保险受益人

17When an insurance company pays compensation or insurance money, the client requests for remitting the money to a third party instead of the insured or beneficiary; or the client requests for remitting any insurance premium refunded or cash surrender value to any person other than the insurant.

保险公司支付赔偿金、给付保险金时，客户要求将资金汇往被保险人、受益人以外的第三人；或者客户要求将退还的保险费和保单现金价值汇往投保人以外的其他人。

The act of defrauding insurance proceeds by self-harming by the insurant can not be regarded as the crime of insurance fraud if the policy holder or the beneficiary is not the insurant.

在投保人或受益人不是被保险人的情况下，被保险人用自损方式骗保的行为不能以保险诈骗罪处理。

The split between the two groups can hardly be papered over.

这两个团体间的分歧难以掩饰。

This approach not only encourages a greater number of responses, but minimizes the likelihood of stale groupthink.

这种做法不仅鼓励了更多的反应，而且减少跟风的可能性。