可保险性

The conflict between environmental tort and insurability of general insurance has always been an unavoidable problem of constructing environmental liability insurance.

环境侵权行为与传统可保性要求的冲突始终是环境责任保险制度构建中一个无法回避的问题。

This paper analyzes some aspects of economics about catastrophe risk transfer and its insurability,and finds that information asymmetry is the key factor affecting catastrophe insurance.

本文基于风险决策和保险经济理论讨论了巨灾风险的转移机制和可保性，分析了私人部门在巨灾风险转移上的创新及其缺陷。

Adverse selection and moral hazard reduce the insurability of risk, so the insurance mechanism losts its effect of risk control.

逆向选择和道德风险降低了风险的可保性，使保险机制难以发挥其风险分散和风险控制作用，使保险市场失去其有效性。

2 The particularity and insurability of agriculture risks are the base of establishing and implementing the agriculture insurance system. Agriculture risk is the base of agriculture insurance, and particularity of agriculture risk causes speciality of agriculture insurance.

农业风险的特殊性以及农业风险的可保性是农业保险制度制定和实施的基础农业风险是农业保险的基础，农业风险的特殊性导致了农业保险的特殊性，但是，农业风险的特殊性并不代表农业风险没有可保性，农业风险具有以下特点：(1)多数农业风险的风险单位较大、风险难以分散。

Firstly,we analyzed the insurability of flood risk and concluded that under the condition of implementing mandatory flood insurance,building multi-level risk compensation mechanism and developing single risk flood insurance policy, flood risk is insurable.

首先，分析洪水风险的可保性，认为在实行强制性洪水保险、构建多层次风险损失补偿机制和发展单一洪水风险保单等条件下洪水风险是可保风险的结论。

Stated in this application; and (5) in the event of any change in my/our health or insurability after this application is signe d and before the proposed policy is issued, I/we shall forthwith inform

及建议保单之首期保费已全数付清和富通保险有限公司发出建议保单后，方行生效。(5)於本申请书签署后及所建议的保单发出前，若本人/我们的健康情况或可保性有所改变，本人

And the securitization cannot solve the problems of adverse selections, etc. The market failure of catastrophic insurance market necessitates the government intervention, and the expansion of the definition of insurability to the whole economy, including public sector, supports the intervention theoretically.

巨灾风险证券化部分解决了商业保险市场资本相对不足的问题，但费用高昂和流动性差等因素限制了巨灾证券的应用，并且对于诸如逆选择等限制巨灾风险可保性的因素巨灾证券化无能为力。

The uncertainty, changeability and moveability of insurance value, the personal elements in loss weighing of the insurance object, and the interest conflicts between the policy-holder and the insurant are the economical reasons for these swindling acts.

保险价值的不确定性、可变性、可移动性与保险标的损失程度衡量的人为性以及保险人与投保人、被保险人之间的利益冲突是保险欺诈的经济原因。

Based on the theoretical analysis and empirical research, put forward thestrategies for universal medical insurance stand on baseline equality as follows:(1) Reinforce the accessibility of medical insurance system; raise the coverage ofmedical insurance.

在理论分析与实证研究的基础上，提出以底线公平为指向的全民医保目标实现策略，包括：(1)增强医疗保险制度的可及性，提高医疗保险的覆盖率。

Overoptimistic mental and exaggerated discounting habit can decrease the benefit of disaster preventing investment and reduced the investing interest of the individuals. We should adhere to three principles such as premiums reflecting risk, affordability and forcibly when we are designing catastrophic.

因此，在设计巨灾保险产品之时，应坚持费率市场化、可承受性以及强制性等三项原则，将巨灾保险功能由灾后补偿扩展到灾前防御，从而采用保险的方式提高我国整体的风险防范能力。

With Death guitarist Schuldiner adopting vocal duties, the band made a major impact on the scene.

随着死亡的吉他手Schuldiner接受主唱的职务，乐队在现实中树立了重要的影响。

But he could still end up breakfasting on Swiss-government issue muesli because all six are accused of nicking around 45 million pounds they should have paid to FIFA.

不过他最后仍有可能沦为瑞士政府&议事餐桌&上的一道早餐，因为这所有六个人都被指控把本应支付给国际足联的大约4500万英镑骗了个精光。