保险客户

On the basis of an analysis of the present profile of automobile consumer credit in China,a discussion is done on the meaning of its development. This thesis introduces the development of the market of automobile consumer credit overseas, and finds out the reasons why overseas automobile consumer credit leads to the successful development of automobile industry. It also analyses the causes of the slump in the market of automobile consumer credit in the country in aspects of influential elements such as economy,policies,society,consumption norms and so on. It has a deep discussion on some obvious problems in this field. For example,the market of automobile consumer credit is of no scale; the prices of automobiles are high; taxes are heavy and expenses are too much; average residents still have low income and no definite balance between income and predicted expenses; there is no perfect social credit system and individual credit system; there is not enough awareness of credit among the public. Taking theories in the area of industrial economics into consideration,it proposes basic measures of promoting the development of consumer credit in China: building up a credited society,a perfect and sound personal credit system.With credit database as the platform,all parties will be able to share information,improve the credit database,relevant regulations and laws as well as a risk warning system,thus operation and management of the operating entities will be improved,the cost of the practice of consumer credit will be reduced; strengthen the innovation of present financial system,develop financial products corresponding to different groups of customers,improve services,perfect the mode of "bank+insurance+automobile agents",make full use of the interne,adopt the practice of turning credit into securities.

本文在我国现阶段汽车消费信贷现状分析的基础上，对大力发展汽车消费信贷的意义进行了讨论；通过分析国外汽车消费信贷市场的发展概况，解析出国外汽车消费信贷促进汽车产业发展成功的原因；从影响汽车消费信贷市场发展的有关因素如经济环境、政策环境、社会环境和消费习惯等方面分析了我国汽车消费信贷市场现状低迷的症结所在；对中国汽车消费信贷市场的一些明显问题，如汽车消费市场尚未形成规模，汽车价格偏高，税费和使用费用负担沉重，相对较低的居民收入与预期收支不确定，社会信用体系尚未建立，个人信用制度缺失，公众信用意识淡薄等方面进行了深入探讨；立足于产业经济学理论，提出了构建信用社会，建立健全和完善个人信用体系，建立个人资信评估机构和登记制度，引入专业的资信中介机构，以信用数据库平台为基础，各方共享资源，组建客户信用数据平台，完善法规制度建设，建立健全汽车信贷消费的法律体系，建立风险预警机制，提高汽车消费信贷经营主体的经营管理水平，降低汽车信贷业务成本，加大金融制度创新的力度，开发适合不同消费群体的金融产品，提高服务质量，完善"银行+保险+汽车经销商"的汽车信贷模式，充分利用互联网、实行贷款证券化等促进我国汽车消费信贷发展的基本措施。

" Jardine insurance brokers limited of Wilson explained that the " you should know when something is not for you all and become the property of other customers.

"怡和保险经纪人公司的威尔逊解释说，"你必须明白什么时候一些东西不为你所有而变成了其他客户的财产。

Sound Business And Service Co.,Ltd has appropriate public liability insurance to cover their liability during the entire period of appointment.

我们公司承担在合约期间为客户办理保险的义务。

With such old fashioned, but durable, values and principles, CIRe is highly confident of being able to continue delivering its promises to its clients and shareholders, and remains an admired Chinese reinsurer in the global markets.

秉承著传统而恒久的价值观及原则，中再国际相当有信心能够持续为其客户及股东兑现承诺，并保持其于环球市场备受尊祟的中资再保险公司的地位。

From the original sole center port transportation, develops Hong Kongand 珠三角 the continent to each place highway transportation,every day has the vehicle goes and returns Shanghai from Guangzhou and珠三角 the area, Jiangsu and Zhejiang provinces, Fujian, Beijing,Henan, Hunan, Chongqing, Yunnan, Guangxi and so on each major andmedium city, provides the specialization, the scale start-to-finishservice for the customer, including: Stores in a storehouse, sorts,loading and unloading, the product processing, the cargo piles up, theregion matches delivers, is long, the short haul, charge d\'affairesthe insurance.

从原有单一的中港运输，发展到香港及珠三角洲至全国各地的公路运输，每天都有车从广州及珠三角地区往返上海、江浙、福建、北京、河南、湖南、重庆、云南、广西等各大中城市，为客户提供专业化、规模化一条龙服务，包括：仓储、分拣、装卸、产品加工、货物堆放、区域配送、长、短途运输、代办保险。

For example, customer financial information must be received before insurance quotes are solicited.

例如，客户的财务信息必须在征求保险报价之前收到。

I am done to insurance company in Mai Ken stannum seek advice, but some clients say I say not to work only.

我在麦肯锡给保险公司做咨询，但有的客户说我只说不干。

Today, a term insurance policy should be able to cover most of your debt and financial needs.

保险公司会从终身寿险中获得更多的盈利，所以寿险顾问或者销售代表可能会更多的向客户推荐终身寿险并说这是最好的选择。

Land trailer Yantian, Shekou and Hong Kong to the Pearl River Delta, the land around the towing service, warehousing, agent customs clearance, cargo transportation agents, insurance, door to door express delivery and other one-stop service to provide customers with warehousing, transshipment, LCL.

陆运拖车盐田，蛇口港到珠江三角洲各地的陆路拖车服务、仓储、代理报关报检、代办货物运输保险、门到门快递等一条龙服务为客户提供仓储、中转、拼箱。5。

Provide customers with the transfer agent, insurance, value assessment, information consultation, second-hand car trading and other services.

为客户提供代办过户、保险，价值评估，信息咨询，二手车买卖等服务。

The split between the two groups can hardly be papered over.

这两个团体间的分歧难以掩饰。

This approach not only encourages a greater number of responses, but minimizes the likelihood of stale groupthink.

这种做法不仅鼓励了更多的反应，而且减少跟风的可能性。