商业上

Because in the traditional commercial playbill culture fault, very many designers appear even more confusedly in new business environment and under the economic interest.

由于传统商业海报文化上的断层，很多设计师在新的商业环境和经济利益下显得越发迷茫。

This certainly relates its strong practical/pragmatical inclinations, i.e. to produce as much advises as and as much quickly as it can to sell, in the market of ideas (consultations, business schools, publications, etc.), people in or to be in the business world to overcome their (practical/pragmatical) problems.

这确实与其强烈的实践/实用主义的倾向有关，即尽可能多也尽可能快地提出建议，以在点子市场上（咨询、商学院、出版物等等）兜售给那些商业世界中的或即将进入商业世界中的人们来解决他们的问题。

From can see, has a large proportion of the leisure business in the Chinese silver dollar commercial real estate projects.

从上可以看到，休闲商业比例已占据众多商业地产项目的大头。

Thus, voluntary insurance is needed for supplementation. The third-party would get better compensation and the risks of the insured would be transferred if people could make a correct understanding of the interconnections of these two insurances and cover some certain voluntary third-party insurance in addition to compulsory insurance. As a result, the role of these two insurances could be fully played and social economy would also be promoted.

正确认识两者的关系，在投保交强险基础上，投保适当保险金额的商业三者险，第三者受害人受到的损害及时得到更充分的补偿，被保险人的风险得到转移，保险公司实现自身效益，充分发挥交强险与商业三者险的保险作用，尤其是社会保障作用，减轻经济的波动，促进经济的发展。

So, to a large extent, the research of the commercial banks is the research of the credit.

因此，对商业银行的研究，很大程度上也就是对商业银行信贷活动的研究。

It shall be unlawful for any person engaged in commerce, in the course of such commerce, to lease or make a sale or contract for sale of goods, wares, merchandise, machinery, supplies, or other commodities, whether patented or unpatented, for use, consumption, or resale within the United States or any Territory thereof or the District of Columbia or any insular possession or other place under the jurisdiction of the United States, or fix a price charged therefor, or discount from, or rebate upon, such price, on the condition, agreement, or understanding that the lessee or purchaser thereof shall not use or deal in the goods, wares, merchandise, machinery, supplies, or other commodities of a competitor or competitors of the lessor or seller, where the effect of such lease, sale, or contract for sale or such condition, agreement, or understanding may be to substantially lessen competition or tend to create a monopoly in any line of commerce.

第三条 商人在其商业过程中，不管商品是否授予专利，商品是为了在美国内、准州内、哥伦比亚区及美国司法管辖权下的属地及其它地域内使用、消费或零售、出租、销售或签订销售合同，是以承租人、买者不使用其竞争者的商品作为条件，予以固定价格，给予回扣，折扣，如果该行为实质上减少竞争或旨在形成商业垄断，是非法的。

Based on reviewing the banking reform experience of Eastern European countries, we propose seven propositions on China's banking sector reform and empirically vitrify seven propositions using data from 21 banks between 1999 and 2006 ,then draw final conclusions: foreign banks entry lower the profit rate of hosting country banking industry in short-term, improve host country banking's risk management skills

本文在综述东欧国家银行业改革经验的基础上提出中国银行业改革的七个命题，并用中国24家银行1999-2006年间的数据构建模型进行检验，最后得出结论：短期内外资银行进入导致东道国银行业利润水平下降、风险管理水平上升，在中国的背景下可以认定这是外资银行积极作用开始发挥；外资银行机构数量的增加和持股比重的上升都能刺激中国银行业效率的改进，但是外资银行持股比重的影响更具普遍性；不同类型银行对外资银行进入的反应存在差异，国有商业银行反应比较迟钝而股份制和城市商业银行反应比较迅速。

RMB financial products in this article yield factors for the study of commercial banks in the theory of personal finance and domestic financial product research RMB combing literature based on theoretical analysis from a financial product RMB yield factors, as well as factors product yield on the financial mechanism of the impact and application of new Industrial and Commercial Bank of China fixed-term renminbi financial products based on relevant data, in order to build a yield to maturity, duration, interest rate and money supply measures for the analysis of model variables the above theory can be tested, statistical analysis showed that: RMB Commercial Bank financial products yield to maturity and interest rates, money supply was a negative correlation between the volume, but no significant period of relevance.

本文以人民币理财产品收益率影响因素为研究对象，在对商业银行个人理财相关理论和国内人民币理财产品及其收益率研究文献进行梳理的基础上，尝试从理论层面分析人民币理财产品收益率的影响因素，以及各因素对理财产品收益率产生影响的作用机理，并以中国工商银行已到期2006年、2007年和2008年人民币理财产品的相关数据为依据，构建以到期收益率、期限、利率及货币供给量为变量的计量分析模型，用描述统计方法和斯皮尔曼相关分析对上述理论进行检验，统计分析结果显示：商业银行人民币理财产品的到期收益率和利率、货币供给量呈负相关关系，而与期限没有显著的相关性。

According to President Lin Chun-shin, the original intention of notes was to make payments in a large amount in business activities to reduce the inconvenience and risk of paying in cash. As we could issue notes cashable in a future time, credit expansion arose and dependence on physical capital reduced. However, in business activities in which time counted, notes would be difficult to cash as a result of a financial crisis. Therefore, people playing a dominant role in business often collected accounts in cash and paid with notes and accepted short-term notes and made payments in long-term notes in order to maintain high cash availability.

林俊兴董事长表示，票据使用的本意为支付商业活动中的大额款项，免除使用现金的不便与风险，由於可以开出未来才兑现的票据，因此衍生信用扩张，减少对实质资本的依赖，不过，精算时差的商业活动，当遭遇金融风暴时极易发生连锁无法兑现清偿的情形，故在商场上居强势地位者，多半是以收现付票、收短付长来维持较高的现金存量。

First, to begin with the view and properties of commercial banks, risks of commercial banks were analyzed and thd cause was furtherly discussed.

第一部分从商业银行的概念和性质入手，在综合分析商业银行存在风险的基础上，对其成因做了进一步讨论。

The split between the two groups can hardly be papered over.

这两个团体间的分歧难以掩饰。

This approach not only encourages a greater number of responses, but minimizes the likelihood of stale groupthink.

这种做法不仅鼓励了更多的反应，而且减少跟风的可能性。