利率

Market economy are strongly related to consumer credit due to some of its basic ideas, such as the recognition of income difference; the respect for individual; and the financial institutions' nature of maximizing their profits.

利率能否调节消费信用的供给和需求则取决于：一是消费信用的供求双方对利率的升降有没有反应，二是要看利率是不是能够反映货币的供给和需求，或者说利率有没有市场化。

Finally, we apply the factor analysis of the interest rate risk factors that change the yield curve of bond. Based on the comparison of the static models and stochastic models, we bring forward a dynamic stochastic risk management model of interest rate. In addition to this, we conduct an empirical examination of the management of risk immunized bond portfolios.

最后，本文运用因素分析法对影响债券市场收益率曲线的利率风险因素进行了分析，然后在比较利率风险管理静态模型和随机模型的基础上提出了一个动态随机利率风险管理模型，并且针对债券市场利率风险免疫的债券组合管理进行了应用研究。

And use econometrics model predict forward interest to build a yield curve by spot interest rate and forward interest rate, then construct Hull and White trinomial interest tree combine the cash flow of each node for 4 class certificates.

并以计量模型预测未来远期利率，与即期利率配合建构殖利率曲线，再建构Hull and White利率三元树搭配节点现金流量转付予四个级别的受益证券。

The sharp decline in the benchmark interest rate on the company's universal insurance is good news, the company's current billing rate remained at the highest level in companies than the 5-year time deposits was also higher than a percentage point, with more room for a downward adjustment . Universal settlement in 2009 will be a downward adjustment of interest rates is a long-term trend, but the company is likely to play in the industry,"vice squad" role in clearing interest rates to keep the relative advantages of this premium growth next year is an important driving factor.

基准利率的大幅下调对公司的万能险而言是一个好消息，目前公司的结算利率仍保持在各家公司中最高水平，比5年定期存款还高出1个百分点，具备较大的下调空间。09年万能结算利率向下调整将是一个长期趋势，不过公司很有可能在行业中扮演"副班长"角色，保持结算利率的相对优势，这也是明年保费持续增长的重要推动因素。

It is also tied to the yield to maturity offered on the comparable-maturity treasury security that was most recently issued.

基准利率是利率市场化的重要前提之一，在利率市场化条件下，融资者衡量融资成本，投资者计算投资收益，客观上都要求有一个普遍公认的基准利率水平作参考。

This thesis through criterion and empirical study, qualitative analysis, quantitative analysis and antitheses, taking into account situation of Chinese commercial bank and using for reference foreign popular commercial bank interest rate risk measurement method—VaR model, quantitates interest rate risk faced by Chinese commercial bank, and is searching for Chinese commercial bank interest rate risk measurement method.

本文通过采用规范与实证、定性与定量和对比分析等方法，通过理论分析，并结合我国商业银行利率风险的现状，在借鉴国外商业银行目前广泛使用的利率风险测度技术——VaR模型的基础上，量化我国商业银行所面临的利率风险，探寻适合我国商业银行的利率风险测度方法。

That is, the influence of relending rate of central bank on the inter-bank offered rate, the repo rate of the open marker operation of central bank on the inter-bank repo rate.

第四章从理论与实证角度指出中央银行的再贷款利率对同业拆借利率具有决定与控制作用，中央银行公开市场操作的回购利率对银行间债券回购利率具有导向作用。

But in March the interest rate adjustment only improve the mortgage interest rates (although the actual interest rate and reduce the mortgage interest rate difference), but at the same time improve deposit rates, which the public will have reason to believe that this policy only in order to defuse the risks of banks , instead of safeguarding the public interest.

但在3月利率调整只提高抵押贷款利率（虽然实际利率和降低抵押贷款利率的差异），但同时提高存款利率，这是市民有理由相信，这一政策不仅在为了缓解银行的风险，而不是维护公共利益。

Floating rate loan interest rates will be expanded, the current foreign currency deposit interest rate ceiling has been implemented for the management, and deposit rates will also manage the implementation of the ceiling.

浮动利率贷款利率将进一步扩大，目前的外币存款利率上限已实施的管理，和存款利率也将管理执行最高限额。

But for a long time, our commercial banks are short of management experience of interest rate risk.

但是长期以来，由于我国一直实行利率管制政策，我国的商业银行普遍缺乏利率风险管理经验，缺乏利率定价机制、缺乏利率风险计量与监控系统。

Singer Leona Lewis and former Led Zeppelin guitarist Jimmy Page emerged as the bus transformed into a grass-covered carnival float, and the pair combined for a rendition of "Whole Lotta Love".

歌手leona刘易斯和前率领的飞艇的吉他手吉米页出现巴士转化为基层所涵盖的嘉年华花车，和一双合并为一移交&整个lotta爱&。

This is Kate, and that's Erin.

这是凯特，那个是爱朗。