公积金

The subject of Jilin through the status of housing provident fund management survey on the housing provident fund management institutions and housing accumulation fund of funds, use, supervision and examination of detailed analysis. Operational mechanism, the existing problems and a reasonable solution at this stage Jilin housing accumulation fund are point out.

通过对吉林省住房公积金管理的现状调查以及对住房公积金管理机构和住房公积金资金归集、使用、监督检查等方面进行详细分析，指出运行中的成绩与经验及运行机制中存在的问题，寻求合理的解决方案，协调各方面工作，为现阶段吉林省住房公积金的管理提出可行办法。

Housing depreciable lives and the absence of an employee's length of service housing provident fund houses are calculated to 1999, housing provident fund has been established workers purchase of a service discount to the former housing provident fund.

住房折旧年限和未建立住房公积金的购房职工的工龄均计算到1999年，已建立住房公积金的职工购房的工龄折扣计算到建立住房公积金前。

In previous research, the Provident Fund Provident Fund Management Center on the loanable funds of the bearing capacity, improve the amount of provident fund loans made by the pros and cons of such issues in-depth study.

在以往的研究，公积金公积金管理中心贷资金的承载能力，改善数额公积金贷款的优点和缺点等问题进行深入研究。

Our country's requisition over reserved fund isReserved fund's management need to be scientifically, standardly, and calculatingly.

国家对公积金管理的要求是&公积金管理科学化、规范化、电算化，建成公积金管理系统和个人查询系统&。

Who work in the unit for more than 6 months, units and employees in respect of payment of housing provident funds;, under certain circumstances, unemployment, disability, low staff provident fund balance can also be extracted; to enjoy the minimum living guarantee for urban residents of the workers, I can extract the housing provident fund account balance of the storage for the payment of rent.

谁的工作单位， 6个月以上，单位和职工对支付住房公积金；，在某些情况下，失业，残疾，低收入的工作人员公积金余额也可提取；享受最低生活保障的城镇居民的工人，我可以提取住房公积金帐户余额存储的支付租金。

Our provident fund system in 1992, started, based on the basic system building to the standard wage for the deposit base by 5% the proportion of units and employees of the deposit, face up to 86% of provident fund and achieved initial results. 1995, the rate of increase in pay, regulated by means of a contractual links collection, transfer and deposit base by the standard wage for basic wages for the implementation side reached 92%. 1997 focused on the accumulation of increased deposit base from basic wages will be adjusted for payroll, deposit ratio from 5% to less than 6%. 1999, efforts to expand the coverage and increase the amount of accumulation, and to encourage qualified units to enable more than 100 units of a 10% ratio mentioned above, some non-public-owned enterprises have also established the housing accumulation fund system.

我市的公积金制度于1992年开始起步，立足于基本制度的建立，以标准工资为交存基数，按单位和职工各5%的比例交存，公积金实施面达86%，取得了首战告捷的成果。1995年狠抓到位率的提高，归集手段采用同城特约委托收款方式，并将交存基数由标准工资调为基本工资，使实施面达到了92%。1997年着重于归集额的提高，将交存基数由基本工资调整为工资总额，交存比例由5%调至不低于6%。1999年努力扩大实施面、增加归集额，鼓励有条件的单位先行，使100多个单位交存比例提到了10%以上，部分非公有制企业也建立了住房公积金制度。

Reporter has learned that the Center and the Bank jointly launched the replacement of individual housing provident fund loan portfolio refers to the application for individual housing loans of the borrower, by the trustee bank to use bank funds to the borrower issuing bank commercial individual housing loans, by banks on behalf of the borrower to Kunming housing provident fund management center to apply for individual housing provident fund loans, agreed to by the management center for approval, the provident fund loans with bank loans Replacement "first trustee bank loans, after the replacement loan fund portfolio" of loans.

记者了解到，该中心和世界银行共同发起了更换个人住房公积金贷款业务是指在申请个人住房贷款的借款人，由受托人银行使用银行资金向借款人发放的商业银行个人住房贷款，由银行代借款人到昆明住房公积金管理中心申请个人住房公积金贷款，同意由管理中心批准，公积金贷款与银行贷款的替代品&第一受托人银行贷款，后更换贷款基金的投资组合&的贷款。

Thirty-seventh article in violation of this Ordinance, the unit does not apply for registration of housing accumulation fund or deposit-based employees for housing accumulation fund account set up procedures by the housing accumulation fund management center for ordered deadline; overdue handled, is 10,000 yuan more than 5 million fine.

第三十七条违反本条例的规定，单位不办理住房公积金缴存登记或者不为本单位职工办理住房公积金账户设立手续的，由住房公积金管理中心责令限期办理；逾期不办理的，处1万元以上5万元以下的罚款。

Thirty-ninth article in violation of this Ordinance, the misappropriation of housing accumulation fund, and the recovery of the housing accumulation fund misappropriation; have the illegal income, confiscate the illegal income, into the housing accumulation fund; constitute a crime, shall be held criminally accountable; not constitute a crime, directly responsible to the director and other personnel directly responsible shall be given administrative punishments.

第三十九条违反本条例规定，挪用住房公积金的，追回挪用的住房公积金；有违法所得的，没收违法所得，并入住房公积金；构成犯罪的，依法追究刑事责任；尚不构成犯罪的，对直接负责的主管人员和其他直接责任人员依法给予行政处分。

Mortgage: 1 Hangzhou raised the cap of housing fund loan from Rmb0.6mn to Rmb0.8mn, and offer 30% interest discount for house purchase before 2011. 2 Shanghai: banks, happy with mortgage loan growth from a booming property market, cut kickbacks to property agents.

杭州通过《关于调整住房公积金贷款政策的通知》，每户家庭住房公积金贷款最高额度由60万元提高到80万元，而且在2011年元旦前使用公积金购房的，可享受30%利息补贴。2）上海：随着房市成交持续火爆，银行的房贷业务收紧给中介的&返利&。

However, as the name（read－only memory）implies, CD disks cannot be written onorchanged in any way.

然而，正如其名字所指出的那样，CD盘不能写，也不能用任何方式改变其内容。

Galvanizes steel pallet is mainly export which suits standard packing of European Union, the North America. galvanizes steel pallet is suitable to heavy rack. Pallet surface can design plate type, corrugated and the gap form, satisfies the different requirements.

镀锌钢托盘多用于出口，替代木托盘，免薰蒸，符合欧盟、北美各国对出口货物包装材料的法令要求；喷涂钢托盘适用于重载上货架之用，托盘表面根据需要制作成平板状、波纹状及间隔形式，满足不同的使用要求。