保险人

Insurance contract is aleatory contract, because whether insurer has the obligation to pay insurance benefit or not and the exact number of it all depend on whether insurance accident occurs or not and the degree of damage. Therefore, applicant can obtain huge amount of insurance benefit when insurance accident occurs, but on the contrary, applicant lose premiums when insurance accident does not occur.

保险合同是射幸合同，这是由于保险人是否负有保险金的给付义务以及应为给付时的具体数额的多少取决于保险事故是否发生及其损害的大小，因此对投保人而言，在保险事故发生时将获得巨额保险金；反之，在保险事故不发生时，投保人即丧失保险费。

The paper points that the insurance subrogation should comprise two part: the right of subrogation and the jus ad rem of subrogation ; then, the paper analyzes its constitutive requirements, legal relation, essence, characters and its functions.

文章首先为保险代位正名，指出保险代位是保险人享有的、代位行使被保险人对造成保险标的损害而负有民事责任的第三人的求偿权或取得被保险人对保险标的残余物的所有权的一种权利，它应包括权利代位和物上代位两层含义

Immediate notice should be given to the Company when the Cargo Owners actual responsibility under the Contract of Affreightment n Both to Blame Collision Clause becomes known..

在获悉有关运输契约中"船舶互撞责任"条款的实际责任后，应及时通知保险人。

As for insurer the aleatory nature of insurance contract acts on the other way round.

在保险人方面，亦有相反之射幸性。

And the principle is developing by the development of the hull insurance in the practice of the hull-clause.

对被保险人主要体现在告知义务、保证义务以及危险增加的通知义务等；而对保险人而言，则体现在保险人的说明义务、免责提示义务和及时赔付义务等。

However, the market of insurance assessment is also a market of information asymmetry. The assessors behavior influence both insurers and insurants.

但是，由于保险公估市场本身也存在着信息不对称问题，保险公估从业人员的行为既作用于保险人，又作用于被保险人，如果其在从事公估业务过程中，利用信息优势，做出评估不当或是明显偏袒某一方的行为，就会影响保险人或被保险人的利益。

Notice obligation means that the applicant should inform the double insurance facts to various insurers in order to avoid paying more insurance than insurants' actual losses after insurance accident happened.

通知义务是指投保人应将重复保险的事实通知各保险人，以免在保险事故发生后，各保险人所给付的保险金总和超过被保险人所遭受的实际损失。

Professional reinsurers numbered 29, including most of the top reinsurers in the world.

本港共有29名专业再保险人，当中包括世界大部分首屈一指的再保险人。

The Vessel to be employed in lawful trades between safe ports, anchorages or places where she can safely lie always afloat, except at such places where it is customary for similar size vessels to lie safely aground, within Institute Warranty Limits excluding The Charterers shall have the option of trading outside these Limits, provided the Vessel is insurable by the Owners' Underwriters, and have also liberty of trading zones where Owners are required to pay for extra war risk insurance premium.

本船在伦敦保险人学会保证条款的范围内，川航于本船能经常安全浮起的（但同样大的船舶照例安全搁底的地点可以不浮起），安全港口、锚地或地点，进行合法贸易，在船东保险人承担的情况下，租船人可派船在许可外的地区，进行贸易，也可随意派船到船东需要支付兵险附加保费的地区进行贸易。

The Vessel to be employed in lawful trades between safe ports, anchorages or places where she can safely lie always afloat, except at such places where it is customary for similar size vessels to lie safely aground, within Institute Warranty Limits excluding The Charterers shall have the option of trading outside these Limits, provided the Vessel is insurable by the Owners' Underwriters, and have also liberty of trading zones where Owners are required to pay for extra war risk insurance premium.

航行范围 4.Trading 本船在伦敦保险人学会保证条款的范围内，川航于本船能经常安全浮起的(但同样大的船舶照例安全搁底的地点可以不浮起)，安全港口，锚地或地点，进行合法贸易，在船东保险人承担的情况下，租船人可派船在许可外的地区，进行贸易，也可随意派船到船东需要支付兵险附加保费的地区进行贸易。

I didn't watch TV last night, because it .

昨晚我没有看电视，因为电视机坏了。

Since this year, in a lot of villages of Beijing, TV of elevator liquid crystal was removed.

今年以来，在北京的很多小区里，电梯液晶电视被撤了下来。