利率

With a personal notice deposit account, you will enjoy a comparatively more fxdyorable interest rate than with a demand deposit account.

个人通知存款利率比活期存款利率高，活期储蓄利率只有0.72%，而一天通知存款的利率就为1.08%，高出活期利率0.36个百分点。

With a personal notice deposit account, you will enjoy a comparatively more favorable interest rate than with a demand deposit account.

个人通知存款利率比活期存款利率高，活期储蓄利率只有0.72%，而一天通知存款的利率就为1.08%，高出活期利率0.36个百分点。

First, the article introduces main theories of interest rate transmission mechanism in western countries, and then studies the actuality of the effect of interest rate transmission mechanism in China demonstratively. After that, based on the essential analysis of the efficiency about present transmission mechanism, the article discusses the factors that restrict and influence interest rate transmission mechanism of monetary policy in China, from microeconomic factors and macroeconomic environment respectively. Finally, the article puts forth the reformation target of monetary policy interest rate transmission mechanism and the corresponding innovation proposals to enhance the effect of the interest rate transmission mechanism in China.

本文在借鉴和吸收前人研究成果的基础上，采用了规范性研究和实证研究相结合的方法，构建了关于货币政策利率传导机制有效性研究的合理的分析框架：文章首先介绍了西方货币政策利率传导机制理论，着重分析了这些理论发挥作用的途径和模式；其次，通过各种数据分析了我国货币政策利率传导机制的现状；接着针对我国利率传导机制表现出的独特现象分别从微观因素和宏观环境两个层面研究了弱化其有效性的各种因素；最后，针对上述因素提出了加强我国货币政策利率传导效率的政策建议。

So, it is very important and necessary for Chinese commercial bank management how to deal with interest rate fluctuating acutely, study actively advanced interest rate risk measurement from overseas, while, take into account situation of Chinese commercial bank to choose appropriate interest rate risk measurement model, and establish effective interest rate risk management mechanism.

因此，如何应对利率日益波动剧烈的形势，积极学习国外先进的利率风险测度技术，并充分考虑我国商业银行的实际情况，选择适合自身的利率风险衡量模型，建立行之有效的利率风险管理机制是我国商业银行利率风险管理的当务之急。

Because the theoretical basement of the study on benchmark rate and benchmark yield curve is the theory of rate decision and rate term structure, the first chapter and the second one is mainly the pectination and summary of above theories and make a brief and timing review the main research productions in this field to the point.

由于基准利率和基准收益曲线研究的理论基础是利率决定理论和利率期限结构理论，所以第一、第二章主要通过对利率决定理论和利率期限结构理论进行梳理和总结，并适时和中肯的对这一领域的主要研究成果做了简要的评述。

The innovation of the dissertation is that by conducting principal component analysis of term structure of China, I find the factors which affect the dynamic behavior of interest rates of different maturities are different, so using short, medium-term rate and long-term rate as two factors to build a two-factors model is reasonable way to modeling the dynamic of interest rates in China market.

本文的创新之处是：通过对我国国债利率变动的主成分分析，发现影响不同期限利率变动的因素并不相同，并据此提出用中短期利率和长期利率作为驱动收益率曲线变动的两个因素，建立双因素模型来拟合中国市场利率的变动。

The amount of financing capitalization to be requested by party B will be no less than 30 Million Uniter States Dollars($30000000)for a minimum term of the(10)years at an agreed overall annual interest rate cost of eight Percent(8%)to party B.The Overall Interest Rate Cost of 8% is comprised two parts,part one - the bank rate an set by lenderand part two-the commission Rate cost.the commission rate cost will be three percent(3%)of the loan for the first year or eight percent minus the bank rate(8%-the bank rate)which ever is the greater.for eachsubsequent year the commission payment will be 8% minus the bank ratefoe example if the bank rate in the second year is 7% the the second commission payment will be 1

金额融资资本要求由乙方将不低于三千万uniter美元为最低刑期的（ 10 ）年在一个商定的整体，每年利息成本的8％（ 8 ％）乙party的整体利益率的费用为8％，是组成由两部分组成，第一部分-银行利率一所订的贷款人项和第二部分-佣金率c o st.the佣金率的成本将三％（ 3 ％）的贷款为第一年或八％，减去银行利率（ 8 ％-银行利率），这是以往任何时候都greater.for eachsubsequent委员会今年的付款将被8％，减去银行利率（敌人，例如，如果银行利率在第二，今年是7％，第二委员会的付款将被一

Adjust interest rates in order to ensure the smooth implementation of the People's Bank of China conducted a comprehensive well-conceived arrangements, require financial institutions to strictly implement the adjusted benchmark rate and floating scope, strengthening the interest rate risk management, according to its own operating conditions , the cost of capital and business risks and other factors to determine a reasonable deposit and loan interest rates to prevent the blind to raise lending rates to curb acts of loan sharking.

调整利率，以确保顺利实施，中国人民银行中国进行了全面周密的安排，要求各金融机构严格执行调整后的基准利率和浮动区间，加强利率风险管理，根据其本身的经营状况，资金成本和经营风险和其他因素，以便确定一个合理的存贷款利率，防止盲目提高贷款利率，以抑制高利贷行为。

Option Contracts:—Equity options;—Stock index options;—Foreign currency options;—Options on futures contracts;—Option-based interest rate contracts:●Caps and floors;●Collars: special combinations of caps and floors;●Swaption: Options that allow the holder to enter into a swap contract at a later date.

期权合约：—股票期权；—股票指数期权；—外汇期权；—期货合约期权；—基于利率合约的期权：●利率顶和利率底；●利率套：利率顶和利率底的特定组合；●互换权：允许持有者在一个日期以后进入互换的期权。

Option Contracts:—Equity optio —Stock index optio —Foreign currency optio —Optio on futures contract —Option-based interest rate contracts:●Ca and floor ●Collars: ecial combinatio of ca and floor ●Swaption: Optio that allow the holder to enter into a swap contract at a later date.

期权合约：—股票期权；—股票指数期权；—外汇期权；—期货合约期权；—基于利率合约的期权：●利率顶和利率底；●利率套：利率顶和利率底的特定组合；●互换权：允许持有者在一个日期以后进入互换的期权。

According to the clear water experiment, aeration performance of the new equipment is good with high total oxygen transfer coefficient and oxygen utilization ratio.

曝气设备的动力效率在叶轮转速为120rpm～150rpm时取得最大值，此时氧利用率和充氧能力也具有较高值。

The environmental stability of that world - including its crushing pressures and icy darkness - means that some of its most famous inhabitants have survived for eons as evolutionary throwbacks, their bodies undergoing little change.

稳定的海底环境─包括能把人压扁的压力和冰冷的黑暗─意谓海底某些最知名的栖居生物已以演化返祖的样态活了万世，形体几无变化。