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This paper establishes the credit risk evalution index system of the enterprise mainly based on the exiting theory of enterprise credit risk.

本文主要以现行的企业信用风险理论为基础,建立基于商业银行的企业的信用风险评估指标体系。

Finally, the empirical result of the single systemic factor model showed that the common factor Z had periodicity existed; that is to say, if Z was negative in average within the first quarter, then that meant the overall economic situation in that quarter was not good, and affected every enterprises credit ratings declining.

最后,单一因子模型的实证发现,共同因子存在一个周期性,即每年的第一季Z均为负,表示该季总体经济状况不好,使得平均每一家企业的信用评等均下降,每年的二四季Z均为正,表示这三季的总体经济状况良好,使得平均每一家企业的信用评等提升。

They need to use their bully pulpits to teach a little lesson on the economics of a credit crisis — how A can lead to B, B to C and C to Depression.

他们需要用自己的平台好好上一堂关于信用危机的课了。他必须让人们了解在一场信用危机中,A导致B,B有催生C,而C就激发经济衰退的蝴蝶效应。

The paper takes the branch of China Life Insurance—Changsha as an example and analyzes the present situation of the industry, the unsound credit system, the building forms of corporate culture and the pseudo corporate culture etc. Specific improving measures are put forward, such as establishing a sound faith-based credit system; strengthening the implementation of the building of the enterprise culture and creating a good atmosphere for corporate culture.

文章以中国人寿长沙分公司为例,分析整个行业的企业文化现状,存在信用体系不健全,文化建设形式化及企业伪文化,培训制度不健全等相关问题,并相应提出健全保险行业诚信为本的信用体系,加强企业文化建设的执行力,营造良好的企业文化氛围,健全保险行业企业培训制度等具体的改善措施。

FOR decades America's General Electric has worn its AAA credit rating as a badge of pride. The company has also used it to mint money in its financial-services business, GE Capital.

几十年来,美国通用电气公司一直为其AAA的信用等级而引以为豪,该公司还凭此高信用等级为其下属金融服务机构——通用金融集团吸纳资金。

Guide the thirty-third article: the commercial banks should be adopted, including the borrower's employing unit, the tax department, industry and commerce management departments as well as credit institutions, such as independent third-party investigation to examine the authenticity of applications for loans and the borrower's credit to understand themselves and their family's assets, liabilities, credit record and so on.

指南的第三十三条:商业银行应通过,其中包括借款人的用人单位,税务部门,工业和商业管理部门以及信贷机构,如独立的第三方进行调查,审查申请的真实性贷款和借款人的信用,了解自己和家人的资产,负债,信用记录等。

At present, the state-provided student loan is a credit loan with strong commercial characters.

摘 要:目前,我国助学贷款是一种具有较强商业性的信用贷款,而信用贷款的风险往往最大。

A sequential system is based on a valid property right system. The results of both general theoritic analysis and positive analysis show that the issue of our nation?s credit system construction should give consideration to property right system construction.

一个有序的信用体系是建立在一个有效产权制度的基础之上的,无论是一般理论分析还是实证分析的结果均表明:思考我国的信用制度建设问题决不能脱离产权制度的构建

Credit risk premium is generally considered to be compensation for credit risk.

信用风险溢价通常被认为是对信用风险的补偿。

Therefore, it is significant to study food companies' credit especially that of those large scale food manufacturing companies.

因此,研究食品企业的信用,尤其是大型食品企业的信用问题,意义重大。

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