保险

To illustrate the effect on reinsurance inward business statistics, the ratios for these three classes of business after exclusion of that reinsurer's figures are shown below for reference.

为说明对分入再保险业务统计数字的影响，在扣除该再保险公司的数字后所得的已承付申索净额比率列载如下，以供参考。

However, because the reinsurance businesses have the properties of heterogeneity, long-tail, and information lags, it is more complex and difficult to evaluate reinsurer's reserves, especially for non-life reinsurers.

然而，由于再保险业务组合的非同质性，长尾性质及信息延迟等，准备金提取操作对于再保险人来说更为复杂，尤其是非寿险再保险业务。

The Supervision of repayable capability is one of the important contents in insurance supervision.

偿付能力的监管是保险监管的一项重要的内容，它涉及到保险公司经营的财务稳定、确保被保险人利益以及保险业生存的关键问题。

Article 28 If an insurance company plans to commit any of the following acts to its overseas insurance institution, it shall repot it to the CIRC for approval and submit the materials according to Article 11 of these Measures

第二十八条保险公司对其境外保险类机构实施下列行为之一的，应当报经中国保监会批准，并按照本办法第十一条的规定提交材料

Based on the research of current situation of risk management of capital allocation for commercial banks both at home and abroad at present, this paper put forward a unified VaR theory framework and model by using reserve for bad debts, capital at risk and deposit insurance system. The reserve for bad debts, capital at risk and deposit insurance system are used to execute grading risk prevention and to develop a comprehensive quantification method that executing risk management to commercial banks.

因此，在对目前国内外商业银行资本配置风险管理现状进行研究的基础上，本文提出了包含损失准备金、风险资本和存款保险的商业银行资本配置风险管理的统一的VaR理论框架和模型，用损失准备金、风险资本、存款保险制度来分级防范风险，并在此理论框架和模型下发展出完整的从资本配置的角度对商业银行进行风险管理的量化方法。

Nd irrationality rendered by introduction of section 17 in fraudulent claim context: on one hand,they tried to define a fraudulent claim carefully and restrictively;on the other hand,they try to avoid the application of section 17 in the fraudulent claim context.

英国法将保险合同定义为被保险人同意给付保险人一定的保险费，而保险人则在发生保险事故时对被保险人由此遭受的损失给予补偿的合同①。

The agricultural insurance is an important means of the agricultural risk management, the situation of our country has enlarged the risk management function of the agricultural insurance.

农业保险是农业风险管理的重要手段，我国国情放大了农业保险的风险管理功能。

Peng Chi-ming, founder of WeatherRisk Explore and who worked on the Leofoo project, says Leofoo began looking for insurance dose to the holiday period, when forecasts were out and indicated a high probability of rain, and naturally, not wanting to run at a loss, Fubon raised its premiums accordingly.

也参与规划此份保单的彭启明指出，当初六福村找上保险业者时已相当接近假期，各项天气预报资料都指出降雨机率偏高，不做赔本生意的保险公司当然会提高保费。

Nowadays, there are security, cash security and liability insurance to run the risks, in which the most effective is liability insurance.

为担保这种风险，目前世界上主要有保证、保证金和责任保险的方式，其中最有效的是责任保险。

This insurance covers general average and salvage charges, adjusted or determined according to the contract of carriage and/or the governing law and practice, incurred to avoid or in connection with the avoidance of loss from any cause except those excluded in Clauses 4, 5, 6 and 7 below.

本保险承保根据货运合同及/或管辖的法律和惯例理算或确定的，为避免或与避免任何原因造成的有关引起共同海损和救助费用的损失，但第4，5，6和7条或本保险其他条文的除外条款除外。

The split between the two groups can hardly be papered over.

这两个团体间的分歧难以掩饰。

This approach not only encourages a greater number of responses, but minimizes the likelihood of stale groupthink.

这种做法不仅鼓励了更多的反应，而且减少跟风的可能性。