同业

The main difficulties faced by Postal Savings Bank in the development are smaller capital,facing serious horizontal competition,and short of earning ability.

资本金较少、面临同业激烈竞争和盈利能力不足是邮政储蓄银行在发展中面对的主要问题。

The board of directors of the listed company shall, in the announcement, guarantee that the affiliated transactions related to the said issue will maximally conform to the company''s interests, and will not damage the related shareholder''s interests nor will cause horizontal competition

对于与本次发行有关的关联交易，公司董事会应当在公告中保证该项交易符合公司的最大利益，不会损害非关联股东的利益及产生同业竞争

The horizontal competition exists between main businesses of China Southern Airlines Company Limited and those of China Northern Airlines Company Limited and Xinjiang Airlines Company Limited.

中国南方航空集团公司所属南航股份公司为 N 股、H 股、A 股上市公司，主营业务与北方航空、新疆航空在共同经营的航线上存在同业竞争。

It is understood that individual housing secondary mortgage loan business in Shenzhen marks the first launch of the interbank China.

据了解，目前个人住房二次抵押贷款业务在深圳市银行同业中尚属首家推出。

With a burning desire to recapture an ancient heritage, Shahnaz Husain has taken India's Ayurvedic tradition to every corner of the globe.

今天，她领导的公司是世界上同业公司中最大的公司之一，拥有完整的国际连锁沙龙体系。

It's the first step in making it big with home businesses.

它的第一步，使大家同业。

For the incompliant lending patterns mentioned above, on commercial banks part, improving the management and business technique will reduce, or even eliminate the incompliant behaviors in the pre-investigation process. From the Central bank and China Banking Regulatory Commission side, setting the inner network in the same industry, controlling the ratio of real estate loan, and enhancing the penalty to suppress the development of incompliant lending of real estate are effective ways to control risk. Fundamentally, the government should conduct the developer of real estate to search for the new financing mode to improve the stability and development, this might include some measures as follows: improving the liability financing structure of large real estate companies, develop the Reits and support its securitization to form the multi-financing.

对上述违规模式，从银行内部提高管理及业务水平方面，本文提出了针对性的风险防范措施，可有效地将违规的苗头扼杀在贷前调查过程中；从央行及银监会角度，可以通过建立同业信息沟通网络、严格控制房产信贷比重、加大违规惩戒力度等手段抑制房地产违规信贷的发展；而最根本的，政府应当引导房地产开发企业寻找新的融资渠道来促进房地产行业稳定和健康的发展，包括改善大型地产企业的债务融资结构、发展房地产投资信托基金及推动房产抵押证券化等方式形成房地产多元化融资的格局，这样，房地产违规信贷模式也就不攻自破了。

Libor, the main interbank borrowing rate, forms the benchmark for many loans to companies and individuals.

主要的银行间贷款利率——伦敦银行同业拆息是很多企业和个人贷款的基准。

As a barometer of the financial crisis, it's been hard to beat Libor, the London interbank offered rate for borrowing short-term funds in the banking system.

在衡量金融危机的指标中，很难找出比伦敦银行同业拆借利率更重要的了。

Libor,the main interbank borrowing rate, forms the benchmark for many loansto companies and individuals.

主要的银行间贷款利率——伦敦银行同业拆息是很多企业和个人贷款的基准。

The split between the two groups can hardly be papered over.

这两个团体间的分歧难以掩饰。

This approach not only encourages a greater number of responses, but minimizes the likelihood of stale groupthink.

这种做法不仅鼓励了更多的反应，而且减少跟风的可能性。