信用

First of all you'd better have good credit and a high credit score.

首先你最好有良好的信用和较高的信用评分。

In this age of identity theft and erroneous credit reports, you should check your credit before you try to apply for a loan.

在这个时代，身份盗窃和错误信用报告你应该检查你的信用，然后你设法申请贷款。

Another good reason to review your credit report inquiries is to protect your credit from identity theft or credit fraud.

另一个很好的理由，审查你的信用报告，查询，是为了保护你的信用，从身份盗窃或信用卡欺诈。

If you have a good credit history, you may get the benefit of low introductory rate for a longer period than cardholders with poor or suspect credit histories.

如果你有一个良好的信用历史，你可以得到的利益低的介绍率在一个较长时期超过持卡人与穷人或怀疑信用记录。

Tata got a thumbs-down from a key ratings agency.

一家主要信用评级机构已于8月4日下调了塔塔汽车公司的信用评级。

Jinhuan has won the honor as "Shanghai Civilization Company" twice (2001～2002 and 2003～2004),and it got the prize as "Shanghai Credit Medical Device Company" in 2005. The Surgical Suture with Needle Attachment has gotten the certificate as "Shanghai High Technical Products-Class A". In July, 2005, the company was certified by "CCXSH"(a famous credit evaluation corporation) according to the requirements of "Credit Evaluation Method for Shanghai Small and Medium-sized Enterprises". We are one of the 100 companies, whose credit rating is Class SE-A. And in August,2006, Jinhuan got the certificate for "Top Contract Credit Company In Shanghai", the contract credit rating is Class AAA. In Auguest, 2006, we were certificated as "Taxation Credit Company" by State Administration Of Taxation and Local Administration Of Taxation, the credit is Class A.

金环公司连续两届获得了&上海市文明单位&（2001～2002、2003～2004），以及2005年度&上海医疗器械诚信企业&的荣誉称号；带线缝合针&获上海市高新技术成果转化项目A级认定证书；2005年7月根据《上海市中小企业资信评估方法》由上海中诚信证券评估投资有限公司资信评级专家委员会评定为&资信等级SE-A级&，上海市仅有100家企业获此殊荣；2006年8月获得&上海市合同信用等级AAA级&；2006年8月获得国家和地方税务局共同颁发的&A类纳税信用证书&（2003年至2005年度）。2007年，金环公司获得了上海市第11届&著名商标荣誉称号。

With a line of credit, homeowners are approved for a revolving credit account.

以信用额度，业主所核定的循环信用帐户。

And the final result of this kind of gambling is thegeneration of related international coordination and the restraint mechanism such as The Arrangement on Guidelines for Officially Supported Export Credits'(hereinafter referred to as Gentlemen's Agreement) in which very definite limitationhas been put on the policy tools like interest rate, premium which are the key factors to determine the effect of ECAs.

一、在国际市场上，单个国家的官方出口信用机构作为政府贸易政策的执行机构，它的行为和效应的发挥自然要面对来自其他国家官方出口信用机构的影响，并处在与之不断的博弈之中。

But unique difference handling middle, enterprise bond and corporate bond in reality is lain in, enterprise bond government credit with being, enterprise bond distribution needs to examine and approve and issue the procedure examining and verifying two process forehead degree, corporate bond enterprise debenture bond with being's, the distribution is from Securities Regulatory Commission leading factor then, can adopt the pattern criticizing as reporting therefore.

在现实操作中，企业债券与公司债券的唯一区别在于，企业债券用的是政府信用，企业债券的发行需要经过额度审批和发行审核两道程序，而公司债券用的是企业信用，公司债券的发行则是由证监会主导，因此可以采取随报随批的模式。

Different risks have different insurance needs, and therefore, for the purchase of personal loan business, at least three types of insurance required : First, the housing mortgage property insurance, the main victims of accidents and protect property damaged by natural disaster risks; Second, lenders regular credit life insurance, principal owing on the loan guarantee period by the lender or accidental injury and disease incapacity or death situation, banks can secure their loans, lenders families can continue to live; Third mortgage purchase a performance bond insurance, in which insurance, the insurance companies play the role of the guarantor to charge a premium for the purchase of security costs, credit for the purchase and the provision of economic security, as was the guarantor for death, unemployment causes an inability owing on the loan, the insurance companies on behalf of their debt to banks liquidated I, at the same time exercise the right to recover from the collateral, or to the insured recover compensation awards.

不同的风险有不同的保险需求，因此，对于个人贷款购房业务，起码需要三类保险的保障：一是抵押住房的财产保险，主要保障房产遭受意外事故和自然灾害毁损的风险；二是贷款者的定期信用人寿保险，主要保证还贷期内在贷款人因疾病或意外伤害而丧失工作能力或死亡的情况下，银行能安全收回贷款，贷款者的家人能继续居住；三是抵押贷款购房履约保证保险，在这种保险中，保险公司扮演了担保人的角色，向购房人收取一定的保险费作为担保费，并为购房人的经济信用提供担保，当被担保人因为死亡、失业等约定原因无力还贷时，保险公司代其向银行清偿余债，同时行使追偿权，从抵押物中得到补偿或向投保人追回赔款。

Do you know, i need you to come back

你知道吗，我需要你回来

Yang yinshu、Wang xiangsheng、Li decang,The first discovery of haemaphysalis conicinna.

1〕 杨银书，王祥生，李德昌。安徽省首次发现嗜群血蜱。