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The principle of maximal profit is the main factor as to whether to obey credit or not. The analysis of using a game theory model once and using it repeatedly arid the analysis of a game theory model with outside intervene and evolutionary game theory analysis lead to a conclusion that strengthening cooperation and the government's power of supervision and punishment, the truthfulness of information , and a sound credit mechanism are the basic solution to the credit problem in electronic commerce.

本文运用博弈的方法,对电子商务中失信产生的原因进行了分析,认为收益的最大化原则是决定是否守信的主要因素,并通过对一次博弈、重复博弈和有外部干预情况下以及进化论博弈模型的分析,得出进一步加强交易合作的持久性、政府监管和惩罚的力度、信息的真实性以及完善的信用制度,是解决电子商务信用问题的根本方法。

The principle of maximal profit is the main factoras to whether to obey credit or not. The analysis of using a gametheory model once and using it repeatedly arid the analysis of agame theory model with outside intervene and evolutionary gametheory analysis lead to a conclusion that strengthening cooperationand the government's power of supervision and punishment, thetruthfulness of information , and a sound credit mechanism are thebasic solution to the credit problem in electronic commerce.

本文运用博弈的方法,对电子商务中失信产生的原因进行了分析,认为收益的最大化原则是决定是否守信的主要因素,并通过对一次博弈、重复博弈和有外部干预情况下以及进化论博弈模型的分析,得出进一步加强交易合作的持久性、政府监管和惩罚的力度、信息的真实性以及完善的信用制度,是解决电子商务信用问题的根本方法。

Only apply to the *****,for the **division of this company the Maximum Credit Term are ** days.

在本保险合同中提及的"***天的最高信用期限"只适用于*******。对于其**部门,最高信用期限为**天。

Competent commercial departments in all localities shall actively coordinate with any and all commercial banks, propel these banks to give more credit aid to small and medium circulation enterprises in accordance with the spirits of the Guiding Opinions of the People's Bank of China on Further Strengthening the Credit Aid Given to Well-Performing and Trustworthy Small and Medium Enterprises with Marketable Products (Yin Fa [2002] No.224), improve financial service offered to these enterprises, increase the line of credit and develop new credit service items; shall encourage various credit guaranty agencies to actively carry out guaranty services oriented to small and medium circulation enterprises; shall formulate corresponding policies, encourage and guide funds provided by all quarters of the society into the transformation and development of small and medium circulation enterprises.

各地商务主管部门应积极协调各商业银行,推动其按照《中国人民银行关于进一步加强对有市场、有效益、有信用中小企业信贷支持的指导意见》(银发〔2002〕224号)精神,加大对中小流通企业的信贷支持,完善对中小流通企业的金融服务,扩大授信额度,开发新的信贷服务项目;鼓励各类信用担保机构积极开展中小流通企业的担保业务;要制定相应政策,鼓励、引导社会各方面资金投入中小流通企业的改造和发展。

To some degree, modern market economy is credit market. The more high degree of mercerization is , the more high expection of social credit system is.

从一定意义上讲,现代市场经济就是信用经济,市场化程度越高,对社会信用体系的发育程度的要求也越高。

This article has studied the evolution of the financial credit,and divided the financial credit into five phases,moralization,legalization, commercialization,securitization and risk mercerization,each phase,the risk of financial credit is different.

本文研究了金融信用的演进历程,根据不同发展时期的特征,将金融信用的发展划分为五个阶段:道德化、法制化、商业化、证券化及风险的市场化阶段。

Establish an appropriate credit evaluation model to analyze the trend of credit development of small and medium-sized enterprise. And the urgent problem for commercial bank to solve is to choose the most merchantable customer with developing foreground from the group of small and medium-sized enterprise in which the good and bad are intermingled.

建立适当的信用评估模型分析中小企业信用发展趋势,从良莠不齐的中小企业群体中选择优质的、有发展前景的客户是商业银行迫切需要解决的问题。

Merton type default models are very important for modern credit risk pricing and management.

基于Merton方法的违约模型是现代信用风险定价与管理研究中极其重要的部分,对其适用性的研究对提高我国商业银行与企业管理信用风险的能力有着十分重要的意义。

Credit is the most fundamental social morality, but the morel value of credit behavior is not absolute, i.

信用是最基本的社会道德,但信用行为的道德价值却不是绝对的。

E. credit behavior can sometimes reflect negative morel value while discredit behavior can sometimes reflect positive moral value.

信用行为可能具有负的道德价值,非信用行为也可能具有正的道德价值。

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