business of commercial acceptance bills within its jurisdiction gradually, and do a good job in monitoring and analyzing the business of commercial acceptance bills within its jurisdiction, it shall build up a "blacklist" of those which unreasonably refuse and defer the payments under commercial acceptance bills, circularize the blacklist to the public at regular intervals, attach more social attention to the payments in breach of contracts, and impose severer punishments on the enterprises that breach contracts.

人民银行要有针对性地采取具体措施，逐步建立辖内商业承兑汇票业务信息档案，做好辖内商业承兑汇票业务的监测与分析工作；建立无理拒付、拖延支付商业承兑汇票的"黑名单"制度，定期向社会通报，增强违约支付的社会关注程度，加大对违约企业的惩戒力度。

They shall make strict examination of the genuine trade background, prevent arbitrage of banks' discount funds with commercial acceptance bills and other activities in violation of any law or rule, they shall improve the qualification examination procedures, make earnest investigations on the credit and debt repayment capacities of the acceptance enterprises and the enterprises applying for discount, and prudentially grant credit to enterprises with poor credit standing and financial conditions, so as to avoid newly added non-performing assets, they shall include the credit granting quota for discount, surety or discount surety of commercial acceptance bills into the comprehensive credit granting quota for management, control the total amount, and make dynamic adjustments at proper times in light of the conditions of the accepting enterprises and the enterprises applying for discount in respect of finance, credit and business operation, etc.

进行严格的真实贸易背景审查，防止利用商业承兑汇票套取银行贴现资金以及进行其他违法违规活动；完善资格审核程序，对承兑企业和贴现申请企业进行切实的资信、偿债能力调查，对资信和财务状况欠佳的企业要谨慎授信，避免新增不良资产；将商业承兑汇票贴现、保证、保贴业务的授信额度纳入综合授信额度管理，实行总量控制，并根据承兑企业和贴现申请企业的财务、信用和经营等状况适时动态调整。

If a seller extends credit to a time draft, they have made a trade acceptance The seller can

如卖方开出的是远期汇票，以此向买方提供信用，此时就做了一笔商业汇票承兑业务，卖方可以请银行买下商业承兑汇票，银行用这个办法对出口商融资，也就是说，银行对该汇票贴现了。

If the accepting party is a commercial enterprise, it is known as a trade acceptance. If a bank accepts the draft, it is known as a banker's acceptance.

如果承兑单位是商业机构，汇票被叫做商业承兑汇票，如果是银行承兑，则叫做银行承兑汇票。

If a seller extends credit to a time draft, they have made a trade acceptance The seller can request that the bank finance the transaction by buying the draft The bank is said to discount the draft.

如卖方开出的是远期汇票，以此向买方提供信用，此时就做了一笔商业汇票承兑业务，卖方可以请银行买下商业承兑汇票，银行用这个办法对出口商融资，也就是说，银行对该汇票贴现了。

If you extend credit to a time draft, you have made a trade acceptance. And you can request that the bank finance the transaction by buying the draft.

如果贵方可以开具定期汇票，便可以做商业承兑汇票业务，申请银行买进承兑汇票贴现。

If a seller extends credit to a time draft, they have made a trade acceptance. The seller can request the bank finance the transaction by buying the draft.

如卖方开出的是远期汇票，以此向买方提供信用，此时就做了一笔商业汇票承兑业务，卖方可以请银行买下商业承兑汇票，银行用这个办法对出口商融资，也就是说，银行对该汇票贴现了。

When an enterprise handles the business of commercial acceptance bills, the drawer and the acceptor shall strictly obey the settlement principle of "scrupulously abiding by commitments, and making payments according to the contract", and timely and fully encash the due commercial acceptance bills, so as to create good enterprise credit culture, upgrade their own brands and credit standing, and thus promote the social credit.

企业在办理商业承兑汇票业务时，出票人、承兑人要严格遵守&恪守信用、履约付款&的结算原则，及时足额兑付到期商业承兑汇票，以营造良好的企业信用文化，提升自身的品牌和信誉，并以此促进社会信用的好转。

Commercial banks shall strengthen gathering, straightening out, analyzing and utilizing the information on clients' payment and settlement credit, follow up knowing about the facts on enterprises' issuing, accepting and encashing commercial acceptance bills, and initiatively submit the commercial acceptance bill acceptors' information on deferred payments and their information on the credit of others to the People's Bank of China.

商业银行要加强对客户支付结算信用信息的收集、整理和分析利用，跟踪了解企业签发、承兑和兑付商业承兑汇票的情况，主动向人民银行报送商业承兑汇票承兑人的不良支付信息和其他信用信息。

As she looked at Warrington's manly face, and dark, melancholy eyes, she had settled in her mind that he must have been the victim of an unhappy attachment.

每逢看到沃林顿那刚毅的脸，那乌黑、忧郁的眼睛，她便会相信，他一定作过不幸的爱情的受害者。

Maybe they'll disappear into a pothole.

也许他们将在壶穴里消失