储蓄

The United States has no compulsory saving plan, and it has an abysmally low – in fact, negative – personal saving rate.

美国没有强制性的储蓄计划，而且其个人储蓄水平极为低下，实际上是负数。

Their housing savings products from Germany Schweibill Bihar introduction of housing savings banks, which is Europe's most successful housing savings products.

他们的住房储蓄产品由德国施威比哈尔邦实行住房储蓄银行，这是欧洲最成功的住房储蓄产品。

This, the Guangzhou land tax department yesterday Xinhua News Agency correspondent in an interview that "the interest of savings deposits from individual income tax charge of the implementation" of the provisions of the savings deposit interest income only from a personal bank the State Council Industry Regulatory approval of the commercial banks, urban credit cooperatives and rural credit cooperatives, and other public deposits of financial institutions to obtain the savings deposit interest income, excluding securities companies paid to individual shareholders account for income funds, so the individual shareholders Capital account interest income levy personal income tax, does not apply "on the revisedthe decision" shall not be reduced 5% rate of taxation of personal income tax, should be "the People's Republic of individuals Income Tax Law,"the relevant provisions of Article III, 20% tax rate levied in accordance with the" interest, dividends, dividend income "personal income tax.

对此，广州地税部门昨日新华社记者在一次采访中，从个人收入的对储蓄存款利息所得的规定，执行"税务费用"的储蓄存款的利息只从个人银行，国务院业监管的批准商业银行，城市信用合作社，农村信用合作社，金融机构和其他公众存款，以获取储蓄存款利息所得，不包括企业支付给个人股东的证券资金帐户的收入，所以个人股东资本帐户的利息所得征收个人所得税，不适用"关于修改的决定"，不得减少5条个人所得税的征税％的速度，应该是"中华人民共和国个人所得税法"第三条，20％的税率征收的有关规定，按照"利息，股息，红利所得"个人所得税。

If we wanted a new sofa or a week at a lakeside cabin, we saved up for it, and the banks helped us out by providing special Christmas Club and Vacation Club accounts.

如果我们想要一个新沙发，或者在湖边的小屋里过上一周，我们就为此攒些钱。银行则会提供特别的圣诞购物储蓄账户和度假储蓄账户帮我们渡过难关。

This article based on the postal savings to the survival and development of the target, and play in rural network and brand advantages, cultivate core competence, the construction characteristics, a "differential" bank of road, puts forward the postal savings bank in the overall strategy to rural and urban development, and make good use of their advantages, while doing the rural coinsurance microfinance and the rural guarantee loans , using the credit risk of three passes, strengthen risk management, raise the risk control ability,and chose steady development strategy.

本文立足于邮政储蓄求生存、求发展的目标，取长补短，发挥在农村网络、品牌优势，培养核心竞争力，建设特色银行、走"差异化"道路为出发点，提出了邮政储蓄银行在整体战略上应向农村和中小城市发展，利用好自身网络优势，把农村联保小额信贷，农村保证贷款做大做好的同时，利用信贷风险的三道防线，强化风险管理，提高风险防控能力，选择稳健发展战略。

Under questioning, he also said, repeatedly and quite rightly, that moving to private accounts within Social Security would not add to national savings. That's because every dollar that went into a private account would be offset by the money that the government would need to borrow upfront to establish the private system.

在受到质问时，他也不止一次重复说过，把社会保险转为个人储蓄可能并不能增加国家储蓄，这个判断非常正确，这是因为进入私人账户的每一分钱都会被政府举债建立私人储蓄系统的钱所抵消。

If saving is a sin, dissaving must be a virtue; and in any case he is simply making up for the harm being done by the saving of his pinchpenny brother Benjamin.

如果储蓄是一种罪过，不储蓄当然就是一种美德；而且，无论如何，他这么做不过是为了补偿吝啬鬼弟弟本杰明由于储蓄给社会带来的种种损害。

But what of it If saving is a sin, dissaving must be a virtue; and in any case he is simply making up for the harm being done by the saving of his pinchpenny brother Benjamin.

可这对他又算得了什么呢？如果储蓄是一种罪过，不储蓄当然就是一种美德；而且，无论如何，他这么做不过是为了补偿吝啬鬼弟弟本杰明由于储蓄给社会带来的种种损害。

In view of this, based on the frame of the precautionary savings theory of the west, in order to analyze the phenomena of high savings in our country, the author rethinks the precautionary savings theory newly during the transitional period, combining the characteristics of the institution changes.

鉴于此，本文从西方预防性储蓄理论框架出发，结合中国制度变迁的特点，对转轨时期我国城镇居民预防性储蓄行为进行新探，以分析我国的高储蓄现象。

Banks in emerging markets, which have vast branch networks to suck in deposits from thrifty families and companies, park their surplus with the state, by buying government bonds or keeping it in central banks.

新兴市场的银行有巨大的分支网络以吸引家庭储蓄和公司存款，再将过量储蓄以购买政府债券或直接在央行存款的方式，将过量储蓄存放在政府。

In the negative and interrogative forms, of course, this is identical to the non-emphatic forms.

。但是，在否定句或疑问句里，这种带有"do"的方法表达的效果却没有什么强调的意思。

Go down on one's knees;kneel down

屈膝跪下。。。下跪祈祷