可保险的

5 Negotiable insurance policy/certificate in duplicate by People's Insurance Co. of China incorporating their ocean marine cargo clauses and war risks from China to Waterloo Ontario for 110% of invoice value, plus 23% for duty, additional cost of insurance is for buyer's account and to be drawn under this credit.

该条款要求出具可转让的保险单或保险凭证一式两份，投保中国人民保险公司的一切险和战争险，额外加保23%的关税险，连同原来保额共为发票金额的133%，超额保险费可在信用证项下支付。

C Where the assured has no insurable interest throughout the currency of the risk, the premium is returnable, proviede that this rule does not apply to a policy effected by way of gaming or wagering; Where the assured has a defeasible interest which is terminated during the currency of the risk, the premium is not returnable; Where the assured has over-insured under an unvalued policy, a proportionate part of the premium is returnable; Subject to the foregoing provisions, where the assured has over-insured by double insurance, a proportionate part of the several premiums is returnable; Provided that, if the policy are effected at different times, and any earlier policy has at any time borne the entire risk, or if a claim has been paid on the policy in respect of the full sum insured thereby, no premium is returnable in respect of that policy, and when the double insurance is effected knowingly by the assured no premium is returnable.

c 如果在整个风险存在期间，被保险人无保险利益，保险费可予退回，但这一规则对赌博性保险单不适用。如果被保险人的可撤销的利益于风险存在期间终止，则保险费不能退回。如被保险人不定值保险单中超额保险，保险费得按比例退还一部分。除前述条款另有规定外，若被保险人经重复保险而超额保险，几笔保险费按比例退还。但是，如果几份保险单在不同时间开始生效，任何较早订立的保险单已在任何时间承保整个保险，或保险单已就全部保险金额支付赔偿，该保险单项下的保险费不能退回；若被保险人在明知的情况下订立重复保险，保险费不予退还。

2 The particularity and insurability of agriculture risks are the base of establishing and implementing the agriculture insurance system. Agriculture risk is the base of agriculture insurance, and particularity of agriculture risk causes speciality of agriculture insurance.

农业风险的特殊性以及农业风险的可保性是农业保险制度制定和实施的基础农业风险是农业保险的基础，农业风险的特殊性导致了农业保险的特殊性，但是，农业风险的特殊性并不代表农业风险没有可保性，农业风险具有以下特点：(1)多数农业风险的风险单位较大、风险难以分散。

The object of insurance investment involved the bank deposit and bond, which including treasury bill, financial bond, corporate bond and security investment fund.

保险企业可运用的资金，除资本金外，主要是各种保险准备金，它们是资产负债表上的负债项目，是保险信用的承担者。

Where the subject matter insured is warranted free from particular average, the assured cannot recover for a loss of part, other than a loss incurred by a general average sacrifice, unless the contract be apportionable, the assured may recover for a total loss of any apportionable part.

(1) 如果保险标的按不保单独海损投保，除非保险单所包含的合同是可分割的，否则被保险人遭受的部分损失，将不能得到赔偿，如果属共同海损牺牲的损失。但如是可分割的，则被保险人可以对任何保险标的可分割部分的全损得到赔偿。

Where the subject-matter insured is warranted free from particular average, the assured cannot recover for a loss of part, other than a loss incurred by a general average sacrifice, unless the contract contained in the policy be apportionable; but, if the contract be apportionable, the assured may recover for a total loss of any apportionable part.

这段话的意思是：如果保险标的按不赔单独海损条款投保，除非保险合同是可分割的，被保险人所遭受的部分损失不能获得赔偿，但属于共同海损牺牲的损失可获赔偿；若保险合同是可分割的，被保险人就任何可分割部分的全损可获赔偿。

Particular average, the assured cannot recover for a loss of part, otherthan a loss incurred by a general average sacrifice, unless the contractcontained in the policy be apportionable; but, if the contract beapportionable, the assured may recover for a total loss of any apportionablepart.

76（1）如果保险标的按不赔单独海损条款投保，除非保险合同是可分割的，被保险人所遭受的部分损失不能获得赔偿，但属共同海损牺牲的损失可获赔偿；若保险合同是可分割的，被保险人就任何可分割部分的全损可获赔偿。

MARINE INSURANCE POLICY OR CERTIFICATE IN DUPLICATE, ENDORSED IN BLANK FOR 110% OF THE INVOICE VALUE,INSURANCE POLICIES OR CERTIFICATES MUST EXPRESSLY STIPULATE THAT CLAIMS ARE PAYABLE IN THE CURRENCY OF THE DRAFT AND MUST ALSO INDICATE A CLAIM SETTLING AGENT IN KOREA,INSURANCE MUST INCLUDE:INSTITUTE CARGO CALUSES:ALL RISKS AND WAR RISKS.

保险单或保险凭证以可转让的形式一式两份，背书给香港恒生银行抬头，按CIF的发票全值加上至少10%出具，投保中国人民保险公司的海洋货物条款、海洋货物战争险条款和罢工险条款。可在目的地以汇票货币索赔。不计免赔率。一旦以集装箱装运，保险单或保险凭证必须声明已包括抛弃险和雨淋险。

On the premise of limiting the contributing rate of oldage insurance to a generally acceptable amount and maintaining a stable replacement rate or a moderate growth, we can ensure a sustainable development of oldage insurance system.

养老保险的可持续发展，就是在养老保险缴费率保持在人们可承受限度内的前提下，使替代率基本不变或适当提高。随着人口日益老龄化，现收现付制难以维持及持续发展。

Overoptimistic mental and exaggerated discounting habit can decrease the benefit of disaster preventing investment and reduced the investing interest of the individuals. We should adhere to three principles such as premiums reflecting risk, affordability and forcibly when we are designing catastrophic.

因此，在设计巨灾保险产品之时，应坚持费率市场化、可承受性以及强制性等三项原则，将巨灾保险功能由灾后补偿扩展到灾前防御，从而采用保险的方式提高我国整体的风险防范能力。

Breath, muscle contraction of the buttocks; arch body, as far as possible to hold his head, right leg straight towards the ceiling (peg-leg knee in order to avoid muscle tension).

呼气，收缩臀部肌肉；拱起身体，尽量抬起头来，右腿伸直朝向天花板（膝微屈，以避免肌肉紧张）。

The cost of moving grain food products was unchanged from May, but year over year are up 8%.

粮食产品的运输费用与5月份相比没有变化，但却比去年同期高8％。