保险

Secondly, the thesis introduced the current situation of cooperation between bank and insurance-company in our country; analyzed objectively some questions, such as product innovation, external supervision and backward in technique, analyzed the main factor that restricted its development; And then, through the analysis about bank, insurance company, public demand and accession to the WTO, the diesis drew the conclusion that developing bancassurance met the need of bank, insurance company, and customer, and was a rational choice after entering into WTO for our country; our country had already been qualified to develop it.

其次，论文介绍了我国银保合作发展的现状；客观分析了我国银保合作存在的产品创新不足、技术落后、外部监管不完善等问题，并分析制约其发展的主要因素；进而，通过对银行、保险公司、公众需求及加入WTO等方面的分析得出我国发展银保合作是银行、保险公司、客户实现"三赢"的需要，是我国入世后的理性选择；而且，我国已经具备了发展银保合作的条件。

But, almost all of the conflicts are the disputation which the insured liability should be undertake or not.

而所有的保险纠纷几乎都是关于保险责任应当承担还是免除争执。

My thesis faces to the positive situation in our country that the construction insurance system is distempered. I analyze the system deeply. On the basis of a great deal of theory study and market research, I find the mostly problems in our system.

本文针对目前我国工程保险制度发育不健全的现实状况，对制度本身进行了深入的剖析，通过大量的理论研究和市场调查研究，指出了我国当前工程保险体系存在的主要问题。

A mortgage loan where the downpayment is less than 20% usually requires private mortgage insurance or government insurance or guarantee.

按揭贷款的首期少于20%，通常需要私人按揭保险或政府保险或担保。

Earn one's living 自行谋生 The workers earned less money because they had to pay medical insurance.

因为工人要交医疗保险，因为工人要交医疗保险，所以他们赚得的钱就少了。的钱就少了。

Contact with social security bureau /insurance agency and handling employee insurance administration, employment inspection from labor bureau, ensuring prompt and legal procedures

保持与社会劳动保障中心/保险中介机构的日常联系工作，处理员工社会保险，公积金以及商业保险的缴纳工作，劳动部门的的用工检查工作，确保以上工作及时有效的进行，并符合各项劳动法规定

They include the function of Jiaxing Health Bureau in cooperative medical insurance for rural and urban residents, the function of Civil Affairs Bureau both in the service for downsized personnel and family dependants of the deceased and in organizing the fund for rural and urban minimum living allowance and medical aid, the role of Municipal Committee of Population and Family Planning in organizing and issuing the fund for rewarding rural households who carry out the one-child policy, and the unemployment insurance under the charge of Employment Service Bureau.

据了解，新成立的市社会保障事务局将以市社会保险事业局为基础，整合市卫生局承担的城乡居民合作医疗保险职能，市民政局承担的相关精简职工遗属服务和城乡居民最低生活保障金、医疗救助金的组织职能，市人口计生委承担的有关农村部分计生户奖励扶助金的组织发放职能，市就业管理服务局承担的职工失业保险等职能。

These functions include cooperative medical insurance for rural and urban residents originally performed by Jiaxing Municipal Bureau of Health, the organizing function of fund for rural and urban minimum living and medical aid performed by Civil Affairs Bureau, the organizing and issuing of the fund for rewarding rural households who carry out the one-child policy performed by Municipal Committee of Population and Family Planning, and the unemployment insurance undertaken by Employment Service Bureau.

据了解，新成立的市社会保障事务局将以市社会保险事业局为基础，整合市卫生局承担的城乡居民合作医疗保险职能，市民政局承担的相关精简职工遗属服务和城乡居民最低生活保障金、医疗救助金的组织职能，市人口计生委承担的有关农村部分计生户奖励扶助金的组织发放职能，市就业管理服务局承担的职工失业保险等职能。

As China's basic endowment insurance is quite similar to the public endowment insurance of America.

我国的基本养老保险和美国的第一支柱公共养老保险具有极大的相似性。

The issue of funding old-age insurance, endowment insurance system is the survival and development of material basis.

而养老保险筹资问题，是养老保险制度生存和发展的物质基础。

The split between the two groups can hardly be papered over.

这两个团体间的分歧难以掩饰。

This approach not only encourages a greater number of responses, but minimizes the likelihood of stale groupthink.

这种做法不仅鼓励了更多的反应，而且减少跟风的可能性。