健康保险

Companies operating mainly including life insurance, health insurance, accident insurance and the insurance business of reinsurance business.

公司经营范围主要包括人寿保险、健康保险、意外伤害保险及上述保险业务的再保险业务。

In this paper, the status of my health insurance, the analysis of the development process and to identify existing problems and difficulties, and further proposed to create a rapid development environment, increased health insurance policy to support efforts to professionalize the business and improve the health insurance service system, make great efforts to train professional personnel such as health insurance response.

本文从我国健康保险的现状出发，分析并找出了发展过程中存在的诸多问题和困难，并进一步提出了营造快速发展的环境、加大健康保险的政策支持力度、实现专业化经营、完善健康保险的服务体系、大力培养专业健康保险人才队伍等对策。

In US discussions of health reform, there has been an overconcentration on the Canadian system—a system of public health care that makes it very hard to have private medical care—whereas in Western Europe the national health services provide care for all but also allow, in addition to state coverage, private practice and private health insurance, for those who have the money and want to spend it this way.

在美国对健康改革的讨论中，人们过度地关注加拿大体制（在这种公共健康护理体制中，人们将很难获得私人医疗护理）；然而，西欧的国家健康服务既为全民提供护理，而在国家保险之外，也允许那些有钱并有此意愿者进行私人治疗，购买私人健康保险。

About 72% of the approximately 25,000 people with new individual policies have purchased them through Commonwealth Choice, an unsubsidized offering of private health plans approved by the Commonwealth Health Insurance Connector Authority, which administers many aspects of the reforms.

大约2.5万人中72%的人购买新的个人保险，他们都是通过联邦选择方案获得的保险。这个选择方案是由联邦医疗保险协调当局批准的提供没有津贴的私人健康保险方案。联邦医疗保险协调当局对这些改革的很多方面进行管理。

Other insurers that have agreed to follow the model's requirements include Aetna Inc.; Empire Blue Cross Blue Shield; UnitedHealthcare; Oxford Health Plans; Group Health Inc.

其他的保险公司已同意遵循该模式的要求，包括安泰金融保险集团、帝国蓝十字蓝盾公司、联合健康保险公司、牛津健康计划公司、团体健康险公司、Emblem Health Inc。

Now the attorney general's office has negotiated agreements with several major insurers, including Aetna, Cigna, UnitedHealthcare and Empire Blue Cross/Blue Shield, that should make the ratings systems more useful to consumers and fairer to doctors.

现在，纽约州首席检察官已与几个大型保险公司谈判签约。这些保险公司是，安泰金融保险集团、美国信诺保险集团、联合健康保险公司、帝国蓝十字蓝盾公司。这就使得评估定级制度对消费者更加有用，而对医生也更加公平。

As a result of its own management characteristics, the health insurance market has many participants mainly including insurers , medical institutions and insurants. In addition, the information among the participants is asymmetrical seriously.

由于健康保险自身的经营特点，决定了在健康保险市场上存在多个参与主体，主要包括保险机构、医疗机构和被保险人三个方面，加之健康保险市场本身就存在着严重的信息不对称，致使健康保险市场中道德风险的广泛存在。

Insurance companies offer a wide range of products including life, health, property and liability insurance.

保险公司提供的保险业务范围很广，包括人寿保险，健康保险，财产保险和责任保险等。

The thesis tends to investigate the establishment of the insurance cycle score and business cycle of the premium of new business. We utilize six kinds of different insurance of new business to be our investigate object, that including ordinary life insurance, group life insurance, individual health insurance, group health insurance, personal accident insurance and group accident insurance. Besides observing fluctuate of the firsthand information, we used the maximum likelihood estimation to estimate the unknown parameter of Markov switching models. Try to cognizance the peak and the trough of business cycle.

本研究在探讨保险新契约之保费的景气循环状况与景气分数的制定，其中我们利用六种不同的保险新契约保费当研究对象，包括个人人寿保险保费、团体人寿保险保费、个人健康保险保费、团体健康保险保费、个人伤害保险保费和团体伤害保险保费，除了观察原始资料的波动外，亦采用最大概似估计法来估计马可夫转换模型的未知参数，尝试著去认定景气循环的高峰与谷底。

This thesis analyzes the importance of commercial health insurance, and combines the current situation of the commercial health insurance development, points out that the commercial health insurance which is an important part of medical insurance system should be reorientated under the background of universal health care.

本文通过对商业健康保险重要性的深入分析，结合商业健康保险发展现状，提出在&全民医保&背景下，作为医疗保障制度重要组成部分的商业健康保险应当重新定位。

The split between the two groups can hardly be papered over.

这两个团体间的分歧难以掩饰。

This approach not only encourages a greater number of responses, but minimizes the likelihood of stale groupthink.

这种做法不仅鼓励了更多的反应，而且减少跟风的可能性。