商业信用

Among all the risks confronted by our commercial banks , credit risk is the most striking , problem - centralized and spiny one

在我国商业银行正在和将要面临的金融风险中，信用风险是最突出、最集中、最严峻的风险。

This thesis was to focus on the management system of credit risks in Chinese state-owned commercial banks.

本文研究的重点是我国国有商业银行信用风险的管理制度问题。

The second part is studding the measurement method of credit risk.

第二个方面是从定量的角度对商业银行信用风险的测量方法进行了初步探讨。

So the article puts forward a series of measures and suggestions that the loan risk should be controlled from loan whereabouts. Secondly, the paper has established a system of credit levels of enterprises' loan and the vague comprehensive evaluation of project risk .By objectively analyzing the risk elements and related links in all aspects, the article has set up a relatively all-round risk elements matrix and raised the relevant construction approach of subordinate angle function according to the state value of risk elements.

第二，本文建立了项目贷款企业信用等级和项目风险的模糊综合评价体系，用层次分析法对风险因素及其相关联系进行定量的分析，构建了比较全面的风险因素判断矩阵，根据风险因素的状态值分别提出了相应的隶属度函数的构造方法，然后对其进行模糊综合评价，对不同的模糊评价模型进行了讨论，为商业银行加强项目贷款贷前风险管理，进行风险识别和评价提供了有效的工具。

He manipulated business in Jiangsu and Zhejiang Provinces and possessed over twenty million tael of silver at his peak and tens of thousands of acres of land.

他依仗左帅权势，在各省设立阜康银号20余处，成为信用最好、实力最强的徽商钱庄，并经营中药、丝茶业务，操纵江浙商业，资金最高达二千万两以上，拥有土地万亩，在短短二十年内一跃成为全国首富。

The author hopes this thesis can play a positive role in strengthening and improving credit risk management of domestic banks, and help improve the competitive power of domestic banks after China entering WTO.

期盼能够在加强和改善我国商业银行信用风险管理，提高入世后我国银行的竞争力等方面起到积极的作用。

If a seller extends credit to a time draft, they have made a trade acceptance.

如卖方开出的是远期汇票，以此向买方提供信用，此时就做了一笔商业汇票承兑业务。

It includes import letter of credit, shipping guarantee, Bill of lading endorsed, trust receipt loan, packing loan, export negotiation, bill discounting under usance L/C, Forfaiting , International Factoring, export documentary collection, trade finance under export credit insurance and export invoice finance products etc..

主要包括进口开证、提货担保／提单背书、信托收据贷款、打包贷款、出口议付、远期信用证项下汇票贴现／应收款买入、福费廷、国际保理、出口托收贷款、出口信用保险项下融资和出口商业发票融资等业务品种。

Today, in the United States, money used in transactions is mainly of three kinds - currency (paper money and coins in the pockets and purses of the public); demand deposits (non-interest bearing checking accounts in banks); and other checkable deposits, such as negotiable order of withdrawal accounts, at all depository institutions, including commercial and savings banks, savings and loan associations, and credit unions.

今天，在美国，在交易中使用的货币主要有三种-货币（公众的口袋和钱包中的纸币和硬币），活期存款和其他支票存款，如在所有存款机构，包括商业银行和储蓄银行、储蓄和贷款协会和信用合作社中可转让的提款单的帐户。

The paper presents the necessity to extend the study of classific ation tree in credit risk analysis after comparing it with methods of discrimina nt analysis.

本文将之用于商业银行信用风险分析，以判别分析为参照方法，加以实证研究。

The split between the two groups can hardly be papered over.

这两个团体间的分歧难以掩饰。

This approach not only encourages a greater number of responses, but minimizes the likelihood of stale groupthink.

这种做法不仅鼓励了更多的反应，而且减少跟风的可能性。