受益人

Article 26 With respect to insurance other than life insurance, the rights of the insured or the beneficiary to claim for indemnity or payment of the insurance benefits shall expire if the insured or the beneficiary fails to exercise his/her rights to claim within two (2) years from the date when the insured or the beneficiary is aware of the occurrence of the insured event.

第二十六条人寿保险以外的其他保险的被保险人或者受益人，对保险人请求赔偿或者给付保险金的权利，自其知道保险事故发生之日起二年不行使而消灭。

Article 23 Where a claim for indemnity or payment of insurance benefits is lodged with the insurer after the occurrence of the insured event, the applicant, the insured or the beneficiary shall, to the best of their ability, provide the insurer with evidence and other material relevant to ascertaining the nature, the cause and the extent of the loss.

第二十三条保险事故发生后，依照保险合同请求保险人赔偿或者给付保险金时，投保人、被保险人或者受益人应当向保险人提供其所能提供的与确认保险事故的性质、原因、损失程度等有关的证明和资料。

Article 22 When a claim for indemnity or payment of the insurance benefits is lodged with the insurer after the occurrence of an insured event, the applicant, the insured or the beneficiary shall, to the best of their knowledge and ability, provide the insurer with evidence and information which is relevant to ascertain the nature of, the cause for and the extent of the loss due to the occurrence of the insured event.

第二十二条保险事故发生后，依照保险合同请求保险人赔偿或者给付保险金时，投保人、被保险人或者受益人应当向保险人提供其所能提供的与确认保险事故的性质、原因、损失程度等有关的证明和资料。

Article 28 The insurer is entitled to terminate the insurance contract and not to refund the premiums if the insured or the beneficiary lies that an insured event has occurred, and submits a claim for indemnity or payment of insurance benefits, although such insured event has not occurred.

第二十八条被保险人或者受益人在未发生保险事故的情况下，谎称发生了保险事故，向保险人提出赔偿或者给付保险金的请求的，保险人有权解除保险合同，并不退还保险费。

Article 27 The insurer may terminate the insurance contract and refuse to return the premiums paid if the insured or the beneficiary falsely claims that an insured event has occurred, and submits a claim for indemnity or payment of the insurance benefits, although such insured event has not occurred.

第二十七条被保险人或者受益人在未发生保险事故的情况下，谎称发生了保险事故，向保险人提出赔偿或者给付保险金的请求的，保险人有权解除保险合同，并不退还保险费。

However, a USD120 discrepancy charge must be deducted from the reimbursement claim for each such document under this documentary credit.

然而， 每份根据本信用证而被要求作补偿的文件，必须向你方扣除120美元或相等金额的款项，尽管有相反的指示，费用应由受益人负责

A DISCREPANCY FEE OF USD30.00 PLUS ALL RELATIVE CABLE CHARGES SHOULD BE DEDUCTED FROM THE REIMBURSEMENT CLAIM FOR EACH PRESENTATION OF DISCREPANT DOCUMENTS UNDER THIS DOCUMENTARY CREDIT.

不符点费用USD30及所有相关电报收费将自每次含有不符点的交单索偿费中扣除，除非有与此相反的指示，该费用将由受益人承担。

A HKD 400.00 or equinvalent charges plus all relatinve cable charges will be deducted from the reimbursement claim for each presentation of discrepant documents under this documentary credit.notwithstanding any instructions to the contrary ,these chargeds shall be for the account of the beneficiary.

每次提交有不符点的单据，将从偿付款中扣除400港币及其他相关电报费，即使有相反的指示，此费用仍然由受益人支付。

We therefore consider this matter as settled and have closed our file.

我们也及时发了受益人拒绝此修改的"通知书"。

I wish to notify you again that you were listed as a beneficiary to the total sum of 15,600,000.00GBP (Fifteen million Six hundred thousand British pounds)in the codicil and last testament of the deceased.

亲爱的受益人，我在这里通知你，你已经列为一笔高达15，600，000.00GBP 英镑遗产的继承者。

The split between the two groups can hardly be papered over.

这两个团体间的分歧难以掩饰。

This approach not only encourages a greater number of responses, but minimizes the likelihood of stale groupthink.

这种做法不仅鼓励了更多的反应，而且减少跟风的可能性。