商业

Probably one of the most significant differences is that a trade secret is protected without disclosure of the secret.

作为商标或专利的商业秘密是不受法律保护的，大概明显的区别在于商业秘密是在不被揭露的情况下受保护的。？

On April 23,2002 The stipulation of the counter deal of commercial bank s book entry treasury bill was announced by the People s Bank of China.

0 2年 4月 3日央行颁布了《商业银行柜台记账式国债交易管理办法》，该《办法》对于商业银行和投资者将产生的深远的影响。

In this paper, the theory of trilemma is studied and quarterly data from 1998~2006 are testified empirically.

本文通过对"三元悖论"理论的解读和1998～2006年各季度数据的实证检验，揭示了我国商业银行流动性过剩与汇率制度之间存在密切相关性，即在我国现行的汇率制度下，外汇储备的不断增加直接导致了商业银行存差的扩大，造成金融系统乃至整个社会的流动性过剩。

Commercial real estate developers, investors and operators "triple play" of the organic whole, is an interruption of the chain, therefore, in the development of commercial real estate at the beginning — Canal when, it is necessary to do a good job positioning Format.

商业房地产开发商，投资者和经营者"三网合一"的有机整体，是一个链条的中断，因此，在发展商业房地产开始—频道时，必须做好定位格式。

Turnover tax has obviously influenced on commercial bank's develop.

商业银行流转税对商业银行的发展有着显著的影响。

To tackle the badness loan existing in Chinese bank, we must unchain the concealed agreement relationship between the government, state-owned company and the bank, and make innovation to the property right system of state-owned company and state-owned bank, then we can strengthen the risk management and put an end to the badness loan when building up an excellent exterior business circumstance and constructing a perfect interior business system.

对国有商业银行体系剩余不良债权的化解，主要是借鉴国际经验，实行国际资产证券化。解决我国银行不良贷款问题，就要解除政府、国有企业和银行之间三重隐合约关系，进行国有企业和国有商业银行的产权改革，营造优良的外部经营环境、构建完善的内部经营机制，解决银行不良贷款存量的同时，加强风险管理，杜绝不良贷款新增流量的发生。

The effective deduction of the state commercial banks' uncollectible assets benefits the innovation and development of the state commercial banks and the prevention of financial crisis.

有效控制国有商业银行不良资产，无论对国有商业银行的改革和发展，还是防范金融风险，都具有现实意义。

At last, this essay applies the Balanced Scorecard to the China Construction Bank, analyses the CCBs four key success factors which including financial, customer, the internal business process and the learning andgrowth, puts forward a framework of BSC indicators( which could he a reference Uncommercial banks). And at the same time, the author analyses the actuality impediments of implementing BSC, and points out the tactics of conquering impediments.

文章最后对中国建设银行运用平衡计分法进行了财务、顾客、内部流程、学习成长四个方面的关键成功因素分析，提出了一个可供商业银行参考的平衡计分法指标体系框架，并分析指出了平衡计分法在我国商业银行应用的现实障碍与突破策略。

People pay a attention to the protection of trade secret in the way they protect intellectual property or unfair competition.

商业秘密的保护在各种国际融资中非常重要，各种方式的国际融资过程中都可能涉及商业秘密的保护问题。

Part II also studies the risk situation of domestic banks and the causes leading to the formation of those risks and the author's conclusion is that Chinese banks in particular the four largest state-owned banks are characterized by the following risks:(1)the high percentage of problem loans;(2)poor profit-earning capability;(3)few channels of generating income;(4)heavy burden of tax and other expenditures;(5)the lower percentage of self-owned capitals;(6)poor liquidity;(7)the unsoundness and imperfectness of the internal management structure risk management mechanism and company management structure; to make matters worse, Chinese banks are cornered by our social and economical environments such as the unfledged market mechanism, the poor credit degree of our community, the deficiency of legal system in protecting the legitimate rights and interests of creditors and local protectionism in subordinating banks' credits to those of local parties concerned,etc.

本文还对国内银行风险状况及其成因进行分析，认为目前我国银行业处于高风险状态，主要表现为：在银行经营管理方面，国有商业银行不良资产占比过高(占全部贷款的26.62%)，商业银行盈利性差，收入的多样性差，税赋重，自有资本金比例低，流动性不足，内部控制及公司治理机制等管理制度不健全、不完善等；在社会、法制环境方面，市场机制不健全，社会信用程度低，法律制度不完善，地方保护倾向明显，等等。

The split between the two groups can hardly be papered over.

这两个团体间的分歧难以掩饰。

This approach not only encourages a greater number of responses, but minimizes the likelihood of stale groupthink.

这种做法不仅鼓励了更多的反应，而且减少跟风的可能性。