商业信用

So, how to evaluate the performance of commercial bank credit management is a very important problem.

因此，如何评价一个商业银行信用管理绩效的高低，将是摆在理论研究者和实际工作者面前的一个重要课题。

Article 5 The capital of a commercial bank shall prevent credit risk and market risk.

第五条 商业银行资本应抵御信用风险和市场风险。

Chapter two:"The management and measure of credit risk in commercial banks".

第四章现代信用风险度量模型在我国商业银行应用的思考和启示，这是本文的重点。

Finally, the author gave some suggestions to perfect our commercial bank credit rating of proposals.

最后，提出了优化我国商业银行信用评级方法的几点建议。

I insist only that they renounce this one idea that they have in common: They need only to give up the idea of forcing us to acquiesce to their groups and series, their socialized projects, their free-credit banks, their Graeco-Roman concept of morality, and their commercial regulations.

我仅仅坚持他们放弃他们所共有的一种观念：他们仅仅需要放弃强迫我们的观念——强迫我们默认他们的集团，他们的社会化方案，他们的不受约束的信用银行，他们的古希腊-罗马的道德概念，以及他们的商业管制。

The split between the two groups can hardly be papered over.

这两个团体间的分歧难以掩饰。

This approach not only encourages a greater number of responses, but minimizes the likelihood of stale groupthink.

这种做法不仅鼓励了更多的反应，而且减少跟风的可能性。