商业

However, the service operation management for Chinese commercial banking is still at alow level, which does not only hamper the rapid development of commercial banking, butalso does not meet the markets needs.

然而，我国商业银行的服务运营管理水平还相当低，既严重制约了商业银行业的快速发展，也不适应市场经济发展的要求。

Consequently, this essay choose the "Z-Score Model", which was developed by Altaian, the famous American expert in risks management, to analyze and evaluate the listed companies' credit risks in China and to verify its efficiency to Chinese stocks market. The " Z-Score Model" is an innovation in the evaluation of companies' credit risk in the United States' banks, which is now being used widely. If the model is also applicable in Chinese stocks market, it will be significant in both theories and practices.

因此，本文选用作为美国商业银行信用评估方法的一次重要创新的，目前仍被美国商业银行广泛使用的，由美国著名信用风险管理专家Altman建立的"Z评分模型"(Z-Score Model)来对我国上市公司的信用风险状况进行实证研究，验证其在我国股票市场的有效性程度，如果能证明"Z评分模型"同样适用于我国证券市场，并将其改造为更适合我国上市公司的信用风险分析模型，将不仅具有很大的理论价值，而且也具有十分重要的现实意义。

Finally, it makes an analytic expression prospect of our commercial bank. In face of challenges all over the world, our commercial bank should lose no time to accomplish the reform, then "dancing with the wolves".

在面临世界上各大国际银行进军我国银行业的局势下，我们的商业银行应该抓紧时间完成现代商业银行制度的转变，精彩地"与狼共舞"。

When meeting someone in a Western business setting, conversation usually remains focused on business matters and business topics. Family andor personal matters are not brought up, especially the first time you meet.

当在西方的商务场合中会见某人时，对话通常围绕着一些商业问题或商业话题，而不会涉及家庭和个人问题，特别是第一次见面时。

Business groups are gearing up to fight what they consider antibusiness measures.

商业组织也在抓紧时间防范候选人可能推行他们认为不利于商业的措施。

After the successful annexation of Austria and Sudeten and the barbaric treatment of the Jewish problem without causing strong reaction from other countries, the Nazi leaders take the assassination of the German ambassador Ernst vom Rath by a Jewish youth Herschel Grünspans as a gift in time and aim to annihilate the Jews economically through the"Night of the Crystal"on November, 9th. Right after imposing 1.1 billion German marks"Jewish penance"upon the Jews, the Nazi authorities pass the"Regulations on the Sale of the Jewish Properties"and begin the process of the speedy"Aryanization"of the Jewish enterprises.

这场人为的犹太贫困化的意义远远没有停留在它物质基础的层面上，它同时也使德意志犹太人痛苦地意识到自身作为有着千年经商传统的"商业民族"的死亡，无论是作为物质上的、还是作为精神上的"商业民族"的死亡。

The business was the ladder for me, and I had a vision of myself becoming a baldheaded and successful merchant prince.

商业就是我的梯子，我已经幻想着自己成为了一名秃头而成功的商业王子。

Evidence makes clear, professional commercial real estate engineers advisory representative orgnaization to be become necessarily in the near future one of development trends, and the balefire of Beijing commerce real estate just just is lighted.

有证据表明，专业的商业地产策划顾问代理机构必然成为未来几年的发展趋势之一，而北京商业地产的烽火才刚刚燃起。

The level of China's society commercial credit is not high, the bill market growth is not mature, the operation of commercial bank accepts and discount is not standard and the rediscount market is very limited.

我国社会商业信用水平不高，资本市场成长得不够成熟，商业银行的运营难达到标准以及再贴现市场非常有限。

Nowadays, our commercial bank accommodated them in order to adapt the challenge from the world.

现在，我国商业银行除了本来所具有的网点多，基础雄厚的特点外，为了适应来自世界的挑战，商业银行也对自身做了多方位的调整。

The split between the two groups can hardly be papered over.

这两个团体间的分歧难以掩饰。

This approach not only encourages a greater number of responses, but minimizes the likelihood of stale groupthink.

这种做法不仅鼓励了更多的反应，而且减少跟风的可能性。