保险贷款

These include giving the Fed expanded powers to regulate market stability, combining the Office of Thrift Supervision and the Office of the Comptroller of the Currency to strengthen regulation by reducing duplication, centralising the scrutiny of mortgage origination, creating an optional federal insurance charter, beginning the process of integrating the Securities and Exchange Commission and Commodity Futures Trading Commission and continuing to improve arrangements for clearing and settling over-the-counter derivatives, including development of well regulated and prudently managed central clearing counterparties for OTC trades.

这些改革举措包括：扩大美联储的权力以监管市场稳定；合并美国储蓄管理局和美国货币监理署(Office of the Comptroller of the Currency)，通过减少重合来强化监管；集中对抵押贷款来源的审查；创建一个可选择的联邦保险宪章；启动整合证券交易委员会(Securities and Exchange Commission)和商品期货交易委员会(Commodity Futures Trading Commission)的程序；继续改进清算、结算场外衍生产品的安排，包括针对场外交易，发展得到充分监管和审慎管理的中央清算对手机构。

When economic times are tough it is generally thought that the pawnbroking industry booms--after all gold and cheap loans are tempting for credit crunchers.

全景分析师不景气的时候，典当业却普遍被中国平安保险上海，因为它提供的分析和低息贷款在信贷紧缩的时候着实诱人。

I'm going to be just like you: the job, the family, the fucking big television, the washing machine, the car, the compact disc and electrical tin opener, good health, low cholesterol, dental insurance, mortgage, starter home, leisurewear, luggage, three-piece suite, DIY, game shows, junk food, children, walks in the park, nine to five, good at golf, washing the car, choice of sweaters, family Christmas, indexed pension, tax exemption, clearing the gutters, getting by, looking ahead, to the day you die.

我会跟你一样：工作，家庭，他妈的大电视，洗衣机，汽车，cd播放机，电动开罐器，健康，低胆固醇，牙医保险，贷款，买房，休闲服，行李箱，三件式西装，DIY，猜谜节目，垃圾食物，孩子，公园散步，朝九晚五，高尔夫，洗车，运动衫，阖家过圣诞，养老金，免税品，清水沟，只往前看，直到你死掉的那天。

KPMG auditors also failed to consider the credit risk associated with the nature of the client's loans and underwriting policies and to evaluate the reasonableness of the unallocated portion of the allowance, which had not changed in five years.

同时，毕马威的审计人员未能考虑与该客户贷款性质相关的信用风险和保险政策，未能评估未分配的部分坏账额度的合理性，该坏账额度在过去的5年间未发生变化。

In the negative and interrogative forms, of course, this is identical to the non-emphatic forms.

。但是，在否定句或疑问句里，这种带有"do"的方法表达的效果却没有什么强调的意思。

Go down on one's knees;kneel down

屈膝跪下。。。下跪祈祷