储蓄倾向

We have found that a likewise capital market with stocks and loans being the major means to save for the future and gain capital accruement has the inner vulnerability—that is, if the former market equilibrium has been disturbed, the market has the inclination to fall down or go up continuously.

发现：一个没有套期保值机制的以股票和信贷为资产增值和储蓄手段的资本市场具有内在的"脆弱性"（一旦原有市场均衡被打破，市场有持续下跌和持续上涨的倾向）。

They also tend to offer all savers the same rate, at least within one state, whereas local banks react more nimbly to local economic conditions.

同时，他们倾向于向所有储蓄者提供相同的利率，至少在同一个州内；而地方银行对本地的经济环境反应更灵敏。

But the bigger question is whether the slump will undermine the essential qualities of middle-class behaviour—the propensity to save, to invest in the children's education and so on.

但更重要的一个问题在于，这种衰退是否会破坏中产阶级言行的基本准则：储蓄、投资教育等的倾向。

He saw a long-term state in which the propensity to save outran the propensity to invest, thus making full employment impossible without major policy changes.

他发现了一种储蓄倾向超过投资倾向的长期情形，正因如此，如果没有重大政策变化，就不可能实现充分就业。

First, peoples" idea affects their propensity to save and consume and invest, and difference attitude on risk, which are impacted on the economic situation. Second, idea directly impacts the economic outcome through affecting peoples" investment of labour. At last, in a phase the flock idea promoted teamwork between members in a region, in another phase a collective might been locked in a underdevelopment equilibrium situation when a flock idea has been come into being.

意识首先通过影响人们的储蓄倾向、消费倾向和投资倾向，以及对待风险的不同态度影响经济；其次，意识还通过影响主体对劳动投入的努力程度直接作用于实际的产出；最后，一种形成后的群体意识，一方面可以促进社区内部成员之间的合作，另一方面也可能引致共同体的产出被锁定在一个低水平的均衡状态。

The result of this Structural Equation Model shows money attitude and risk tolerance scale, using saving as an independent variable showed that there was no significant influence among them; using debt as the independent variable, the power/Prestige factor has significant influence. In other words, people who tend to see money as the solution to problems are more likely to borrow. In addition, Power/Prestige factor (people who tend to see money as the solution of problems), Retention/Time factor (people tend to perceive that they budget their money.) and high risk tolerance factor has significant influence on investing.

实证结果显示，金钱态度与风险容忍度对储蓄与否均无显著影响，金钱态度中的权力/名望对借贷者行为有影响：倾向将金钱视为解决所有问题的方法的人较易有借贷行为；此外，金钱态度中的权力/名望、保留/时间二项因素以及风险容忍度对投资行为有显著影响：越将金钱视为解决问题的方法以及金钱时间观念重的人，也就是意识到将来老年生活或是未来金钱来源者，以及对於风险容忍度高的人倾向从事投资。

This paper focuses on the present situation and the reasons of the increase of household savings in China .In addition, the author try to clari fy the tendency of household saving in order to propose some tentative suggestio ns for the Chinese government in appropriate macro...

本文试从我国居民储蓄的现状及成因入手，阐述我国储蓄行为的变化倾向，以利国家采取相应的宏观调控政策。

There appeared three maximums of consumption growth in 1991,1994,1996 respectively.

通过边际消费倾向和边际储蓄倾向的测定，发现在收入增长的构成中，消费与储蓄比为 5 。6∶ 4 。4 ，用于消费的比例下降，而用于储蓄的比例上升，1996— 1999年，边际消费倾向大幅下降，边际储蓄倾向极度增长，消费、储蓄的均衡格局被打破。

Wise of Harvard concluded that the primary reason for differences in retirement assets was differences in propensities to save.

Wise 有个结论，退休资产存在差异的主要原因在于，储蓄倾向的不同。

Households saved more, but this was more than offset by increased government "dissaving".

家庭也许会更倾向于储蓄，但被日益增加的政府支出所抵消。

With Death guitarist Schuldiner adopting vocal duties, the band made a major impact on the scene.

随着死亡的吉他手Schuldiner接受主唱的职务，乐队在现实中树立了重要的影响。

But he could still end up breakfasting on Swiss-government issue muesli because all six are accused of nicking around 45 million pounds they should have paid to FIFA.

不过他最后仍有可能沦为瑞士政府&议事餐桌&上的一道早餐，因为这所有六个人都被指控把本应支付给国际足联的大约4500万英镑骗了个精光。