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The US crisis reprimands the credit risks of China's commercial banks.

美国&次贷危机&对于我国商业银行信用风险的警示值得我们深思。

Starting from the principles relevant to the asymmetric information in the information economics,this paper analyzes on the causes of the credit risks of our country's commercial banks,and puts forward some methods for preventing and solving these risks such as making the credit allotment,perfecting the credit degree system of the enterprises,transacting the mortgage and compensation balance,signing the restrictive contract,and realizing information resources sharing,etc.

从信息经济学中信息不对称的相关原理出发,分析了我国商业银行产生信贷风险的原因,并提出了预防和化解风险的办法,如进行信用配给、完善企业资信评级制度、办理抵押和补偿余额、签订限制性契约和实现信息资源共享等。

As commercial bank, the amalgamation operation may produce risk of credit and currency devaluation to financial market.

对商业银行而言,银行与证券的混业经营对金融市场可能造成的信用风险和通货膨胀风险决定了经济法对其调整的必要性。

The two characteristics of receiving deposits and creating credit currency make commercial bank different from other financial organizations.

商业银行区别与其他金融机构的特征是能够吸收存款和创造信用货币。

The department has scored brillian academic achievements in recent years and takes the lead in such research fields as theory of double-entry accounting, auditing system, accounting for financial derivative product, management techniques of financial engineering, credit evaluation and management for small and medium sized enterprises.

会计与财务管理系拥有一支精干、富有创新精神的教学与科研团队,主要研究方向包括财务会计理论与会计信息、审计理论与实务、管理会计与实务、资本市场与投资、商业银行风险管理、投资银行业务创新,其中复式会计理论、审计制度、金融衍生产品会计、金融工程管理技术、中小企业信用评价与管理等方面的研究在国内处于领先的地位。

In the last few years, although the forfeiting develops quickly in the commercial banks of China, the commercial banks faces all kinds of the legal risks, because of the lack of the experience on the forfeiting and the comprehensive understanding on the elementary knowledge of Forfaiting, especially because of the imperfect rule on the law of Forfaiting.

在商业银行需要面对和处理的各种风险之中,法律风险是最严重的风险之一,因为无论是福费廷业务经营中的信用风险、市场风险、利率风险,还是国家风险,都在不同程度上与法律风险息息相关,甚至可能最终转化为法律风险,给银行带来巨大损失。

Although the exporter bank provides the traditional documentary evidence discount may alleviate the floating capital the pressure,import countrys trade、credit and political risk still exist in the future.

虽然出口商银行提供的传统的单据贴现可以缓解流动资金的压力,但未来进口国的商业、信用和政治风险依然存在。

In his working experience, he handled lots of lawsuits and non-lawsuits such as: project payment case between Zhanjiang Labor Construction Company and Bank of China Zhanjiang branch; loan case between Zhanjiang Commercial Bank and Xiashan Welfare Company; cooperation case between Zhanjiang Eastsea Dvelopment Company and Jinan Qingqi Group Cooperation; cooperation case between Lianjiang Credits Investment Company and Guangzhou Nanya Real Estate Company.

湛江劳动建筑工程总公司诉中国银行湛江分行建筑工程款纠纷案(标的 1.3 亿元);湛江商业银行诉霞山民政福利总公司借款纠纷案(标的 7000 万元);湛江东海发展总公司诉山东济南轻骑集团合作纠纷案(标的 5000 万元);廉江信用投资有限公司诉广州南亚房地产公司合作纠纷案(标的 5000 万元);湛江电视机厂破产案等近百宗案件。

And because the information is asymmetrical, valuers cannot find enough examples.

借鉴国外商业银行管理经验,论文中引入了信用评价法。

Congress also may tinker with the 12 regional Federal Home Loan Banks, which lend money to more than 8,000 commercial banks, thrifts, credit unions and insurers.

国会也可以对12家地区性联邦住房贷款银行进行改革。这些银行向8,000多家商业银行、储蓄银行、信用合作社和保险公司发放贷款。

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