保险代理人

It first presents the meanings, the legal status, the function and the compurgation between insurance agent and other medium.

本部分从各国保险代理人立法制度和旧中国保险代理人立法制度两个方面进行考察，在传统与现代之间，厘清我们的认识和思维。

In addition, enhancing and strengthening the insurance consciousness, establishing credit records, setting up the conception of the principle of maximal good faith to the personal insurance agents, and so on, which offer a good circumstance.

另外，个人保险代理人的保险意识的提高和加强、保险代理人最大诚信原则观念的树立和保险代理人信用档案的建立等方面能为其营造一个良好的环境。

The emphasis of building the personal insurance agents is legislation, administration of justice, execution of law, and fulfilment of all sorts of systems, endeavouring to form a set of systems including self-limitation mechanism of "not being willing to do", disciplinary mechanism of "not being dare to do" and protecting mechanism of " not being able to do ", so as to perfect the supervision and control of the personal insurance agents of our country.

个人保险代理人队伍建设的重点是在立法、司法、执法的同时，狠抓各项制度的落实，努力形成一套包括"不愿为"的自律机制、"不敢为"的惩戒机制和"不能为"的防范机制在内的制度体系，从而最终完善我国个人保险代理人的监督管理。

Therefore, this paper shows, analysis of China's insurance agent 10 years in the development of the existing problems, and in view of the current system of insurance industry representatives to the problems that exist in a number of solutions, and look forward to China's insurance industry on the healthy development Help.

因此，本文以此为立意，分析了我国保险代理人十多年来发展中存在的问题，并针对我国现行保险行业代理人制度中存在的问题提出了一些解决措施，期望能够对我国保险行业的健康发展有所帮助。

While the Individual Insurance Agent is playing its positive effect, in the condition that the information is anisomerous, all kinds of problems exist like defaulting, pocketing and embezzling the premium because of its faulty inspiriting mechanism and the supervision is deficient.

个人保险代理人在保险市场上发挥积极作用的同时，由于目前的激励机制不完善，加上监管力度不足，在信息不对称的条件下，致使个人保险代理人在业务开展过程中存在拖欠保费、私吞和挪用保费等问题。

Where an insurance agent, when transacting insurance business on behalf of the insurer, oversteps the authority delegated and the applicant has good reason to believe that it has the authority of agency, and has concluded an insurance contract with it, it shall bear the insured liability.

保险代理人为保险人代为办理保险业务，有超越代理权限行为，投保人有理由相信其有代理权，并已订立保险合同的，保险人应当承担保险责任；但是保险人可以依法追究越权的保险代理人的责任。

If an insurance agent conducts any acts beyond the authorized scope in handling insurance business for the insurer, and the insurant is justified to believe that it is authorized and has signed the insurance contract, the insurer shall bear the insurance liabilities; however, the insurer may claim damages against the insurance agent ultra vires pursuant to law.

保险代理人为保险人代为办理保险业务，有超越代理权限行为，投保人有理由相信其有代理权，并已订立保险合同的，保险人应当承担保险责任；但是保险人可以依法追究越权的保险代理人的责任。

If an insurance agent conducts any acts beyond the authorized scope in handling insurance business for the insurer, and the insurant is justified to believe that it is authorized and has signed the insurance contract, the insurer shall bear the insurance liabilities; however, the insurer may claim damages agaisnt the insurance agent ultra vires pursuant to law.

保险代理人为保险人代为办理保险业务，有超越代理权限行为，投保人有理由相信其有代理权，并已订立保险合同的，保险人应当承担保险责任；但是保险人可以依法追究越权的保险代理人的责任。

Insurance loss adjuster is a newly rising intermediary industry in the insurance market of our country, insurance loss adjuster, insurance agent and insurance broker constitute the integrated system of insurance intermediary market, and it plays an important role for the fast, steady and healthy development of the insurance industry of our country.

保险公估人是我国保险市场上刚刚形成的一个新兴的中介行业，它和保险代理人、保险经纪人构成保险中介市场的完整体系，对我国保险业的快速、稳定、健康发展有重要作用。

At the same time, we should also consummate the restricting mechanism by their self-locating to form them self-restricting. Then we should exercise the punishment rationally and found up the credit evaluating system to restrict their behavior so that finally we can satisfy the efficient demand of the insurance market and help the insurance company operate and develop steadily.

同时，应完善对个人保险代理人的约束机制，通过个人保险代理人的自我定位形成自我约束，再通过对合理的惩罚力度的运用和个人保险代理人信用评估体系的建立来约束个人保险代理人在展业中的行为，从而满足保险市场的有效需求和保险公司的稳定经营和发展。

Neither the killing of Mr Zarqawi nor any breakthrough on the political front will stop the insurgency and the fratricidal murders in their tracks.

在对危险的南部地区访问时，他斥责什叶派民兵领导人对中央集权的挑衅行为。

In fact,I've got him on the satellite mobile right now.

实际上 我们已接通卫星可视电话了